What is Karur Vysya Bank Ltd (KARURVYSYA) share price return in the past 10 years?

Karur Vysya Bank Ltd share price has appreciated 15.3% annually (CAGR) over the past ten years.

What is the share price of Karur Vysya Bank Ltd (KARURVYSYA)?

Company share prices are keep on changing according to the market conditions. The current trading price of Karur Vysya Bank Ltd (KARURVYSYA) on 02-Jul-2026 16:59:59 at 16:59 is 293.95.

What is the P/E ratio of Karur Vysya Bank?

The latest standalone P/E ratio of Karur Vysya Bank as of 02-Jul-2026 is 11.32.

What is the P/B ratio of Karur Vysya Bank Ltd (KARURVYSYA)?

The latest standalone P/B ratio of Karur Vysya Bank Ltd (KARURVYSYA) as of 02-Jul-2026 is 2.01.

What is the 52-week high and low of Karur Vysya Bank Ltd (KARURVYSYA)?

The 52-week high of Karur Vysya Bank Ltd (KARURVYSYA) is Rs. 343.55 and the 52-week low is Rs. 201.80.

Karur Vysya Bank Ltd (KARURVYSYA) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Karur Vysya Bank Ltd (KARURVYSYA)
Brand: Karur Vysya Bank

Key Metrics

Valuation Multiples

Market Cap

₹28,415 Cr.

Current Price

₹294

52-Week Low / High

₹202 / 344

TTM EPS

₹26

TTM Sales

₹11,074 Cr.

Book Value per Share

₹145.9

P/E Ratio

11.32

Higher than its 5-year historical median

Industry PE

18.7

Price to Book (P/B)

2.01

Higher than its 5-year historical median

EV/EBITDA

5.47

Higher than its 5-year historical median

Dividend Yield

0.74%

Profitability Efficiency

Return on Equity (ROE)

17.68%

Return on Capital Employed (ROCE)

21.60%

Net Interest Margin (NIM)

3.68%

Return on Assets (ROA)

1.73%

Growth Momentum
1-yr vs 3-yr growth

Deposit Growth (1 Year)

Improving versus 3-year growth rate

14.55%

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

11.56%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

-1.07%

Asset Quality

CASA

27.3%

Gross NPA(%)

0.76%

Net NPA(%)

0.20%

Cost to Income Ratio

47.25%

Cost of Liabilities

5.25%

Reserves

₹13,915 Cr.

Equity

₹193.3 Cr.

Face Value

₹2

All Time Low / High

₹2.71 / 343.55

Karur Vysya Bank stock performance

Key Ratios

Check Before You Invest

Quality

Not Good

Check detailed performance

Valuation

Overvalued

Check Valuation charts

Price Trend

Semi Strong

Check Price chart

Q.1 Is Karur Vysya Bank Ltd a good quality company?

Karur Vysya Bank Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NIM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth and Cost-to-Income ratio.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Karur Vysya Bank Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Karur Vysya Bank Ltd vs Industry Peers?

Karur Vysya Bank Ltd AUM CAGR is 11.82%, compared to the 5-year industry median CAGR of 13.65%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Karur Vysya Bank Ltd?

Promoters hold 2.07% of the Karur Vysya Bank Ltd, with 3.85% of their stake pledged, indicating low pledge risk.

