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Walchand Peoplefirst Ltd (501370)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501370 NSE: Finance - Investment | Small Cap | Walchand People Share Price

₹136.20 -5.65 (-3.98%)

As on 10-Jun'26 16:59

Walchand Peoplefirst Ltd (501370)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 501370 NSE: Finance - Investment | Small Cap | Walchand People Share Price

₹136.20 -5.65 (-3.98%)

As on 10-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹41 Cr.
Current Price
₹136.2
52-Week Low / High
₹79 / 180
TTM EPS
₹12
Book Value per Share
₹105.4
P/E Ratio
11.87
Lower than its 5-year historical median
Industry PE
52.8
Price to Book (P/B)
1.35
Lower than its 5-year historical median
EV/EBITDA
5.48
Lower than its 5-year historical median
Dividend Yield
0.85%
Profitability Efficiency
Return on Equity (ROE)
6.79%
Return on Capital Employed (ROCE)
8.15%
Return on Assets (ROA)
5.28%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Slowing versus 3-year growth rate
17.86%
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
6%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹36.5 Cr.
Reserves
₹28 Cr.
Equity
₹2.9 Cr.
Face Value
₹10
All Time Low / High
₹7.70 / 978.58

Walchand Peoplefirst stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Walchand Peoplefirst Ltd a good quality company?
Walchand Peoplefirst Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Walchand Peoplefirst Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Walchand Peoplefirst Ltd vs Industry Peers?
Walchand Peoplefirst Ltd AUM CAGR is 6.58%, compared to the 5-year industry median CAGR of 9.27%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Walchand Peoplefirst Ltd?
Promoters hold 57.56% of the Walchand Peoplefirst Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Walchand Peoplefirst Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 2.1% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Walchand Peoplefirst Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)22.823.226.825.522.28.817.820.226.230.837
YoY Gr. Rt. %-2.2%15.4%-5%-12.7%-60.4%102%13.4%29.5%17.8%-
Adj EPS (₹ ) 8.53.27.33.11.4-0.66.41211.86.212
YoY Gr. Rt. %--62.4%126.8%-57.8%-54.1%-140.4%NA89.3%-2.3%-47.2%-
BVPS (₹ )46.749.556.859.860.460.467.178.188.894.2105.4
YoY Gr. Rt. %-6.1%14.6%5.3%1%0.1%11.1%16.4%13.7%6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)13.74.99.73.71.6-0.77.912.911.25.30

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income3.4%6.7%20%17.8%
Adj EPS-3.5%34.5%-0.8%-47.2%
BVPS8.1%9.3%11.9%6%
Share Price 2.2% 11.2% 4.3% -12.8%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Margins
Net Profit Margin (%)10.947.93.51.8-1.910.417.313.15.99.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)19.86.713.75.32.4-0.91016.614.16.811.2

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 24.1524.9728.1726.9524.3410.9319.4424.2829.6033.47
Interest Income22.7523.2426.8125.4822.258.8217.8120.2026.1630.80
Other Income 0.780.710.890.940.960.570.510.640.860.74
Exceptional Items 1.401.731.351.482.092.111.624.083.452.67
Expenditure + 20.3923.6725.3425.9823.3411.1316.7220.2425.0731.33
Interest Expense 00.020.030.030.200.020.020.090.070.05
Operating Expenses 19.6122.9424.4325.0122.1810.5316.1919.5224.1430.53
Provisions 0.780.710.890.940.960.570.510.640.860.74
Exceptional Items 0000000000
Profit Before Tax 3.761.302.830.971-0.192.724.044.542.14
Taxes 1.280.360.710.080.59-0.030.870.551.120.34
Profit After Tax 2.480.932.110.890.41-0.161.853.503.421.80
Adjusted EPS (₹)8.53.27.33.11.4-0.66.412.011.86.2
Dividend Payout Ratio (%)14.60%38.90%0%0%0%0%19.70%8.30%8.50%16.10%

Valuation of Walchand People - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +13.5614.3816.4917.3517.5317.5519.5022.6925.7927.34
Share Capital 2.902.902.902.902.902.902.902.902.902.90
Reserves 10.6611.4813.5814.4514.6214.6416.5919.7922.8924.44
Short term borrowings0000000000
Long Term Borrowings1.55-0.061.851.793.431.072.2412.232.58
Current Liabilities 4.634.206.795.285.042.493.764.844.575.83
Trade Payables0.700.801.270.640.880.340.330.430.581.02
Other Liabilities-0.70-0.80-1.27-0.64-0.88-0.34-0.33-0.43-0.58-1.02
Total Liabilities 19.7418.5325.1224.422621.1025.5028.5332.5935.75

