BSE: 530879 | NSE: | Finance - Investment | Small Cap
Past 10 year's financial track record analysis by Moneyworks4me indicates that Capital India Finance Ltd is a average quality company.
The key valuation ratios of Capital India Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Capital India Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 1.5 | 4.4 | 7.5 | 8.7 | 25.7 | 56.4 | 105 | 93.5 | 122 | 162 | 156 | |
| YoY Gr. Rt. % | - | 186.9% | 71.8% | 15.8% | 194.5% | 119.3% | 86.6% | -11.1% | 30% | 33% | - | |
| Adj EPS (₹ ) | 0.1 | 0.2 | 0.2 | 0.5 | 6.1 | 1.4 | 3.9 | 2.6 | 1.5 | 1.9 | 2.3 | |
| YoY Gr. Rt. % | - | 83.3% | -22.7% | 182.4% | 1160.4% | -76.2% | 171.5% | -32.7% | -43% | 29.3% | - | |
| BVPS (₹ ) | 7 | 7.2 | 7.6 | 8.1 | 14.2 | 65.9 | 69.3 | 71.9 | 73.3 | 75.2 | 77.2 | |
| YoY Gr. Rt. % | - | 3.3% | 6.3% | 6.3% | 74.6% | 365.1% | 5.2% | 3.7% | 2% | 2.5% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.4 | 0.3 | 0.1 | 0.2 | 1.9 | 2.7 | 4.5 | 2.7 | 1.2 | 1.2 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 67.8% | 44.4% | 15.4% | 33% | ||||||||
| Adj EPS | 36.2% | -20.4% | -20.8% | 29.3% | ||||||||
| BVPS | 30.3% | 39.6% | 2.8% | 2.5% | ||||||||
| Share Price | 19.1% | -6.1% | 13.3% | 61.1% | ||||||||
| RATIOS \ YEARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||||||
| Net Profit Margin (%) | 3.9 | 2.4 | 1.1 | 2.7 | 11.5 | 19.9 | 28.9 | 21.9 | 9.6 | 9.3 | 11.3 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 1.8 | 3.1 | 2.3 | 6.1 | 54.3 | 4.3 | 5.8 | 3.7 | 2.1 | 2.6 | 2.9 | |
Return on Equity has increased versus last 3 years average to 3.00%
Total Income has increased 15.38 CAGR in last 3 years
Total income growth is good in last 4 quarters
Net Profit has declined -20.83 CAGR in last 3 years
Net NPA to Net Advances has increased in last 3 years
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 2.3 | -0.1 |
| TTM Sales (₹ Cr.) | 156 | 543 |
| BVPS (₹.) ⓘ | 77.2 | 79.4 |
| Reserves (₹ Cr.) ⓘ | 522 | 539 |
| P/BV ⓘ | 1.66 | 1.62 |
| PE ⓘ | 56.50 | 0.00 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 66.00 / 164.70 |
| All Time Low / High (₹) | 3.95 / 251.66 |
| Market Cap (₹ Cr.) | 999 |
| Equity (₹ Cr.) | 77.7 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 46.1 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 2 | 4 | 8 | 9 | 26 | 57 | 105 | 95 | 123 | 164 |
| Interest Income | 2 | 4 | 8 | 9 | 26 | 56 | 105 | 93 | 122 | 162 |
| Other Income ⓘ | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 3 |
| Expenditure ⓘ | 1 | 4 | 7 | 8 | 21 | 41 | 64 | 65 | 108 | 144 |
| Interest Expense ⓘ | 1 | 4 | 7 | 8 | 10 | 9 | 13 | 19 | 39 | 63 |
| Operating Expenses ⓘ | 0 | 0 | 0 | 0 | 10 | 29 | 37 | 45 | 64 | 81 |
| Provisions | 0 | 0 | 0 | 0 | 0 | 3 | 14 | 1 | 5 | 1 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 0 | 0 | 0 | 0 | 5 | 16 | 41 | 29 | 15 | 20 |
| Taxes ⓘ | 0 | 0 | 0 | 0 | 2 | 5 | 11 | 9 | 3 | 5 |
| Profit After Tax | 0 | 0 | 0 | 0 | 3 | 11 | 30 | 20 | 12 | 15 |
| Adjusted EPS (₹) | 0.1 | 0.2 | 0.2 | 0.5 | 6.1 | 1.4 | 3.9 | 2.6 | 1.5 | 1.9 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 12% | 28% | 3% | 4% | 7% | 5% |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 3 | 4 | 4 | 4 | 7 | 512 | 540 | 559 | 571 | 585 |
| Share Capital ⓘ | 4 | 4 | 4 | 4 | 4 | 78 | 78 | 78 | 78 | 78 |
| Reserves ⓘ | 0 | 0 | 0 | 0 | 3 | 434 | 462 | 481 | 493 | 508 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 12 | 0 | 0 | 138 | 10 | 10 | 43 | 117 | 116 | 74 |
| Current Liabilities | 3 | 56 | 55 | 2 | 21 | 154 | 103 | 131 | 530 | 611 |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 6 | 8 |
| Short term borrowings | 0 | 53 | 48 | 0 | 0 | 127 | 76 | 105 | 493 | 558 |
| Other Liabilities | 0 | -53 | -48 | 0 | 125 | -128 | -76 | -106 | -500 | -567 |
| Total Liabilities ⓘ | 18 | 59 | 59 | 144 | 163 | 676 | 686 | 807 | 1,216 | 1,271 |
Assets | ||||||||||
| Non Current Asset | 13 | 3 | 4 | 79 | 41 | 80 | 144 | 186 | 208 | 244 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 13 | 3 | 4 | 79 | 41 | 80 | 144 | 186 | 208 | 244 |
| Current Asset | 4 | 56 | 55 | 64 | 122 | 596 | 542 | 621 | 1,009 | 1,027 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 4 | 56 | 55 | 64 | 122 | 596 | 542 | 621 | 1,009 | 1,027 |
| Total Assets ⓘ | 18 | 59 | 59 | 144 | 163 | 676 | 686 | 807 | 1,216 | 1,271 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 0 | 0 | 0 | 1 | 8 | 1 | 4 | 3 | 2 | 2 |
| DPS (₹) | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 10 | 10 | 11 | 11 | 20 | 66 | 69 | 72 | 73 | 75 |
Performance Ratios | ||||||||||
| ROA (%) | 0.4 | 0.3 | 0.1 | 0.2 | 1.9 | 2.7 | 4.5 | 2.7 | 1.2 | 1.2 |
| ROE (%) | 1.8 | 3.1 | 2.3 | 6.1 | 54.3 | 4.3 | 5.8 | 3.7 | 2.1 | 2.6 |
| ROCE (%) | 10.4 | 11.7 | 13.3 | 8.7 | 10.7 | 6.4 | 8.3 | 6.7 | 5.5 | 6.9 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 3.1 | 2.4 | 0.0 | 1.4 | 2.5 | 2.1 | 1.2 | 2.0 | 1.7 | 1.2 |
Bilwara Tex -Fin (BTFL) was incorporated in 1994. Its registered office is located at 290, Vasant Enclave, Rao Tula Ram Marg, New Delhi-110057.
Business profile:
BTFL engages in the investment activities in India. Its operations includes finance and consultancy services. The company is based in New Delhi, India. The company gets income from the sale of shares and securities, dividend, interest, and commission.
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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