What is Ceejay Finance share price return in the past 10 years?

Ceejay Finance Ltd share price has appreciated 25.6% annually (CAGR) over the past ten years.

Ceejay Finance Ltd - Stock Valuation and Financial Performance

Name: Ceejay Finance
Brand: Ceejay Finance

BSE: 530789 | NSE: | Finance - NBFC | Small Cap

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Ceejay Finance Share Price

₹195 0.10 0.05%
as on 18-Apr'24 09:39

DeciZen - make an informed investing decision on Ceejay Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

Ceejay Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

10.17

Market Cap:

67.2 Cr.

52-wk low:

105.1

52-wk high:

245.6

Is Ceejay Finance Ltd an attractive stock to invest in?

1. Is Ceejay Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ceejay Finance Ltd is a below average quality company.

2. Is Ceejay Finance Ltd undervalued or overvalued?

The key valuation ratios of Ceejay Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Ceejay Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ceejay Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ceejay Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	11.1	11.6	12.3	14.3	16.4	14.8	17.3	16	17.9	19.7	20
YoY Gr. Rt. %	-	4.2%	6%	16.3%	14.9%	-9.8%	17%	-7.6%	11.6%	10.5%	-
Adj EPS (₹ )	10.8	10.8	10.9	13.6	16.1	14	14	13	14.4	19.8	19.2
YoY Gr. Rt. %	-	0%	0.7%	24.5%	19%	-13.2%	-0.1%	-7.2%	11.2%	37.7%	-
BVPS (₹ )	68.3	77.3	86.3	99.9	114.2	126.3	138.7	151	164.6	183.5	197.4
YoY Gr. Rt. %	-	13.2%	11.7%	15.7%	14.3%	10.6%	9.8%	8.9%	9%	11.5%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	8.5	7.9	7.5	8.2	8.3	6.8	6.4	6	6.5	7.8	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	6.6%	3.8%	4.5%	10.5%
Adj EPS	7%	4.2%	12.4%	37.7%
BVPS	11.6%	10%	9.8%	11.5%
Share Price	25.6%	13.9%	32.7%	68.2%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	33.5	32.2	30.6	32.8	33.9	32.6	27.9	28	27.9	34.7	33
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	17	14.8	13.3	14.6	15.1	11.6	10.5	9	9.1	11.4	9.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.10%

Total Income has increased 4.48 CAGR in last 3 years

Net Profit has increased 12.40 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - Ceejay Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	19.2	-
TTM Sales (₹ Cr.)	20	-
BVPS (₹.) ⓘ	197.4	-
Reserves (₹ Cr.) ⓘ	65	-
P/BV ⓘ	0.99	-
PE ⓘ	10.17	-

From the Market
52 Week Low / High (₹)	105.05 / 245.55
All Time Low / High (₹)	0.54 / 245.55
Market Cap (₹ Cr.)	67.2
Equity (₹ Cr.)	3.5
Face Value (₹)	10
Industry PE ⓘ	31.5