Assets

Non Current Asset +8.986.668.0211.0211.256.4611.6012.5016.9220.57
Loan Asset 0000000000
Other Non Current Asset 8.986.668.0211.0211.256.4611.6012.5016.9220.57
Current Asset +10.7611.8717.1013.4014.7514.6413.9016.0215.6815.18
Current Investment0000000000
Other Current Asset10.7611.8717.1013.4014.7514.6413.9016.0215.6815.18
Total Assets 19.7418.5325.1224.422621.1025.5028.5332.5935.75

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 1.212.79-1.610.580.750.973.640.39-0.290.23
Cash Flow From Investing Activity -1.53-2.371.840.51-1.36-1.13-3.890.043.06-0.83
Cash Flow From Financing Activity -0.35-0.4100.01-0.02-0.020.56-0.54-0.43-0.45
Net Cash Flow -0.6600.231.10-0.62-0.180.31-0.112.34-1.05

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)8.503.207.303.101.40-0.606.401211.806.20
DPS (₹)1.301.3000001.30111
BVPS (₹)46.749.556.859.860.460.467.178.188.894.2

Performance Ratios

ROA (%)13.74.99.73.61.6-0.77.912.911.25.3
ROE (%)19.86.713.75.32.4-0.910.016.614.16.8
ROCE (%)30.09.418.55.96.9-1.014.619.118.78.2

Valuation Parameters

Price/Book(x)1.93.12.21.60.71.02.01.42.31.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Walchand Peoplefirst Ltd FAQs

The current trading price of Walchand People on 10-Jun-2026 16:59 is ₹136.2.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Walchand People stood at ₹41.19 Cr

The latest P/E ratio of Walchand People as of 09-Jun-2026 is 11.87.

The latest P/B ratio of Walchand People as of 09-Jun-2026 is 1.35.

The 52-week high of Walchand People is ₹180.0 and the 52-week low is ₹79.05.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Walchand People is ₹36.54 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Walchand Peoplefirst Ltd is a below average quality company.

The key valuation ratios of Walchand Peoplefirst Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Walchand Peoplefirst Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Walchand Peoplefirst Ltd

Walchand PeopleFirst formerly, Walchand Capital Ltd was founded by Seth Walchand Hirachand in 1920 and is listed on the Bombay Stock Exchange. Its history spanning over 8 decades, has witnessed many exciting developments in its attempt to continually adapt to and exploit the changing business exigencies. In its early phase of growth, the company expanded its investments in the sectors of civil construction, pre-fabricated concrete manufacturing, heavy engineering, light engineering, automobiles, sugar and confectionery, by holding the controlling interests in these ventures. As a group of companies, the Walchand Group had been considered among the top business houses in India.

In order to expand its activities from a group holding company and to take advantage of the new financial trends, the company also commenced its own leasing and financing operations in the 80's.

With changing business circumstances on account of the liberalisation and globalisation in the early 90's, the Group decided to restructure its various businesses in separate undertakings in order to insulate businesses from each other. In 1994, the first phase of restructuring took effect when the company divested its holdings in the automobile and heavy engineering companies. This enabled the company to substantially expand its balance sheet and to strengthen it further by clearing all its long-term liabilities.

The company, since 1994, was engaged in short-term corporate financing. It is a registered NBFC, enjoying a rating for adequate safety, and had successfully launched its fixed deposit schemes and retail finance operations. However, the new Reserve Bank of India guidelines had a restrictive impact on the prospect of growth in these operations and the company took a strategic decision to withdraw from its fund-based activities. The company had also subsidiarised its securities trading operations wherein it holds the Pune Stock Exchange card and the OTCEI broker card. During the recessionary phase since 2001 the company strategically reduced its exposure in the financial services industry.

Business area of the company:

With the establishment of Dale Carnegie Training India, Walchand PeopleFirst represents the first corporate face of the training industry in India. In the last 3 years of operations, it has succeeded in setting new global benchmarks and has created a quiet revolution in this sector. It has become the first choice partner amongst leading corporates and professionals including Tata Teleservices, Reliance Industries, Mahindra & Mahindra, State Bank of India, Philips, Sahara, Prudential ICICI, HSBC, HDFC Chubb, Standard Chartered, Wartsila, Oracle, Microsoft, Wipro Spectramind, Bharti, Alfa Laval, Sterlite Industries, ABN Amro, Ernst & Young, McKinsey, PricewaterhouseCoopers, Ansal API, HPCL, DSP Merriyll Lynch, Genpact, WNS, Kurukshetra University,etc.

Expanding its portfolio of services, Walchand PeopleFirst also offers a broad range of assessment consultancy services in partnership with PerformanSe SAS.

Launched recently in India, Walchand PeopleFirst has promoted and successfully delivered various online behavioral skills assessment solutions to individuals and organizations including Kodak, Orbit Corporation, LIC, SBI, Alchem, Ras –al – Khaimah, Godrej, Debenham Tie Leung (DTZ), IDBI etc.

Achievements/ recognition:

  • The company had received certification from SEBI as Category 1 Merchant Banker.
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