Optimus Finance Ltd - Stock Valuation and Financial Performance

BSE: 531254 | NSE: | Finance - NBFC | Small Cap

Optimus Finance Share Price

90.20 -1.15 -1.26%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on Optimus Finance

M-Cap below 100cr DeciZen not available

Optimus Finance stock performance -

mw4me loader
P/E Ratio (SA):
23.68
Market Cap:
68.3 Cr.
52-wk low:
45
52-wk high:
144

Is Optimus Finance Ltd an attractive stock to invest in?

1. Is Optimus Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Optimus Finance Ltd is a below average quality company.

2. Is Optimus Finance Ltd undervalued or overvalued?

The key valuation ratios of Optimus Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Optimus Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Optimus Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Optimus Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Optimus Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.40.41.94.42.92.91.10.91.10.61
YoY Gr. Rt. %--2.6%410.8%134.4%-34.1%0%-62.3%-18.2%17.8%-40.6%-
Adj EPS (₹ ) -0.4-1.6-1.10.70.20.800.1-0.10.13.9
YoY Gr. Rt. %-NANANA-68.7%281%-97.5%150%-240%NA-
BVPS (₹ )10.786.915.916.116.916.91716.923.627.3
YoY Gr. Rt. %--25.4%-13.2%129.3%1.3%5%0.1%0.3%-0.4%39.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-2.9-12.7-10.44.70.93.10.10.2-0.30.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income5.8%-26.4%-17%-40.6%
Adj EPSNA-7.8%91.3%NA
BVPS9.2%8%11.7%39.7%
Share Price 28.2% 44.9% 54.6% 69.7%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-39.9-159.1-19.88.43.915.312.9-3.416.3246.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-3.9-17.5-14.16.61.34.90.10.3-0.40.814.1

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 15.20%

Net Profit has increased 91.29 CAGR in last 3 years

Total income growth is good in last 4 quarters

Total Income has declined 141.40 CAGR in last 3 years

Latest Financials - Optimus Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 3.9 5.9
TTM Sales (₹ Cr.) 1.2 1
BVPS (₹.) 27.3 49.2
Reserves (₹ Cr.) 13 29
P/BV 3.35 1.86
PE 23.68 15.38
From the Market
52 Week Low / High (₹) 45.01 / 144.00
All Time Low / High (₹) 1.00 / 144.00
Market Cap (₹ Cr.) 68.3
Equity (₹ Cr.) 7.5
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Optimus Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Optimus Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.380.391.904.442.922.941.110.911.070.63
Interest Income0.380.371.894.432.922.921.100.901.060.63
Other Income 00.0200.0100.020.0100.010
Expenditure 0.530.602.224.122.782.301.060.871.120.53
Interest Expense 0.160.180.100.310.500.430.370.150.100.07
Operating Expenses 0.350.3923.762.201.830.650.690.980.43
Provisions 0.010.030.120.040.080.040.030.030.040.03
Exceptional Items 0-0.2900000000
Profit Before Tax -0.15-0.50-0.330.320.140.640.050.04-0.050.11
Taxes 00.080.05-0.050.020.190.040.01-0.010
Profit After Tax -0.15-0.58-0.370.370.110.450.010.03-0.040.10
Adjusted EPS (₹)-0.4-1.6-1.10.70.20.80.00.1-0.10.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital3.822.852.478.848.969.419.429.449.4117.62
Share Capital 3.573.573.575.575.575.575.575.575.577.47
Reserves 0.24-0.73-1.103.273.393.833.843.873.8310.15
Minority Interest0000000000
Long Term Borrowings1.120.1601.482.136.072.781.911.570.26
Current Liabilities 0.111.070.632.422.290.350.160.110.080.08
Trade Payables0.0200.010.010.040.120.100.060.020.01
Short term borrowings000.602.332.0200000
Other Liabilities-0.020-0.61-2.34-2.07-0.12-0.10-0.06-0.02-0.01
Total Liabilities 5.054.083.1112.7413.3915.8312.3611.4611.0617.96

Assets

Non Current Asset 4.4400.506.376.116.656.656.656.656.65
Loan Asset 0000000000
Other Non Current Asset 4.4400.506.376.116.656.656.656.656.65
Current Asset 0.614.082.616.377.289.185.704.814.4111.30
Current Investment0000000000
Other Current Asset0.614.082.616.377.289.185.704.814.4111.30
Total Assets 5.054.083.1112.7413.3915.8312.3611.4611.0617.96

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 1.11-5.70-0.62-4.70-0.08-0.103.021.160.45-6.73
Cash Flow From Investing Activity -1.027.17-1.50-4.240.29-1.360.55-0.1000
Cash Flow From Financing Activity -0.07-0.060.608.95-0.171.54-3.68-1.02-0.436.74
Net Cash Flow 0.021.42-1.520.010.030.08-0.120.040.020.01
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0-2-11010000
DPS (₹)0000000000
BVPS (₹)118716161717171724

Performance Ratios

ROA (%)-2.9-12.7-10.44.70.93.10.10.2-0.30.7
ROE (%)-3.9-17.5-14.16.61.34.90.10.3-0.40.8
ROCE (%)0.2-7.4-6.38.04.97.43.01.60.51.2

Valuation Parameters

Price/Book(x)0.71.84.11.81.00.81.21.41.92.5

Optimus Finance Ltd Stock News

Optimus Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Optimus Finance on 28-Mar-2024 16:01 is ₹90.20.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of Optimus Finance stood at ₹68.26.
The latest P/E ratio of Optimus Finance as of 28-Mar-2024 16:01 is 23.68.
The latest P/B ratio of Optimus Finance as of 28-Mar-2024 16:01 is 3.35.
The 52-week high of Optimus Finance is ₹144.0 and the 52-week low is ₹45.01.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Optimus Finance is ₹1.17 ( Cr.) .

About Optimus Finance Ltd

Transpek Finance Ltd was incorporated on February 11, 1991 under the Companies Act, 1956 as Kalali Finance and Leasing Co. Ltd and obtained Certificate for Commencement of Business on April 8, 1991.  Subsequently, the Company changed to its current name to Transpek Finance Ltd. and a fresh certificate of incorporation was obtained on June 23, 1992. 

 Since its inception TFL has been functioning as a subsidiary of Transpek Industry Ltd and offering financial services, such as Leasing and Hire Purchase, Bills Discounting, Inter Corporate  Deposits and has recently  introduced activities like Auto Finance, Equity Research and  Investments.  The Company proposed a major expansion of its Leasing and Hire Purchase activities with thrust in financing Plant & Machinery and automobiles.  It also proposes to expand its business in the area of Bills Discounting, Stock Market operations.

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