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Nahar Capital And Financial Services Ltd (NAHARCAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532952 NSE: NAHARCAP Finance - NBFC | Small Cap | Nahar Capital &Finl. Share Price

₹253.75 5.75 (2.32%)

As on 09-Jun'26 12:21

Nahar Capital And Financial Services Ltd (NAHARCAP)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532952 NSE: NAHARCAP Finance - NBFC | Small Cap | Nahar Capital &Finl. Share Price

₹253.75 5.75 (2.32%)

As on 09-Jun'26 12:21

Key Metrics
Valuation Multiples
Market Cap
₹415 Cr.
Current Price
₹253.8
52-Week Low / High
₹196 / 376
TTM EPS
₹17.2
Book Value per Share
₹544.4
P/E Ratio
14.44
Lower than its 5-year historical median
Industry PE
25.2
Price to Book (P/B)
0.46
Lower than its 5-year historical median
EV/EBITDA
10.93
Lower than its 5-year historical median
Dividend Yield
0.67%
Profitability Efficiency
Return on Equity (ROE)
3.39%
Return on Capital Employed (ROCE)
4.29%
Return on Assets (ROA)
3.29%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
2.03%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
2.08%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹27.2 Cr.
Reserves
₹903 Cr.
Equity
₹8.4 Cr.
Face Value
₹5
All Time Low / High
₹17.65 / 682.20

Nahar Capital And Financial Services stock performance

Key Ratios
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Check Before You Invest

Valuation

Fair

Price Trend

Semi Strong
Q.1 Is Nahar Capital And Financial Services Ltd a good quality company?
Nahar Capital And Financial Services Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Nahar Capital And Financial Services Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Nahar Capital And Financial Services Ltd vs Industry Peers?
Nahar Capital And Financial Services Ltd AUM CAGR is 7.63%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Nahar Capital And Financial Services Ltd?
Promoters hold 72.53% of the Nahar Capital And Financial Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Nahar Capital And Financial Services Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 14.3% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Nahar Capital And Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)6.714.617.911.215.423.136.731.828.229.127
YoY Gr. Rt. %-117.2%22.4%-37%37.3%49.4%59.3%-13.4%-11.5%3.2%-
Adj EPS (₹ ) 6.715.111.57.18.717.718.216.622.918.217.2
YoY Gr. Rt. %-126.5%-24.2%-38.4%24%102.8%2.5%-8.6%38.1%-20.9%-
BVPS (₹ )302.2317.3455.1451.6379.4424.4480508.4530.1541.1544.4
YoY Gr. Rt. %-5%43.4%-0.8%-16%11.8%13.1%5.9%4.3%2.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.24.72.81.52.14.33.93.34.33.30

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income17.7%13.5%-7.5%3.2%
Adj EPS11.8%15.7%-0%-20.9%
BVPS6.7%7.4%4.1%2.1%
Share Price 13.7% 13.2% -2.5% -19.1%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)166.1173.4107.4104.994.7128.682.887.4136.4104.7105.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.24.931.62.14.443.44.43.43.2

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 24453125244850405649
Interest Income7151811152337322829
Other Income 1022411011
Exceptional Items 183013149251382820
Expenditure + 1115710116991011
Interest Expense 0000100000
Operating Expenses 1015586679910
Provisions 1022411011
Exceptional Items 0000000000
Profit Before Tax 13302315134141314638
Taxes 2543-11111388
Profit After Tax 11251912153030283830
Adjusted EPS (₹)6.715.111.57.18.717.718.216.622.918.2
Dividend Payout Ratio (%)22.50%9.90%13.10%21.30%5.70%8.50%16.50%9%6.50%8.30%

Valuation of Nahar Capital &Finl. - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +506531762756635711804851888906
Share Capital 8888888888
Reserves 498523754748627702796843879898
Short term borrowings1515245462000
Long Term Borrowings0020-25752529
Current Liabilities 22233818152317811
Trade Payables0200000001
Other Liabilities-15-16-24-5-4-6-2-0-0-1
Total Liabilities 528555802774648739828864913936

Assets

Non Current Asset +506517764736576646793852909933
Loan Asset 000000001122
Other Non Current Asset 506517764736576646793852898911
Current Asset +223738387293351243
Current Investment0000000000
Other Current Asset223738387293351243
Total Assets 528555802774648739828864913936

