BSE: 530951 | NSE: | IT - Software | Small Cap
Past 10 year's financial track record analysis by Moneyworks4me indicates that Ram Info Ltd is a average quality company.
The key valuation ratios of Ram Info Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ram Info Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % ⓘ | 13.9% | 17.1% | 13.3% | 13.4% | 11.8% | 13.8% | 6.7% | 10.1% | 34.2% | 20.6% | - |
| Value Creation Index ⓘ | 0.0 | 0.2 | -0.1 | -0.1 | -0.2 | 0.0 | -0.5 | -0.3 | 1.5 | 0.5 | - |
Growth Parameters ⓘGrowth Parameters Colour Code Guide ⓘ | |||||||||||
| Sales ⓘ | 10.1 | 12.9 | 22.7 | 20.4 | 26.1 | 32.9 | 29.1 | 73.7 | 105 | 81 | 78 |
| Sales YoY Gr. | - | 27.7% | 76.3% | -10.2% | 28.3% | 25.9% | -11.7% | 153.6% | 42.9% | -23.1% | - |
| Adj EPS ⓘ | 1.2 | 1.9 | 1.6 | 1.9 | 2 | 2.8 | 1.2 | 2.7 | 12.3 | 9.8 | 8.6 |
| YoY Gr. | - | 64.1% | -18.8% | 24.4% | 5.2% | 37.8% | -56.6% | 123.8% | 351.3% | -20.6% | - |
| BVPS (₹) ⓘ | 9.8 | 11.7 | 13.2 | 15.1 | 17 | 22 | 23.3 | 26 | 37.8 | 46.4 | 65.3 |
| Adj Net Profit ⓘ | 0.7 | 1.2 | 1 | 1.2 | 1.3 | 1.9 | 0.8 | 1.8 | 8.3 | 6.6 | 6 |
| Cash Flow from Ops. ⓘ | -0.9 | 1.7 | -2.8 | 2.3 | 0 | 0.3 | 4.9 | 15.2 | 6.4 | 3.1 | - |
| Debt/CF from Ops. ⓘ | -0.4 | 0.4 | -0.7 | 0.9 | 148.3 | 13.6 | 0.3 | 0.1 | 0.5 | 1.3 | - |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | 26.1% | 25.4% | 40.7% | -23.1% | ||||
| Adj EPS ⓘ | 26.6% | 36.8% | 100.1% | -20.6% | ||||
| BVPSⓘ | 18.8% | 22.2% | 25.8% | 22.7% | ||||
| Share Price | 28% | 24.2% | 67.5% | 29.9% | ||||
Performance Ratio Colour Code Guide ⓘ
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity % ⓘ | 14.4 | 17.8 | 12.5 | 13.7 | 12.7 | 14.2 | 4.9 | 10.2 | 36.6 | 22.3 | 15.3 |
| Op. Profit Mgn % ⓘ | 11.1 | 6.4 | 5.4 | 8 | 5.1 | 5.9 | 4.9 | 2.1 | 10.4 | 12 | 11.9 |
| Net Profit Mgn % ⓘ | 7.3 | 9.4 | 4.3 | 6 | 4.9 | 5.7 | 2.8 | 2.5 | 7.9 | 8.1 | 8.3 |
| Debt to Equity ⓘ | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | - |
| Working Cap Days ⓘ | 232 | 239 | 203 | 298 | 326 | 355 | 429 | 176 | 167 | 314 | 213 |
| Cash Conv. Cycle ⓘ | 109 | 70 | 56 | 60 | 87 | 105 | 151 | 17 | -38 | -30 | 46 |
Sales growth is growing at healthy rate in last 3 years 40.74%
Net Profit is growing at healthy rate in last 3 years 100.14%
Return on Equity has declined versus last 3 years average to 15.30%
Sales growth is not so good in last 4 quarters at -6.68%
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 8.6 | 8.3 |
| TTM Sales (₹ Cr.) | 77.7 | 77.7 |
| BVPS (₹.) ⓘ | 65.3 | 64.6 |
| Reserves (₹ Cr.) ⓘ | 42 | 41 |
| P/BV ⓘ | 2.17 | 2.19 |
| PE ⓘ | 16.53 | 17.03 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 80.66 / 169.10 |
| All Time Low / High (₹) | 2.21 / 299.70 |
| Market Cap (₹ Cr.) | 107 |
| Equity (₹ Cr.) | 7.5 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 31.2 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 10 | 13 | 23 | 20 | 26 | 33 | 29 | 74 | 105 | 81 |
