Lloyds Finance Ltd - Stock Valuation and Financial Performance

Name: Lloyds Finance
Brand: Lloyds Finance

BSE: 507870 | NSE: LLOYDFIN | Finance - NBFC | Small Cap

Place order

BSE Share Price
Not Listed

DeciZen - make an informed investing decision on Lloyds Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

loyds Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

0.00

Market Cap:

2.8 Cr.

52-wk low:

0.8

52-wk high:

0.8

Is an attractive stock to invest in?

1. Is a good quality company?

Data is not available for this company.

2. Is undervalued or overvalued?

No data found

3. Is a good buy now?

No data found

10 Year X-Ray of Lloyds Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13	TTM
Operating Income (₹ Cr.)	3.1	2	0	0.3	0.9	0.5	0.6	0	0	0	0
YoY Gr. Rt. %	-	-34.1%	-98.5%	833.3%	235.7%	-45.7%	19.6%	-100%	NA	NA	-
Adj EPS (₹ )	-4.5	-2.2	-4.3	-9.5	-11.4	-0.8	-7.5	-2.3	-5.2	-16.6	-1.9
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
BVPS (₹ )	-39.7	-15	-10.6	-10.7	-11	-11.7	-13.1	-13.6	-14.2	-1.4	-3.2
YoY Gr. Rt. %	-	NA	NA	NA	NA	NA	NA	NA	NA	NA	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	-4.4	-2.4	-5.5	-16.4	-25	-2.2	-22.5	-8.4	-22.6	-143.6	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-100%	-100%	-100%	NA
Adj EPS	NA	NA	NA	NA
BVPS	NA	NA	NA	NA
Share Price	-	-	-	-

Key Financial Ratios


RATIOS \ YEARS	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	-545.7	-413.4	0	0	-4532	-617.1	-4554.1	0	0	0	-INF
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0	0	0	0	0	0	0	0	0	0	59.7

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to %

Latest Financials - Lloyds Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	-1.9	-
TTM Sales (₹ Cr.)	0	-
BVPS (₹.) ⓘ	-3.2	-
Reserves (₹ Cr.) ⓘ	-49	-
P/BV ⓘ	-0.24	-
PE ⓘ	0.00	-

From the Market
52 Week Low / High (₹)	0.76 / 0.78
All Time Low / High (₹)	0.37 / 245.00
Market Cap (₹ Cr.)	2.8
Equity (₹ Cr.)	37.4
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray of Lloyds Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Lloyds Finance

Analyst's Notes

This is a premium feature, Please click here to check our solutions.

Key Ratios of Lloyds Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13
Income	3.68	2.04	0.05	6.09	1.45	0.51	8.01	1.35	1.18	1.44
Interest Income	3.05	2.01	0.03	0.28	0.94	0.51	0.61	0	0	0
Other Income ⓘ	0.63	0.04	0.02	5.80	0.51	0	7.39	1.35	1.18	1.44
Expenditure ⓘ	20.34	10.34	18.01	41.69	44.18	3.87	35.88	9.85	20.56	63.65
Interest Expense ⓘ	11.49	0.01	0.01	0	0	0	0	0	0	0
Operating Expenses ⓘ	8.12	3.51	3.47	3.10	3.23	3.76	3.35	3.19	2.97	2.34
Provisions	0.72	6.83	14.53	38.59	40.95	0.11	32.52	6.66	17.59	61.31
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	-16.66	-8.30	-17.96	-35.61	-42.73	-3.36	-27.87	-8.51	-19.38	-62.21
Taxes ⓘ	0	0	-1.93	0.03	0.03	-0.22	0	0	-0.01	0
Profit After Tax	-16.66	-8.30	-16.02	-35.63	-42.75	-3.15	-27.87	-8.50	-19.37	-62.21
Adjusted EPS (₹)	-4.5	-2.2	-4.3	-9.5	-11.4	-0.8	-7.5	-2.3	-5.2	-16.6
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13
Equity and Liabilities
Equity Capital	-148.62	-56.04	-39.50	-39.85	-41.28	-43.85	-48.86	-50.78	-53.27	-5.10
Share Capital ⓘ	37.41	37.41	37.41	37.41	37.41	37.41	37.41	37.41	37.41	37.41
Reserves ⓘ	-186.03	-93.45	-76.91	-77.26	-78.69	-81.26	-86.27	-88.19	-90.68	-42.51
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	407.84	306.46	271.39	228.53	182.99	177.89	149.55	0.12	0.22	0.24
Current Liabilities	95.26	94.90	6.94	6.04	5.98	6.40	6.15	147.17	127.99	16.54
Trade Payables	1.22	1.26	1.47	1.65	1.62	2	1.76	0.26	0.22	0.10
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-1.22	-1.26	-1.47	-1.65	-1.62	-2	-1.76	-0.26	-0.22	-0.10
Total Liabilities ⓘ	354.48	345.33	238.83	194.71	147.69	140.45	106.85	96.51	74.94	11.68
Assets
Non Current Asset	9	6.05	6.05	6.04	5.60	5.52	5.52	6.58	0.43	0.21
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	9	6.05	6.05	6.04	5.60	5.52	5.52	6.58	0.43	0.21
Current Asset	345.48	339.28	232.77	188.67	142.10	134.93	101.33	89.93	74.51	11.47
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	345.48	339.28	232.77	188.67	142.10	134.93	101.33	89.93	74.51	11.47
Total Assets ⓘ	354.48	345.33	238.83	194.71	147.69	140.45	106.85	96.51	74.94	11.68