Q.1 Stock return of Karur Vysya Bank Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 15.8% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Net Interest Income (₹ Cr.)	1,781	2,074	2,298	2,363	2,348	2,360	2,715	3,349	3,818	4,260	4,939
YoY Gr. Rt. %	-	16.4%	10.8%	2.8%	-0.6%	0.5%	15.1%	23.3%	14%	11.6%	-
Total Income	6,150	6,405	6,600	6,779	7,145	6,389	6,357	7,675	9,863	11,508	13,159
YoY Gr. Rt. %	-	4.1%	3.1%	2.7%	5.4%	-10.6%	-0.5%	20.8%	28.5%	16.7%	-
Adj EPS (₹ )	7.9	8.4	4.3	2.6	2.9	4.5	8.4	13.8	20	20.1	26
YoY Gr. Rt. %	-	6.7%	-48.7%	-38.9%	11.4%	53.1%	87.1%	63.8%	44.7%	0.8%	-
BVPS (₹ )	63.6	70	78.4	80.4	82.6	87.1	94.9	107	124.8	123.4	145.9
YoY Gr. Rt. %	-	10.1%	12%	2.5%	2.8%	5.5%	9%	12.7%	16.6%	-1.1%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1	1	0.5	0.3	0.3	0.5	0.9	1.3	1.6	1.7	1.8
To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0.6	2.5	4.2	5	3.9	3.4	2.3	0.7	0.4	0.2	0.2
To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	-	-	-	-	-	-	-	-	-	-	-

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	10.2%	12.7%	16.2%	11.6%
Total Income	7.2%	10%	21.9%	16.7%
Adj EPS	11%	46.9%	33.7%	0.8%
BVPS	7.7%	8.4%	9.1%	-1.1%
Share Price	15.3%	46.9%	40.2%	33%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Interest Earned / Total Income	88.51	87.79	86.36	85.8	83.84	85.62	87.9	84.9	83.28	84.1	84.2
Margins	To view Margins Colour Rating Guide click here ⓘ
NIM (%)	3.2	3.5	3.5	3.5	3.5	3.3	3.5	3.9	3.8	3.7	3.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	12.9	12.6	6.1	3.3	3.6	5.3	9.3	13.7	17.2	17.7	17.8
Liquidity Ratio	To view Liquidity Ratio Colour Rating Guide click here ⓘ
CASA (%)	23.3	27.7	29.1	29.9	31.3	34.2	34.9	33.2	30.4	27.3	-

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	6,150	6,405	6,600	6,779	7,145	6,389	6,357	7,675	9,863	11,508
Interest Income	5,443	5,622	5,700	5,816	5,990	5,470	5,588	6,517	8,213	9,678
Other Income ⓘ	707	782	900	963	1,155	919	769	1,159	1,649	1,830
Expenditure +	4,847	4,834	4,822	5,068	5,384	5,098	4,727	5,200	7,033	8,295
Interest Expense	3,662	3,549	3,402	3,453	3,642	3,111	2,872	3,168	4,395	5,418
Operating Expenses	1,185	1,285	1,421	1,615	1,742	1,987	1,854	2,032	2,639	2,877
Provisions	392	649	1,183	1,320	1,412	738	705	937	581	598
Profit Before Tax	912	883	504	322	272	534	931	1,437	2,100	2,591
Taxes	344	277	158	111	37	175	258	331	495	649
Profit After Tax	568	606	346	211	235	359	673	1,106	1,605	1,942
Adjusted EPS (₹)	6.58	7.02	3.60	2.20	2.45	3.75	7.01	11.49	16.63	20.10
Dividend Payout Ratio (%)	30.10%	26.10%	12.60%	22.70%	0%	11.10%	19%	14.50%	12%	10.80%

Valuation of Karur Vysya Bank - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Share Capital ⓘ	122	122	145	160	160	160	160	160	161	161
Total Reserves ⓘ	4,451	4,914	6,119	6,263	6,440	6,799	7,436	8,421	9,875	11,764
Deposits	50,079	53,700	56,890	59,868	59,075	63,278	68,486	76,638	89,113	1,02,078
Borrowings ⓘ	2,894	1,696	2,394	1,565	1,184	2,528	1,339	1,432	2,478	1,217
Minority Interest	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1,439	1,376	1,393	1,484	1,419	1,857	2,651	3,528	3,826	4,147
Total Liabilities ⓘ	58,985	61,808	66,941	69,340	68,278	74,623	80,071	90,179	1,05,453	1,19,367
Assets
Balance with RBI	2,529	2,790	2,960	2,935	2,733	3,514	3,594	4,279	5,588	7,354
Balance with Banks	363	1,555	1,349	762	1,660	2,806	1,332	416	71	453
Investments ⓘ	14,443	14,857	15,803	14,882	15,762	16,019	17,216	18,808	22,344	23,831
Advances	39,084	40,908	44,800	48,581	46,098	50,364	54,661	63,134	73,667	84,005
Net Block ⓘ	417	411	475	545	563	518	464	418	412	451
Other Assets	2,146	1,279	1,501	1,598	1,438	1,381	2,789	3,107	3,351	3,235
Total Assets ⓘ	58,985	61,808	66,941	69,340	68,278	74,623	80,071	90,179	1,05,453	1,19,367

