BSE: 532191 | NSE: SBT | Bank - Public | Small Cap
1. Is State Bank Of Travancore - (Amalgamated) a good quality company?
Data is not available for this company.
2. Is State Bank Of Travancore - (Amalgamated) undervalued or overvalued?
No data found
3. Is State Bank Of Travancore - (Amalgamated) a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of State Bank Of Travancore - (Amalgamated) is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'07 | Mar'08 | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income (₹ Cr.) | 992 | 957 | 1,283 | 1,400 | 1,696 | 1,898 | 2,128 | 2,383 | 2,283 | 2,554 | 2,439 | |
| YoY Gr. Rt. % | - | -3.5% | 34% | 9.2% | 21.1% | 11.9% | 12.1% | 12% | -4.2% | 11.9% | - | |
| Total Income | 3,054 | 3,873 | 4,696 | 4,906 | 5,810 | 7,477 | 9,288 | 10,559 | 10,583 | 10,757 | 11,067 | |
| YoY Gr. Rt. % | - | 26.8% | 21.3% | 4.5% | 18.4% | 28.7% | 24.2% | 13.7% | 0.2% | 1.6% | - | |
| Adj EPS (₹ ) | 62.1 | 73.5 | 115.7 | 130.2 | 138.5 | 97.1 | 117 | 57.9 | 56.6 | 47.5 | -187.9 | |
| YoY Gr. Rt. % | - | 18.4% | 57.4% | 12.6% | 6.4% | -29.9% | 20.5% | -50.5% | -2.2% | -16.1% | - | |
| BVPS (₹ ) | 304.3 | 326.9 | 428.1 | 540.5 | 659 | 735.7 | 830.6 | 870.5 | 886.4 | 846.8 | 727.6 | |
| YoY Gr. Rt. % | - | 7.4% | 31% | 26.3% | 21.9% | 11.6% | 12.9% | 4.8% | 1.8% | -4.5% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.9 | 0.9 | 1.3 | 1.3 | 1.1 | 0.7 | 0.7 | 0.3 | 0.3 | 0.3 | 0 | |
| To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net NPA to Net Advances (%) | 1.1 | 0.9 | 0.6 | 0.9 | 1 | 1.5 | 1.5 | 2.8 | 2 | 2.8 | 8 | |
| To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Capital Adequacy Ratio (%) | - | - | - | - | - | - | - | - | - | - | 12.5 | |
CAGR ⓘCAGR Colour Code Guide ⓘ |
||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
| Net Interest Income | 11.1% | 8.5% | 6.3% | 11.9% | ||||||||
| Total Income | 15% | 13.1% | 5% | 1.6% | ||||||||
| Adj EPS | -2.9% | -19.3% | -26% | -16.1% | ||||||||
| BVPS | 12% | 5.1% | 0.7% | -4.5% | ||||||||
| Share Price | - | - | - | - | ||||||||
Key Financial Ratios |
||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| RATIOS \ YEARS | Mar'07 | Mar'08 | Mar'09 | Mar'10 | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | TTM | |
| Interest Earned / Total Income | 88.1 | 88.67 | 87.8 | 89.24 | 90 | 92.23 | 92.97 | 91.93 | 90.41 | 89.33 | 85.7 | |
| Margins | To view Margins Colour Rating Guide click here ⓘ | |||||||||||
| NIM (%) | 2.7 | 2.2 | 2.7 | 2.4 | 2.5 | 2.3 | 2.1 | 2.3 | 2.3 | 2.3 | 0 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 22.3 | 23.3 | 30.6 | 26.9 | 23.1 | 13.9 | 14.9 | 6.8 | 6.8 | 6 | -25.8 | |
| Liquidity Ratio | To view Liquidity Ratio Colour Rating Guide click here ⓘ | |||||||||||
| CASA (%) | 28.3 | 29.3 | 32.4 | 30.4 | 30.3 | 27.3 | 25.8 | 27.7 | 29.8 | 31.8 | - | |
No data to display
Return on Equity has declined versus last 3 years average to %
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | -187.9 | - |
| TTM Sales (₹ Cr.) | 9,481 | - |
| BVPS (₹.) ⓘ | 727.6 | - |
| Reserves (₹ Cr.) ⓘ | 5,102 | - |
| P/BV ⓘ | 0.83 | - |
| PE ⓘ | 0.00 | - |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 599.80 / 611.00 |
| All Time Low / High (₹) | 16.74 / 1027.50 |
| Market Cap (₹ Cr.) | 4,318 |
| Equity (₹ Cr.) | 71.1 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 14 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
State Bank of Travancore (SBT) was incorporated in 1945 as Travancore Bank sponsored by the erstwhile princely state of Travancore.
Later the bank was made an associate of State Bank of
State Bank of Travancore operates 580 branches in
The bank also operates 8 AM to 8 PM working branches in specific areas like Kesavadasapuram PSB (
Business
Personal Banking-Under this it offers a wide range of personal banking products and services such as deposits, savings, loans, internet banking, demat services, mobile banking, etc.
It also provides facilities like online bill payment and booking of railway tickets.
NRI banking- SBT also offers banking products and services to NRI customers such as deposits, car loans, remittances, investment schemes, etc.
Corporate banking- It provides a wide range of products and services to corporates. SBT offers working capital finance, project finance, structured finance, equipment leasing, dealer financing, etc.
SME- SBT also offers products and services to SME sector.
Outlook
The bank has launched special loans for micro, small and medium enterprises (MSMEs) at an interest rate of 8% per annum. This sector-specific loan is provided to enterprises that are affected by current slowdown in economy.
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