Times Guaranty Ltd - Stock Valuation and Financial Performance

BSE: 511559 | NSE: TIMESGTY | Finance - Investment | Small Cap

Times Guaranty Share Price

94.29 -1.92 -2.00%
as on 16-Apr'24 15:16

DeciZen - make an informed investing decision on Times Guaranty

M-Cap below 100cr DeciZen not available

Times Guaranty stock performance -

mw4me loader
P/E Ratio (SA):
49.16
Market Cap:
86.5 Cr.
52-wk low:
48.1
52-wk high:
166.4

Is Times Guaranty Ltd an attractive stock to invest in?

1. Is Times Guaranty Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Times Guaranty Ltd is a below average quality company.

2. Is Times Guaranty Ltd undervalued or overvalued?

The key valuation ratios of Times Guaranty Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Times Guaranty Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Times Guaranty Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Times Guaranty:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Times Guaranty Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)1.70.60.15.61.12.92.48.72.723
YoY Gr. Rt. %--65.5%-79%4541.7%-80.1%163.1%-19.2%270.3%-68.9%-27.9%-
Adj EPS (₹ ) 1.30.2-0.34.50.51.81.57.31.712
YoY Gr. Rt. %--84.1%-233.3%NA-88%238.9%-19.1%392.6%-76.1%-40.2%-
BVPS (₹ )26.82726.731.231.73738.445.747.548.550.1
YoY Gr. Rt. %-0.8%-1%16.9%1.7%16.5%4%18.9%3.9%2.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)4.90.7-115.11.65.23.917.23.72.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income1.9%12%-6%-27.9%
Adj EPS-2.6%14%-11.1%-40.2%
BVPS6.8%8.9%8.1%2.2%
Share Price 18% 24.9% 38.6% 65.3%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Margins
Net Profit Margin (%)72.232.4-20272.843.456.356.37557.647.855.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.10.8-115.61.75.33.917.33.72.23.9

Recent Performance Summary

Total income growth is not so good in last 4 quarters

Return on Equity has declined versus last 3 years average to 4.00%

Total Income has declined 45.82 CAGR in last 3 years

Net Profit has declined -11.10 CAGR in last 3 years

Latest Financials - Times Guaranty Ltd.

Standalone Consolidated
TTM EPS (₹) 2 0.5
TTM Sales (₹ Cr.) 3.2 1.5
BVPS (₹.) 50.1 0
Reserves (₹ Cr.) 36 1
P/BV 1.92 0.00
PE 49.16 194.35
From the Market
52 Week Low / High (₹) 48.05 / 166.42
All Time Low / High (₹) 2.80 / 187.10
Market Cap (₹ Cr.) 86.5
Equity (₹ Cr.) 9
Face Value (₹) 10
Industry PE 47.4

Management X-Ray of Times Guaranty:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Times Guaranty

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income1.650.580.135.581.112.952.388.752.721.98
Interest Income1.650.570.125.571.112.922.368.742.721.96
Other Income 0.010.010000.040.010.0100.02
Expenditure 0.330.390.370.450.470.570.660.700.710.91
Interest Expense 00000000.070.020.01
Operating Expenses 0.330.390.370.450.470.570.610.630.640.84
Provisions 0000000.0500.060.06
Exceptional Items 0000000000
Profit Before Tax 1.320.19-0.255.130.642.381.718.052.011.07
Taxes 0.140.0101.070.160.740.381.490.440.14
Profit After Tax 1.190.19-0.254.060.481.641.336.551.570.94
Adjusted EPS (₹)1.30.2-0.34.50.51.81.57.31.71.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital24.0824.2624.0228.0728.5533.2534.5741.1142.7143.65
Share Capital 9999999999
Reserves 15.0815.2615.0119.0719.5524.2525.5732.1133.7134.65
Minority Interest0000000000
Long Term Borrowings0.760.770.820.880.8700.010.0100
Current Liabilities 00.060.050.090.110.090.140.260.070.06
Trade Payables000000.090.120.250.070.06
Short term borrowings0000000000
Other Liabilities00000-0.09-0.12-0.25-0.07-0.06
Total Liabilities 24.8525.0924.8929.0529.5433.3434.7141.3842.7843.71

Assets

Non Current Asset 19.684.089.8723.9927.871.1314.5814.6930.1621.88
Loan Asset 0000000000
Other Non Current Asset 19.684.089.8723.9927.871.1314.5814.6930.1621.88
Current Asset 5.1721.0115.025.061.6732.2220.1426.6912.6221.83
Current Investment5.0920.9414.9951.6532.209.3010.521.550.51
Other Current Asset0.080.070.040.060.020.0210.8416.1711.0721.33
Total Assets 24.8525.0924.8929.0529.5433.3434.7141.3842.7843.71

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 0.05-0.02-0.204.48-0.93-1.13-11.08-6.032.588.37
Cash Flow From Investing Activity 000.17-4.450.901.1311.416.44-2.98-8.59
Cash Flow From Financing Activity 0000000000
Net Cash Flow 0.05-0.02-0.040.03-0.030.010.330.40-0.40-0.22
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)1005121721
DPS (₹)0000000000
BVPS (₹)27272731323738464749

Performance Ratios

ROA (%)4.90.7-1.015.11.65.23.917.23.72.2
ROE (%)5.10.8-1.015.61.75.33.917.33.72.2
ROCE (%)5.60.8-1.019.72.37.75.121.54.82.5

Valuation Parameters

Price/Book(x)0.70.90.71.11.31.00.40.61.21.0

Times Guaranty Ltd Stock News

Times Guaranty Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Times Guaranty on 16-Apr-2024 15:16 is ₹94.29.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2024 15:16 the market cap of Times Guaranty stood at ₹86.52.
The latest P/E ratio of Times Guaranty as of 16-Apr-2024 15:16 is 49.16.
The latest P/B ratio of Times Guaranty as of 16-Apr-2024 15:16 is 1.92.
The 52-week high of Times Guaranty is ₹166.4 and the 52-week low is ₹48.05.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Times Guaranty is ₹3.19 ( Cr.) .

About Times Guaranty Ltd

Times Guaranty was incorporated on December 11, 1989 and received the certificate of commencement of business on December 12, 1989 and became active in February 1990.

In April, 1991, the company further diversified into Portfolio Mnagement Services. In 1993, the company became an active player in the OTCEI. During this time the company started investments and trading in equities in the secondary market; on its own portfolio. The company is authorized with SEBI as Category I Merchant Banker and has also acquired membership of Over the Counter Exchange of India.

The registered office of the company is situated at Trade House, 1st Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel Mumbai, Maharashtra- 400013.

Business area of the company

The company’s principal activity is to offer investment banking and securities brokerage services. It includes investing and financial activities, source of which recovery of past dues and Company business activities are confined.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.