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	580	1,611	-550	-1,576	2,504	3,366	295	1,217	2,954	4,487
Cash Flow From Investing Activity ⓘ	-92	-84	-170	549	-1,535	-1,379	-1,594	-1,270	-1,296	-2,151
Cash Flow From Financing Activity ⓘ	-346	-74	683	414	-274	-59	-96	-178	-694	-188
Net Cash Flow ⓘ	143	1,453	-36	-612	696	1,928	-1,394	-231	963	2,148

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	46.60	10	4.80	2.60	2.90	4.50	8.40	13.80	20	24.10
DPS (₹)	14	2.60	0.60	0.60	0	0.50	1.60	2	2.40	2.60
BVPS (₹)	375.3	82.6	86.2	80.4	82.6	87.1	94.9	107	124.8	148.1
Margin Ratios
Yield on Advances (%)	13.9	13.7	12.7	12.0	13.0	10.9	10.2	10.3	11.2	11.5
Yield on Investments (%)	8.2	8.8	7.8	8.2	9.5	7.2	5.1	6.0	7.3	7.1
Cost of Liabilities (%)	6.9	6.4	5.7	5.6	6.0	4.7	4.1	4.1	4.8	5.3
NIM (%)	3.2	3.5	3.5	3.5	3.5	3.3	3.5	3.9	3.8	3.7
Interest Spread (%)	7.0	7.3	7.0	6.4	7.0	6.1	6.1	6.3	6.4	6.3
Performance Ratios
ROA (%)	1.0	1.0	0.5	0.3	0.3	0.5	0.9	1.3	1.6	1.7
ROE (%)	12.9	12.6	6.1	3.3	3.6	5.3	9.3	13.7	17.2	17.7
ROCE (%)	15.6	13.9	7.7	5.2	5.0	7.3	11.1	16.2	20.2	21.6
Efficiency Ratios
Cost to Income Ratio (%)	47.6	45.0	44.4	48.6	49.7	60.6	53.2	45.1	48.3	47.3
Operating Costs to Assets (%)	2.0	2.1	2.1	2.3	2.6	2.7	2.3	2.3	2.5	2.4
Valuation Parameters
Price/Book(x)	1.2	1.4	1.2	0.9	0.3	0.6	0.5	1.0	1.5	1.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

7.27

6.70

4.62

4.65

3.69

3.71

3.77

3.85

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Karur Vysya Bank Ltd FAQs

The current trading price of Karur Vysya Bank on 02-Jul-2026 16:59 is ₹293.9.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jul-2026 the market cap of Karur Vysya Bank stood at ₹28,415.2 Cr

The latest P/E ratio of Karur Vysya Bank as of 01-Jul-2026 is 11.32.

The latest P/B ratio of Karur Vysya Bank as of 01-Jul-2026 is 2.01.

The 52-week high of Karur Vysya Bank is ₹343.6 and the 52-week low is ₹201.8.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Karur Vysya Bank is ₹11,074 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Karur Vysya Bank Ltd is a below average quality company.