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 4-16-1929138-56-76-29-18-3
Cash Flow From Investing Activity -12022-25-134588232196
Cash Flow From Financing Activity -3-3-3-3-4-1-5-3-3-3
Net Cash Flow -11-00-011-0-10

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)6.7015.1011.507.108.7017.7018.2016.6022.9018.20
DPS (₹)1.501.501.501.500.501.5031.501.501.50
BVPS (₹)302.2317.3455.1451.6379.4424.4480508.4530.1541.1

Performance Ratios

ROA (%)2.24.72.81.52.14.33.93.34.33.3
ROE (%)2.24.93.01.62.14.44.03.44.43.4
ROCE (%)2.65.73.62.02.06.15.43.85.34.3

Valuation Parameters

Price/Book(x)0.20.30.30.20.10.31.20.50.50.4

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Nahar Capital And Financial Services Ltd FAQs

The current trading price of Nahar Capital &Finl. on 09-Jun-2026 12:21 is ₹253.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Jun-2026 the market cap of Nahar Capital &Finl. stood at ₹415.3 Cr

The latest P/E ratio of Nahar Capital &Finl. as of 08-Jun-2026 is 14.44.

The latest P/B ratio of Nahar Capital &Finl. as of 08-Jun-2026 is 0.46.

The 52-week high of Nahar Capital &Finl. is ₹376.4 and the 52-week low is ₹196.0.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Nahar Capital &Finl. is ₹27.17 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Nahar Capital And Financial Services Ltd is a below average quality company.

The key valuation ratios of Nahar Capital And Financial Services Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Nahar Capital And Financial Services Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Nahar Capital And Financial Services Ltd

Nahar Capital and Financial Services (NCFSL), a Nahar Group of company was incorporated on March 31, 2006. The company was incorporated for the purpose of taking over the investment business of Nahar Spinning Mills Limited as per the scheme of  demerger and arrangement duly approved by  Hon’ble Punjab and Haryana High Court, Chandigarh as per order dated 21st December, 2006. The scheme is effective from 1-4-2006.

The said order is subject to NCFSL obtaining the Certificate of Commencement of Business from Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh and also registration from the Reserve Bank of India as Non Banking Financial Company (NBFC) within six months from the said order, failing which the scheme of arrangement shall be revoked to the extent applicable in respect of NSML and NCFSL.

The said order allows the transfer of the investment business of NSML to NCFSL and the allotment of equity shares of the company to the shareholders of NSML as laid down in the scheme The aforesaid order of the Hon’ble High Court of Punjab & Haryana at Chandigarh High Court was filed by NCFSL with the Registrar of Companies (ROC), Punjab, Himachal Pradesh and Chandigarh on January 12, 2007, which is the effective date of the scheme. Pursuant to Sections 391 to 394 of the Companies Act, 1956 the entire investment business of NSML has been transferred to and vested in the NCFSL w.e.f. April 1, 2006 (the appointed date under the scheme).

In accordance with the said scheme, the equity shares of the company issued pursuant to scheme as well as its existing shares issued for the purpose of incorporation shall, subject to applicable regulations, be listed and admitted to trading on the Bombay Stock Exchange Limited (BSE) and the National Stock Exchange of India Limited (NSE). Such listing and admission for trading is not automatic and will be subject to fulfillment by the NCFSL of listing criteria of BSE and NSE for such issues and also subject to such other terms and conditions as may be prescribed by BSE and NSE at the time of the application by the NCFSL seeking listing.

By demerging the investment business of NSML and registering it as non banking finance company, new activities such as finance consultancy, merchant banking, underwriting business, stock broking, Inter Corporate Lending, and other misc. finance activities generally done by the NBFC will be undertaken.   

Business area of the company: NCFSL has been registered as non banking finance company (NBFC) mainly to carry out the existing Investment business transferred from NSML i.e. the business of Investment in Sshares, debentures, stock, bonds and securities of any kind issued by companies, banks, mutual funds, any authority, central, state, municipal, local and to invest subscribe, purchase, acquire and/or sell or otherwise place funds by way of deposit to any body corporate, firm, person, any other authority or association whether falling under the same management or otherwise, in accordance with and to the extent permissible under the applicable provisions of the Companies Act 1956 with or without security and on such terms as may be determined from time to time.

NCFSL may also undertake new activities in future such as financial consultancy, merchant banking, underwriting business, stock broking, and other miscellaneous finance activities generally undertaken by the NBFC’s after obtaining the requisite approvals.

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