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13
Cash Flow From Operating Activity ⓘ	43.04	2.21	2.06	7.43	6.33	8.39	6.85	-2.56	-25.27	-111.75
Cash Flow From Investing Activity ⓘ	4.16	3.04	-3.49	-0.24	-0.07	-3.58	-2.27	2.47	8.47	1.55
Cash Flow From Financing Activity ⓘ	-47.14	-0.49	-2.51	-7.58	-5.53	-4.51	-5.48	-0.21	16.87	110.38
Net Cash Flow ⓘ	0.06	4.76	-3.94	-0.40	0.72	0.29	-0.90	-0.30	0.07	0.19

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'04	Mar'05	Mar'06	Mar'07	Mar'08	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13
Operational & Financial Ratios
EPS (₹)	-4	-2	-4	-10	-11	-1	-7	-2	-5	-17
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	-40	-15	-11	-11	-11	-12	-13	-14	-14	-1
Performance Ratios
ROA (%)	-4.4	-2.4	-5.5	-16.4	-25.0	-2.2	-22.5	-8.4	-22.6	-143.0
ROE (%)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
ROCE (%)	-1.8	-3.3	-7.4	-16.9	-25.9	-2.4	-23.8	-34.1	0.0	0.0
Valuation Parameters
Price/Book(x)	0.0	-0.2	-0.1	-0.1	-0.3	-0.1	-0.2	-0.1	-0.1	-0.6

Lloyds Finance Ltd Stock News

Lloyds Finance Ltd FAQs

What is the share price of Lloyds Finance?

Company share prices are keep on changing according to the market conditions. The closing price of Lloyds Finance on 01-Jan-1970 05:30 is ₹0.00.

What is the market cap of Lloyds Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Lloyds Finance stood at ₹2.84.

What is the P/E ratio of Lloyds Finance?

The latest P/E ratio of Lloyds Finance as of 01-Jan-1970 05:30 is 0.00.

What is the P/B ratio of Lloyds Finance?

The latest P/B ratio of Lloyds Finance as of 01-Jan-1970 05:30 is -0.24.

What is the 52-week high and low of Lloyds Finance?

The 52-week high of Lloyds Finance is ₹0.78 and the 52-week low is ₹0.76.

What is the TTM revenue of Lloyds Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Lloyds Finance is ₹0.00 ( Cr.) .

About Lloyds Finance Ltd

Lloyds Finance was incorporated on August 13, 1985 as Magnificent Leasing and Investments and obtained the certificate for commencement of business on October 18, 1985. The company was promoted by R N Gupta of the Lloyds Group of Companies.

The company started bill discounting and inter-corporate deposit placement in April, 1990. The company further diversified its business profile by adding merchant banking, securities finance, equity research, portfolio management etc.

Four other companies belonging to the group viz. Avron Investments, Revlon Investments & Finance, Mukesh Properties and Magnetic Steels International with interest in investment, export, trading and real estate were merged with the company.

In the year 1993, the company launched â€˜Inno Advisorâ€™ a comprehensive package involving key specialist functions such as portfolio broad basing counseling and restructuring.

The Auto finance division introduced two new products in 1994 viz., Auto Sec H for financing secondhand cars and Auto Soft, a concessional finance scheme for clients with prompt repayment record.

Business area of the company

The company is engaged in the business of leasing, hire purchase, merchant banking, equity research, corporate finance, portfolio management, forex and other advisory services.