2. Is Gemstone Investments Ltd undervalued or overvalued?
The key valuation ratios of Gemstone Investments Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
3. Is Gemstone Investments Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gemstone Investments Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
10 Year X-Ray of Gemstone Investment:
Analysis of Financial Track Record
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Gemstone Investments Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14
Mar'15
Mar'16
Mar'17
Mar'18
Mar'19
Mar'20
Mar'21
Mar'22
Mar'23
TTM
Operating Income (₹ Cr.)
1.1
2.3
2.3
2.1
1.9
2.3
2
2
0.9
1.2
2
YoY Gr. Rt. %
-
112.8%
-1.3%
-9.2%
-6.7%
20.1%
-14.2%
1.5%
-55.2%
30.8%
-
Adj EPS (₹ )
0
0.1
0
0.1
0.1
0.1
0.1
0.1
0
0
0.1
YoY Gr. Rt. %
-
200%
-33.3%
75%
-28.6%
120%
-9.1%
-50%
-40%
0%
-
BVPS (₹ )
2.9
2.9
3
3.1
3.1
3.2
3.1
3.2
3.2
3.2
3.4
YoY Gr. Rt. %
-
2.1%
1.4%
2.7%
2%
3.5%
-3.7%
1.6%
1%
0.9%
-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
ⓘ
Net Profit/Total Funds (%)
0.8
1.7
1.3
2.1
1.6
3
2.9
1.6
0.8
0.9
0
CAGR ⓘ
CAGR Colour Code Guide
ⓘ
9 Years
5 Years
3 Years
1 Years
Net Interest Income
1%
-9.3%
-15.9%
30.8%
Adj EPS
4.6%
-9.7%
-33.1%
0%
BVPS
1.3%
0.6%
1.2%
0.9%
Share Price
8.3%
18.2%
11.3%
96.6%
Key Financial Ratios
RATIOS \ YEARS
Mar'14
Mar'15
Mar'16
Mar'17
Mar'18
Mar'19
Mar'20
Mar'21
Mar'22
Mar'23
TTM
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
ⓘ
Net NPA to Net Advances (%)
0
0
0
0
0
0
0
0
0
0
-
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
ⓘ
Capital Adequacy Ratio (%)
0
0
0
0
0
0
0
0
0
0
-
Margins
Net Profit Margin (%)
17
17.7
13.4
23.4
20.5
34.6
36.9
19.2
23.1
19.3
31.8
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
ⓘ
Return on Equity (%)
0.9
1.9
1.4
2.2
1.7
3.4
3.1
1.7
0.9
1
2.3
Recent Performance Summary
Return on Equity has increased versus last 3 years average to 2.40%
Total income growth is good in last 4 quarters
Total Income has declined 334.59 CAGR in last 3 years
Net Profit has declined -33.06 CAGR in last 3 years
Company share prices are keep on changing according to the market conditions. The closing price of Gemstone Investment on 25-Apr-2024 16:00 is ₹1.75.
What is the market cap of Gemstone Investment?
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Apr-2024 16:00 the market cap of Gemstone Investment stood at ₹13.08.
What is the P/E ratio of Gemstone Investment?
The latest P/E ratio of Gemstone Investment as of 25-Apr-2024 16:00 is 21.52.
What is the P/B ratio of Gemstone Investment?
The latest P/B ratio of Gemstone Investment as of 25-Apr-2024 16:00 is 0.52.
What is the 52-week high and low of Gemstone Investment?
The 52-week high of Gemstone Investment is ₹2.31 and the 52-week low is ₹0.70.
What is the TTM revenue of Gemstone Investment?
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gemstone Investment is ₹1.88 ( Cr.) .
About Gemstone Investments Ltd
Gemstone Investments was incorporated on October 5, 1994 as a private limited company and converted into a public limited company on December 1, 1994.
The company gets income from the sale of shares and securities, dividend and interest and fee-based financial services.
The registered office of the company is located at Bombay Alloy Street, 68/69, Kanjur Village, Mar Royal Park Company, Kanjur Marg, Mumbai 400042.
Business area of the company
The company is engaged in the business of investments and consumer finance services.
Company quality is determined using minimum hurdle rate for return on capital employed and free cash flows for last 10 years.
Companies with smaller size have higher hurdle rate.
High quality stocks are important for long term investment.
Value
Valuation is computed by comparing relevant price multiples versus industry and its own history.
One unique and very important modification is our adjustment for company's financials for cyclicality and normalized profitability.
or based on whether current ratio is lower or higher than median values. See graph for better assessment.
Valuation is important for long term investment.
Actual valuation done by our Equity Analysts may differ from the Free DeciZen maker valuation. Subscribe to our premium products for more information on actual valuation
Price
Price rating is given based on stock price strength using moving averages and relative strength on shorter timeframe.
Short term time frame has little to no significance for long term investing but it can help in deciding how fast or how slow one can add a stock top your portfolio.
Only after a stock satisfies Quality and Value parameters, use price trend to build a position. Add slowly if price trend is Red or Orange. Add quickly if price trend is Green.
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