What is Explicit Finance share price return in the past 10 years?

Explicit Finance Ltd share price has declined -6% annually (CAGR) over the past ten years.

Explicit Finance Ltd - Stock Valuation and Financial Performance

Name: Explicit Finance
Brand: Explicit Finance

BSE: 530571 | NSE: | Finance - NBFC | Small Cap

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Explicit Finance Share Price

₹6.44 0.56 9.52%
as on 19-Apr'24 11:08

DeciZen - make an informed investing decision on Explicit Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

Explicit Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

10.26

Market Cap:

5.5 Cr.

52-wk low:

52-wk high:

8.8

Is Explicit Finance Ltd an attractive stock to invest in?

1. Is Explicit Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Explicit Finance Ltd is a below average quality company.

2. Is Explicit Finance Ltd undervalued or overvalued?

The key valuation ratios of Explicit Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Explicit Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Explicit Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Explicit Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	7.9	7.2	5.7	5.5	12.2	4.6	7.2	6.2	11.6	22.3	1
YoY Gr. Rt. %	-	-8.7%	-21.6%	-2.1%	120.6%	-62.7%	58%	-13.2%	85.6%	92.7%	-
Adj EPS (₹ )	-0.1	0	0	-0.4	-0.2	-0.1	-0	-0	-0.3	0	0.6
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
BVPS (₹ )	9.5	9.5	9.5	9.1	9	8.6	8.4	8.8	8.5	8.5	8.7
YoY Gr. Rt. %	-	0%	0.1%	-4.1%	-1.7%	-4.5%	-1.9%	5%	-3.4%	0.1%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-0.8	0	0	-4.1	-1.6	-1	-0.2	-0.4	-3.3	0.1	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	12.2%	12.8%	45.9%	92.7%
Adj EPS	NA	NA	NA	NA
BVPS	-1.2%	-1%	0.5%	0.1%
Share Price	-6%	23.4%	55.9%	37%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	-0.9	0	0	-6.5	-1.1	-1.9	-0.3	-0.5	-2.4	0	92.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	-0.8	0	0	-4.2	-1.6	-1.1	-0.2	-0.4	-3.4	0.1	6.4

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 6.60%

Total Income has increased 45.86 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Explicit Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.6	-
TTM Sales (₹ Cr.)	0.6	-
BVPS (₹.) ⓘ	8.7	-
Reserves (₹ Cr.) ⓘ	-1	-
P/BV ⓘ	0.67	-
PE ⓘ	10.26	-

From the Market
52 Week Low / High (₹)	2.95 / 8.81
All Time Low / High (₹)	0.05 / 29.00
Market Cap (₹ Cr.)	5.5
Equity (₹ Cr.)	9.3
Face Value (₹)	10
Industry PE ⓘ	31.7

Management X-Ray of Explicit Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Explicit Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Explicit Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	8.38	7.21	5.65	5.55	12.21	4.65	7.23	6.70	12.28	22.87
Interest Income	7.90	7.21	5.65	5.53	12.20	4.55	7.19	6.24	11.58	22.31
Other Income ⓘ	0.48	0	0	0.01	0.01	0.10	0.04	0.46	0.70	0.55
Expenditure ⓘ	8.45	7.21	5.65	5.61	12.35	4.73	7.25	6.73	12.55	22.86
Interest Expense ⓘ	0	0.01	0.02	0	0	0	0	0	0	0.01
Operating Expenses ⓘ	8.43	7.20	5.63	5.57	12.33	4.69	7.23	6.45	10.65	22.67
Provisions	0.02	0	0	0.03	0.02	0.04	0.02	0.28	1.90	0.18
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-0.07	0	0	-0.06	-0.14	-0.08	-0.02	-0.03	-0.27	0.01
Taxes ⓘ	0	0	0	0.30	0	0	0	0	0	0
Profit After Tax	-0.07	0	0	-0.36	-0.14	-0.08	-0.02	-0.03	-0.27	0.01
Adjusted EPS (₹)	-0.1	0.0	0.0	-0.4	-0.2	-0.1	0.0	0.0	-0.3	0.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	8.79	8.79	8.79	8.43	8.29	7.92	7.77	8.16	7.89	7.89
Share Capital ⓘ	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27	9.27
Reserves ⓘ	-0.48	-0.48	-0.48	-0.84	-0.98	-1.35	-1.49	-1.11	-1.38	-1.37
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0	0	0	0	0	0	0	0.35	0	0
Current Liabilities	0.01	0.29	0.11	0.18	0.18	0.14	0.38	0.06	0.03	0.03
Trade Payables	0	0.07	0.07	0.13	0.12	0	0	0.06	0.03	0.03
Short term borrowings	0	0.21	0.03	0.03	0.02	0	0	0	0	0
Other Liabilities	0	-0.28	-0.10	-0.17	-0.14	0	0	-0.06	-0.03	-0.03
Total Liabilities ⓘ	8.80	9.08	8.90	8.61	8.47	8.06	8.15	8.57	7.91	7.92
Assets
Non Current Asset	0.29	0.28	0.08	0.07	0.87	0.57	0.44	6.23	5.66	5.76
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	0.29	0.28	0.08	0.07	0.87	0.57	0.44	6.23	5.66	5.76
Current Asset	8.51	8.80	8.82	8.54	7.60	7.48	7.71	2.35	2.25	2.16
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	8.51	8.80	8.82	8.54	7.60	7.48	7.71	2.35	2.25	2.16
Total Assets ⓘ	8.80	9.08	8.90	8.61	8.47	8.06	8.15	8.57	7.91	7.92

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	0.41	-0.29	0.19	-0.01	1.19	-0.35	-0.05	-0.52	0.33	0.89
Cash Flow From Investing Activity ⓘ	0.01	0	0	0	-0.80	0.03	0.03	0.85	0.01	-0.01
Cash Flow From Financing Activity ⓘ	-0.38	0.21	-0.18	0	-0.01	-0.03	0	0	0	0
Net Cash Flow ⓘ	0.04	-0.08	0.02	-0.01	0.38	-0.35	-0.02	0.33	0.34	0.88

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	0	0	0	0	0	0	0	0	0
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	9	9	9	9	9	9	8	9	9	9
Performance Ratios
ROA (%)	-0.8	0.0	0.0	-4.1	-1.6	-1.0	-0.2	-0.4	-3.3	0.1
ROE (%)	-0.8	0.0	0.0	-4.2	-1.6	-1.1	-0.2	-0.4	-3.4	0.1
ROCE (%)	-0.8	0.1	0.3	-0.7	-1.6	-1.0	-0.2	-0.4	-3.4	0.2
Valuation Parameters
Price/Book(x)	1.3	0.0	0.8	0.5	0.3	0.3	0.2	0.2	0.4	0.0

Explicit Finance Ltd Stock News

Explicit Finance Ltd FAQs

What is the share price of Explicit Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Explicit Finance on 19-Apr-2024 11:08 is ₹6.44.

What is the market cap of Explicit Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 19-Apr-2024 11:08 the market cap of Explicit Finance stood at ₹5.45.