| Operating Expenses ⓘ | 9 | 12 | 21 | 19 | 25 | 31 | 28 | 72 | 94 | 72 |
| Manufacturing Costs | 6 | 7 | 12 | 10 | 12 | 12 | 12 | 55 | 75 | 47 |
| Material Costs | 0 | 0 | 5 | 1 | 6 | 9 | 6 | 5 | 3 | 10 |
| Employee Cost | 2 | 2 | 3 | 3 | 2 | 2 | 2 | 1 | 5 | 7 |
| Other Costs ⓘ | 1 | 3 | 2 | 5 | 5 | 7 | 7 | 11 | 11 | 8 |
| Operating Profit ⓘ | 1 | 1 | 1 | 2 | 1 | 2 | 1 | 2 | 11 | 9 |
| Operating Profit Margin (%) | 11.1% | 5.0% | 5.4% | 8.0% | 5.1% | 5.6% | 4.9% | 2.1% | 10.4% | 11.2% |
| Other Income ⓘ | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 2 | 1 | 3 |
| Interest ⓘ | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 |
| Depreciation ⓘ | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 3 | 10 | 9 |
| Tax ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 |
| Profit After Tax | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 8 | 6 |
| PAT Margin (%) | 7.3% | 9.0% | 4.2% | 6.0% | 4.9% | 5.5% | 2.9% | 2.5% | 7.9% | 7.5% |
| Adjusted EPS (₹) | 1.2 | 1.9 | 1.5 | 1.9 | 2.0 | 2.7 | 1.3 | 2.7 | 12.3 | 9.1 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 9% | 11% |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Shareholders Fund | 6 | 7 | 8 | 9 | 11 | 15 | 16 | 17 | 25 | 31 |
| Share Capital ⓘ | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 |
| Reserves ⓘ | 0 | 1 | 2 | 3 | 4 | 8 | 9 | 11 | 19 | 24 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt | 0 | 1 | 2 | 2 | 2 | 4 | 1 | 2 | 3 | 4 |
| Long Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Short Term Debt | 0 | 0 | 2 | 2 | 2 | 4 | 1 | 1 | 3 | 3 |
| Trade Payables | 2 | 3 | 5 | 5 | 12 | 9 | 8 | 27 | 52 | 57 |
| Others Liabilities ⓘ | 1 | 1 | 3 | 3 | 7 | 11 | 13 | 15 | 13 | 15 |
| Total Liabilities ⓘ | 9 | 12 | 19 | 20 | 32 | 39 | 38 | 61 | 93 | 107 |
Fixed Assets | ||||||||||
| Gross Block | 4 | 3 | 3 | 4 | 5 | 5 | 8 | 8 | 13 | 11 |
| Accumulated Depreciation | 2 | 1 | 2 | 2 | 3 | 3 | 5 | 5 | 6 | 7 |
| Net Fixed Assetsⓘ | 1 | 1 | 1 | 2 | 2 | 1 | 4 | 3 | 7 | 5 |
| CWIP ⓘ | 0 | 1 | 1 | 0 | 1 | 2 | 1 | 0 | 0 | 0 |
| Investmentsⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Inventories | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 1 |
| Trade Receivables | 5 | 6 | 9 | 10 | 21 | 23 | 18 | 24 | 44 | 66 |
| Cash Equivalents | 0 | 1 | 0 | 1 | 0 | 2 | 0 | 21 | 26 | 21 |
| Others Assetsⓘ | 3 | 3 | 6 | 7 | 8 | 11 | 15 | 12 | 14 | 14 |
| Total Assets ⓘ | 9 | 12 | 19 | 20 | 32 | 39 | 38 | 61 | 93 | 107 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -1 | 2 | -3 | 2 | 0 | 0 | 5 | 15 | 6 | 3 |
| PBT ⓘ | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 3 | 10 | 9 |
| Adjustment ⓘ | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 2 |
| Changes in Working Capital ⓘ | -2 | 0 | -4 | 1 | -2 | -2 | 3 | 12 | -7 | -6 |
| Tax Paid ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 | -2 |