Management X-Ray of Ceejay Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Ceejay Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Ceejay Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	11.21	11.60	12.28	14.28	16.42	15.51	17.35	16.84	17.96	21.20
Interest Income	11.11	11.58	12.27	14.27	16.39	14.79	17.30	15.99	17.85	19.73
Other Income ⓘ	0.10	0.03	0.01	0.01	0.04	0.73	0.05	0.85	0.11	1.47
Expenditure ⓘ	5.71	6.09	6.65	7.29	8.65	8.85	10.97	10.81	11.01	12.35
Interest Expense ⓘ	2.22	2.25	2.08	2.42	2.92	2.27	2.41	2.22	2.41	3.33
Operating Expenses ⓘ	3.05	3.61	3.95	4.54	4.95	4.67	6.70	6.11	6.25	7.70
Provisions	0.44	0.23	0.61	0.33	0.77	1.91	1.87	2.48	2.36	1.32
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	5.50	5.51	5.64	6.99	7.78	6.66	6.38	6.03	6.94	8.84
Taxes ⓘ	1.78	1.79	1.89	2.31	2.22	1.84	1.56	1.56	1.97	2
Profit After Tax	3.73	3.73	3.75	4.67	5.56	4.82	4.82	4.47	4.97	6.84
Adjusted EPS (₹)	10.8	10.8	10.9	13.6	16.1	14.0	14.0	13.0	14.4	19.8
Dividend Payout Ratio (%)	13%	13%	14%	11%	16%	11%	7%	8%	7%	6%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	23.55	26.67	29.78	34.46	39.40	43.59	47.84	52.10	56.79	63.31
Share Capital ⓘ	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45	3.45
Reserves ⓘ	20.10	23.22	26.33	31.01	35.95	40.14	44.39	48.65	53.34	59.86
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0.05	0.02	0.06	0.06	0.07	-0.55	-0.72	-0.61	-0.62	-0.74
Current Liabilities	20.96	23.10	20.51	28.74	30.84	28.94	31.61	19.62	26.16	31.22
Trade Payables	0.49	0.38	0.89	0.61	1.01	0.75	1.12	0.66	1.03	1.89
Short term borrowings	18.90	21.03	17.85	26.70	28.52	27.02	29.71	18.43	24.08	28.37
Other Liabilities	-19.39	-21.41	-18.74	-27.31	-29.53	-27.77	-30.83	-19.09	-25.11	-30.26
Total Liabilities ⓘ	44.57	49.79	50.35	63.26	70.32	71.98	78.73	71.11	82.33	93.79
Assets
Non Current Asset	10.47	11.83	14.83	21.43	21.07	67.74	75.89	67.52	78.29	89.93
Loan Asset	9.28	10.43	13.50	19.38	19.66	66.38	74.37	65.98	77	88.49
Other Non Current Asset ⓘ	1.19	1.39	1.33	2.05	1.41	1.36	1.51	1.55	1.29	1.44
Current Asset	34.10	37.96	35.52	41.83	49.25	4.24	2.85	3.59	4.04	3.86
Current Investment	0.18	0.18	0.18	0.18	0.18	0.42	0.24	0.36	0.44	0.47
Other Current Asset	33.92	37.78	35.35	41.66	49.07	3.82	2.61	3.23	3.60	3.39
Total Assets ⓘ	44.57	49.79	50.35	63.26	70.32	71.98	78.73	71.11	82.33	93.79

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	1	-0.94	3.54	-7.93	1.51	4.17	-0.79	14.31	-4.98	-4.14
Cash Flow From Investing Activity ⓘ	0.13	-0.22	-0.08	-0.19	-0.04	-0.43	-0.08	-0.16	-0.08	-0.32
Cash Flow From Financing Activity ⓘ	-2.03	1.56	-3.72	8.25	1.21	-4.83	-0.34	-13.86	5.30	3.95
Net Cash Flow ⓘ	-0.90	0.41	-0.25	0.13	2.69	-1.10	-1.22	0.29	0.24	-0.51

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	11	11	11	14	16	14	14	13	14	20
DPS (₹)	1	1	2	2	3	2	1	1	1	1
BVPS (₹)	68	77	86	100	114	126	139	151	165	184
Performance Ratios
ROA (%)	8.5	7.9	7.5	8.2	8.3	6.8	6.4	6.0	6.5	7.8
ROE (%)	17.0	14.8	13.3	14.6	15.1	11.6	10.5	9.0	9.1	11.4
ROCE (%)	18.6	17.2	16.2	17.3	16.6	12.9	11.9	11.2	12.4	14.1
Valuation Parameters
Price/Book(x)	0.3	0.7	0.4	0.6	1.5	0.8	0.4	0.5	0.7	0.6

Ceejay Finance Ltd Stock News

Ceejay Finance Ltd FAQs

What is the share price of Ceejay Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Ceejay Finance on 18-Apr-2024 09:39 is ₹195.0.

What is the market cap of Ceejay Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 18-Apr-2024 09:39 the market cap of Ceejay Finance stood at ₹67.24.

What is the P/E ratio of Ceejay Finance?

The latest P/E ratio of Ceejay Finance as of 18-Apr-2024 09:39 is 10.17.

What is the P/B ratio of Ceejay Finance?

The latest P/B ratio of Ceejay Finance as of 18-Apr-2024 09:39 is 0.99.

What is the 52-week high and low of Ceejay Finance?

The 52-week high of Ceejay Finance is ₹245.6 and the 52-week low is ₹105.0.

What is the TTM revenue of Ceejay Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ceejay Finance is ₹20.02 ( Cr.) .

About Ceejay Finance Ltd

Ceejay Finance was incorporated on May 31, 1993. The company has operations in retail lending through leasing, hire purchase, auto financing, bills discounting and provides loans for commercial vehicles, cars, two-wheelers, three-wheelers and consumer durables.

The registered office of the company is located at CJ House, Mota Pore, Kheda-387001, Gujarat.

Business area of the company

The company is engaged in financial and non-financial services comprising of both funds and non-fund-based activities.