Vijaya Bank - (Amalgamated) Stock Analysis

BSE: 532401 | NSE: VIJAYABANK | Bank - Public | Mid Cap

BSE Share Price
Not Listed

DeciZen - Make an Informed Decision on Vijaya Bank-(Amalgam

Overall Rating

2. Valuation

Undervalued
P/E P/S EV/EBITDA

3. Price Trend

FAQ's

1. Is Vijaya Bank - (Amalgamated) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Vijaya Bank - (Amalgamated) is a below average quality company.

2. Is Vijaya Bank - (Amalgamated) undervalued or overvalued?

No data found

3. Is Vijaya Bank - (Amalgamated) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Vijaya Bank - (Amalgamated) is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Vijaya Bank-(Amalgam:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Vijaya Bank - (Amalgamated) has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18TTM
Net Interest Income (₹ Cr.)1,1251,4491,9471,9041,8782,0832,2922,7613,5064,3034,756
YoY Gr. Rt. %-28.8%34.4%-2.2%-1.3%10.9%10%20.4%27%22.7%-
Total Income5,9375,8806,3778,5169,65911,41613,15212,95714,03114,19015,702
YoY Gr. Rt. %--1%8.5%33.5%13.4%18.2%15.2%-1.5%8.3%1.1%-
Adj EPS (₹ ) 6.110.99.19.19.44.85.14.17.55.64.9
YoY Gr. Rt. %-80%-16.6%-0.3%4%-48.6%5.6%-20%83.6%-25.8%-
BVPS (₹ )53.561.470.376.282.765.6697073.375.478.6
YoY Gr. Rt. %-14.9%14.4%8.3%8.5%-20.6%5%1.6%4.7%2.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.40.80.70.70.60.30.30.30.50.40
To view Net NPA to Net Advances (%) Colour Rating Guide click here
Net NPA to Net Advances (%)0.81.41.51.71.31.61.94.84.44.34.1
To view Capital Adequacy Ratio (%) Colour Rating Guide click here
Capital Adequacy Ratio (%)----------13.32

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income16.1%18%23.4%22.7%
Total Income10.2%8%2.6%1.1%
Adj EPS-0.9%-10%2.9%-25.8%
BVPS3.9%-1.8%3%2.9%
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18TTM
Interest Earned / Total Income88.2388.4491.6493.893.7293.7893.3293.2688.2388.7291.6
Margins To view Margins Colour Rating Guide click here
NIM (%)1.92.12.52.11.71.61.722.42.70
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)11.920.417.516.414.98.57.66.110.88.55.3
Liquidity Ratio To view Liquidity Ratio Colour Rating Guide click here
CASA (%)2424.625.3222118.420.423.228.125.4-

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to %

Latest Financials - Vijaya Bank - (Amalgamated)

Standalone Consolidated
TTM EPS (₹) 4.9 2.9
TTM Sales (₹ Cr.) 14,389 2,105
BVPS (₹.) 78.6 0
Reserves (₹ Cr.) 8,942 1,113
P/BV 0.59 0.00
PE 9.47 15.74
From the Market
52 Week Low / High (₹) 39.75 / 46.80
All Time Low / High (₹) 6.00 / 115.35
Market Cap (₹ Cr.) 6,012
Equity (₹ Cr.) 1,304.2
Face Value (₹) 10
Industry PE 14

Management X-Ray of Vijaya Bank-(Amalgam :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About Vijaya Bank - (Amalgamated)

Vijaya Bank was incorporated in October 1931 in Mangalore, Karnataka. It was founded by late Shri A.B.Shetty and other enterprising farmers with an intention to promote banking habits among farming community in the Dakshina Kannada district in Karnataka State.

Vijaya Bank became a scheduled bank in 1958. During the year 1963-68 is grew into all India bank by merger of nine smaller banks into Vijaya Bank. It got nationalised in year 1980.

Currently, it has a network of 1277 branches, 49 extension counters and 551 ATMs pread across all 28 states and 4 union territories in the country.

Products and Services

Rural Banking- As main objective of Vijaya Bank was induce banking habits in Farmers, it offers wide range of products and services such as saving account, loans and advance facility to farmers, deposits , etc.

Personal Banking- It offers wide range of products in personal banking such as saving account, fixed deposit, debit card, credit card, RTGS, NEFT facility etc.

NRI Banking- It also offers products and services catering NRI Clients such remittances facility, loans, deposits etc.

Vijaya Bank offers various products and services specific to various segments such as it has saving accounts for children, scheme for women clientele, credit facilities to minority communities like Zoroastrians, Buddhists are among others.

It also offers merchant banking facility and insurance policy.

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