| Cash Flow From Investing Activity ⓘ | 0 | -1 | -1 | -2 | -1 | -2 | -3 | -4 | 0 | -10 |
| Capex | 0 | -1 | -1 | -1 | 0 | 0 | 0 | 0 | -2 | -8 |
| Net Investments | 0 | 0 | 0 | -1 | 0 | -1 | -1 | -5 | 2 | -4 |
| Others ⓘ | 0 | 0 | 0 | 0 | 0 | -1 | -2 | 1 | 1 | 2 |
| Cash Flow From Financing Activityⓘ | 1 | 0 | 3 | 0 | 0 | 3 | -3 | 0 | 1 | 0 |
| Net Proceeds from Shares ⓘ | 1 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
| Net Proceeds from Borrowing ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Paid ⓘ | 0 | 0 | 0 | 0 | 0 | -1 | -1 | 0 | 0 | 0 |
| Dividend Paid ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Others ⓘ | -1 | 0 | 3 | 1 | 0 | 1 | -2 | 0 | 1 | 1 |
| Net Cash Flow ⓘ | -1 | 1 | -1 | 0 | -1 | 1 | -1 | 11 | 8 | -7 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Ratios | ||||||||||
| ROE (%) | 22.63 | 17.17 | 12.3 | 13.71 | 12.7 | 14.27 | 5.57 | 11.06 | 38.63 | 21.65 |
| ROCE (%) | 14.52 | 16.62 | 14.38 | 11.41 | 10.57 | 12.63 | 7.57 | 14.38 | 42.87 | 28.43 |
| Asset Turnover Ratio | 1.22 | 1.21 | 1.48 | 1.05 | 1.01 | 0.93 | 0.75 | 1.48 | 1.36 | 0.81 |
| PAT to CFO Conversion(x) | -1 | 2 | -3 | 2 | 0 | 0 | 5 | 7.5 | 0.75 | 0.5 | Working Capital Days |
| Receivable Days | 160 | 149 | 116 | 172 | 219 | 245 | 260 | 106 | 119 | 248 |
| Inventory Days | 0 | 0 | 18 | 0 | 5 | 0 | 10 | 3 | 2 | 3 |
| Payable Days | 5,703 | 3,937 | 297 | 1,380 | 523 | 431 | 482 | 1,169 | 5,447 | 1,974 |
RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.
The company is managed by promoter direction being professionals with a combined 60+ years of in duty experience is information technology, financial system. corporate training and general management.
In a new generation, future focused IT consulting company committed to providing the finest quality solution to businesses. The professionally managed company has a pool of resources to that has the capability of meeting the customer needs with stringent international quality standards.
The culture of the organization is to nurture ideas, develop new competencies and help customer to blend their business and technology strategies to become highly successful.
The organization plays the role of a partner to the clients in developing and deploying the solutions and endeavors to exceed their expectations.
The major strength of the company lies in its dedicated team of professionals constantly contributing to the success of the company with an extraordinary commitment to the service delivery and customer satisfaction.
The organization has the reputation of satisfying customer in various domains covering government, banking, insurance and enterprises and custom made solutions.
The company shares are listed in Mumbai Stock Exchange.
Products and services offered by the company:
Banking
Insurance
Retail
Clientele
Achievements/ recognition:
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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