1. Is Vijaya Bank - (Amalgamated) a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Vijaya Bank - (Amalgamated) is a below average quality company.
2. Is Vijaya Bank - (Amalgamated) undervalued or overvalued?
No data found
3. Is Vijaya Bank - (Amalgamated) a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Vijaya Bank - (Amalgamated) is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Net Interest Income (₹ Cr.)||1,125||1,449||1,947||1,904||1,878||2,083||2,292||2,761||3,506||4,303||4,756|
|YoY Gr. Rt. %||-||28.8%||34.4%||-2.2%||-1.3%||10.9%||10%||20.4%||27%||22.7%||-|
|YoY Gr. Rt. %||-||-1%||8.5%||33.5%||13.4%||18.2%||15.2%||-1.5%||8.3%||1.1%||-|
|Adj EPS (₹ )||6.1||10.9||9.1||9.1||9.4||4.8||5.1||4.1||7.5||5.6||4.9|
|YoY Gr. Rt. %||-||80%||-16.6%||-0.3%||4%||-48.6%||5.6%||-20%||83.6%||-25.8%||-|
|BVPS (₹ )||53.5||61.4||70.3||76.2||82.7||65.6||69||70||73.3||75.4||78.6|
|YoY Gr. Rt. %||-||14.9%||14.4%||8.3%||8.5%||-20.6%||5%||1.6%||4.7%||2.9%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||0.4||0.8||0.7||0.7||0.6||0.3||0.3||0.3||0.5||0.4||0|
|To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0.8||1.4||1.5||1.7||1.3||1.6||1.9||4.8||4.4||4.3||4.1|
|To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||-||-||-||-||-||-||-||-||-||-||13.32|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||16.1%||18%||23.4%||22.7%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'09||Mar'10||Mar'11||Mar'12||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||TTM|
|Interest Earned / Total Income||88.23||88.44||91.64||93.8||93.72||93.78||93.32||93.26||88.23||88.72||91.6|
|Margins||To view Margins Colour Rating Guide click here ⓘ|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||11.9||20.4||17.5||16.4||14.9||8.5||7.6||6.1||10.8||8.5||5.3|
|Liquidity Ratio||To view Liquidity Ratio Colour Rating Guide click here ⓘ|
No data to display
Return on Equity has declined versus last 3 years average to %
|TTM EPS (₹)||4.9||2.9|
|TTM Sales (₹ Cr.)||14,389||2,105|
|BVPS (₹.) ⓘ||78.6||0|
|Reserves (₹ Cr.) ⓘ||8,942||1,113|
|From the Market|
|52 Week Low / High (₹)||39.75 / 46.80|
|All Time Low / High (₹)||6.00 / 115.35|
|Market Cap (₹ Cr.)||6,012|
|Equity (₹ Cr.)||1,304.2|
|Face Value (₹)||10|
|Industry PE ⓘ||14|
Vijaya Bank was incorporated in October 1931 in Mangalore, Karnataka. It was founded by late Shri A.B.Shetty and other enterprising farmers with an intention to promote banking habits among farming community in the Dakshina Kannada district in
Vijaya Bank became a scheduled bank in 1958. During the year 1963-68 is grew into all India bank by merger of nine smaller banks into Vijaya Bank. It got nationalised in year 1980.
Currently, it has a network of 1277 branches, 49 extension counters and 551 ATMs pread across all 28 states and 4 union territories in the country.
Products and Services
Rural Banking- As main objective of Vijaya Bank was induce banking habits in Farmers, it offers wide range of products and services such as saving account, loans and advance facility to farmers, deposits , etc.
Personal Banking- It offers wide range of products in personal banking such as saving account, fixed deposit, debit card, credit card, RTGS, NEFT facility etc.
NRI Banking- It also offers products and services catering NRI Clients such remittances facility, loans, deposits etc.
Vijaya Bank offers various products and services specific to various segments such as it has saving accounts for children, scheme for women clientele, credit facilities to minority communities like Zoroastrians, Buddhists are among others.
It also offers merchant banking facility and insurance policy.