The key valuation ratios of Karur Vysya Bank Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Karur Vysya Bank Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Karur Vysya Bank Ltd

Karur Vysya Bank (KVB) was started in the year 1916 in Karur, then a small textile town with a vast agricultural background, by two people M.A. Venkatarama Chettiar and Athi Krishna Chettiar. What started as a venture with a seed capital of Rs. 1.20 lakh has grown into a leading financial institution that offers a gamut of financial services, under one roof, to millions of its customers.

KVB is one of the earliest banks in the country to achieve full networking of its branches under Core Banking Solutions. The Bank has always been a frontrunner in adopting and leveraging on technology to offer products and services to its customers. The Bank was one of the pioneers in deploying ATMs, Bunch Note Recycler Machines, fully automated passbook printers & Cheque Deposit Kiosks as a move towards self- service banking. The Bank also set a blazing trail in implementing Internet Banking and Mobile Banking to its customers.

The bank offers the KVB Multicurrency Travel Card specially designed to make foreign travel convenient and risk-free. The KVB Multicurrency Travel Card is an EMV Chip Card authenticated by VISA and is acceptable at millions of VISA enabled ATMs and VISA enabled merchant outlets across the globe. The unique feature of KVB Multicurrency Travel Card is loading of eight currencies (USD, SGD, EURO, CAD, GBP, JPY, CHF, SEK) simultaneously in a single card.

Business area of the company

The bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations.

Services offered

Accounts

Current Accounts
KVB Fleet
Multicity Current Account
KVB Smart Trade & Exim Current Account

Loans

Commercial
MSME
Mortgage

Cards

KVB Corporate Credit Card
Business Debit Card
Gift Cards
Multicurrency Travel Card

Awards and Accolades

2019: Best practice in digital transformation, 2019: Most Innovative Category at CII Digital Transformation DX Summit and Awards.
2019: Best contactless innovation of the year for its product ‘at Money’ at Kamikaze Payments and Cards Awards, 2019.
2019: Best Retail Bank of the year at IBS India Banking Summit and Awards, 2019.
2019: Semi-finalist in banking category at Skoch Order of Merit Silver, 2019.
2019: Enterprise mobility category for KVB NEXT (Digital Loan Processing) at Technology Senate Digital South India Awards, 2019.
2020: Innovative Best Practice in Service Excellence by CII - Digital Transformation DX Summit Best Practice in Digital Transformation 2020.
2020: Best Digital Banking Solution of the year by Kamikaze Payments & Cards Awards.
2020: Automation of file uploading process - GEFU process through RPA Bot by Uipath Automation Excellence Awards, 2020.
2021: Best use of IT & Data Analytics - Runner Up by IBA Banking technology Awards, 2021.
2021: Best IT Risk & Cyber Security Initiatives - Runner up by IBA Banking technology Awards, 2021.
2021: Third Best Branch in Kerala State under the Old Private Sector Bank category - Ernakulam Palarivottom Branch by State Forum of Bankers’ Clubs, Kerala.
2021: Skoch BFSI Silver Award for Digital Solutions including Lending, Mobile Banking & Video KYC by Skoch.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Karur Vysya Bank Ltd (KARURVYSYA)

Karur Vysya Bank Ltd (KARURVYSYA)

Karur Vysya Bank stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Karur Vysya Bank - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Margin Ratios

Performance Ratios

Efficiency Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Karur Vysya Bank Ltd FAQs

What is the share price of Karur Vysya Bank?

What is the market cap of Karur Vysya Bank?

What is the P/E ratio of Karur Vysya Bank?

What is the P/B ratio of Karur Vysya Bank?

What is the 52-week high and low of Karur Vysya Bank?

What is the TTM revenue of Karur Vysya Bank?

Is Karur Vysya Bank Ltd a good quality company?

Is Karur Vysya Bank Ltd undervalued or overvalued?

Is Karur Vysya Bank Ltd a good buy now?

About Karur Vysya Bank Ltd

Create stable, long-term investment portfolio with strong, consistent stocks.

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.