Manraj Housing Finance Ltd - Stock Valuation and Financial Performance

BSE: 530537 | NSE: | Finance - Housing | Small Cap

Manraj Housing Fin Share Price

38.78 -0.97 -2.44%
as on 15-Apr'24 15:30

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Manraj Housing Finance stock performance -

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P/E Ratio (SA):
0.00
Market Cap:
19.9 Cr.
52-wk low:
17.8
52-wk high:
43.5

Is Manraj Housing Finance Ltd an attractive stock to invest in?

1. Is Manraj Housing Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Manraj Housing Finance Ltd is a below average quality company.

2. Is Manraj Housing Finance Ltd undervalued or overvalued?

The key valuation ratios of Manraj Housing Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

3. Is Manraj Housing Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Manraj Housing Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Manraj Housing Fin:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Manraj Housing Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)2.6000.100.200.2000
YoY Gr. Rt. %--100%NANA-100%NA-95.2%2200%-100%NA-
Adj EPS (₹ ) 1.4-0.3-0.5-10.8-4.6-1.8-1.80.1-0.4-0.3-0.2
YoY Gr. Rt. %--119%NANANANANANA-800%NA-
BVPS (₹ )19.419.118.77.83.21.4-0.4-0.4-0.7-1-1.1
YoY Gr. Rt. %--1.3%-2.4%-58%-59.3%-56.7%-131.2%NANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.9-0.6-1-25.4-11.8-4.6-4.60.1-0.9-0.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-46.2%NA0%NA
Adj EPS-183.5%NANANA
BVPS-171.9%-179.1%NANA
Share Price 9.3% 18.4% 34.8% 38%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)26.10-6727.6-4276.50-440-7862.811.80-2245-INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)7.3-1.3-2.4-81.8-84.3-79-37900011

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 20.70%

Total Income has declined -25.00 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Manraj Housing Finance Ltd.

Standalone Consolidated
TTM EPS (₹) -0.2 -
TTM Sales (₹ Cr.) 0 -
BVPS (₹.) -1.1 -
Reserves (₹ Cr.) -6 -
P/BV -35.02 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 17.75 / 43.45
All Time Low / High (₹) 0.85 / 55.75
Market Cap (₹ Cr.) 19.9
Equity (₹ Cr.) 5
Face Value (₹) 10
Industry PE 9.4

Management X-Ray of Manraj Housing Fin:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Manraj Housing Fin

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income2.680.130.060.230.070.270.080.290.070.08
Interest Income2.63000.1300.210.010.2300.01
Other Income 0.050.130.060.100.070.070.060.060.070.07
Expenditure 1.650.290.295.642.391.170.980.230.240.21
Interest Expense 1.250.0105.322.100.860.72000
Operating Expenses 0.310.250.260.300.230.290.240.210.220.19
Provisions 0.090.030.030.030.060.020.020.020.020.02
Exceptional Items 0000000000
Profit Before Tax 1.03-0.16-0.23-5.42-2.32-0.90-0.900.06-0.17-0.13
Taxes 0.35-0.03000000.0400
Profit After Tax 0.69-0.13-0.23-5.42-2.32-0.90-0.900.03-0.17-0.13
Adjusted EPS (₹)1.4-0.3-0.5-10.8-4.6-1.8-1.80.1-0.4-0.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital9.699.569.333.911.590.69-0.21-0.19-0.36-0.50
Share Capital 5555555555
Reserves 4.694.564.33-1.09-3.41-4.31-5.21-5.19-5.36-5.50
Minority Interest0000000000
Long Term Borrowings000000.190000
Current Liabilities 9.3511.6113.6315.7718.0218.6519.7419.7319.9020.04
Trade Payables00000000.040.060.07
Short term borrowings8.5911.3313.2615.4017.5918.5019.4819.4119.6419.76
Other Liabilities-8.59-11.33-13.26-15.40-17.59-18.50-19.48-19.45-19.69-19.83
Total Liabilities 19.0421.1722.9619.6919.6119.5319.5319.5419.5319.54

Assets

Non Current Asset 9.6711.8313.6318.6318.6318.6318.6318.6318.6318.63
Loan Asset 0000000000
Other Non Current Asset 9.6711.8313.6318.6318.6318.6318.6318.6318.6318.63
Current Asset 9.369.349.321.050.990.900.900.920.910.91
Current Investment0000000000
Other Current Asset9.369.349.321.050.990.900.900.920.910.91
Total Assets 19.0421.1722.9619.6919.6119.5319.5319.5419.5319.54

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -2.03-0.61-0.12-2.11-2.25-0.90-0.990.11-0.23-0.12
Cash Flow From Investing Activity 0.01-2.14-1.810.010.0100.01000
Cash Flow From Financing Activity 2.022.741.942.142.190.900.99-0.100.220.12
Net Cash Flow 0-0.010.010.04-0.05000.01-0.010.01
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)100-11-5-2-2000
DPS (₹)0000000000
BVPS (₹)191919831-0-0-1-1

Performance Ratios

ROA (%)3.9-0.6-1.0-25.4-11.8-4.6-4.60.1-0.9-0.7
ROE (%)7.3-1.3-2.4-81.8-84.3-79.0-379.00.00.00.0
ROCE (%)13.5-0.8-1.0-0.5-1.2-0.2-1.00.3-0.9-0.7

Valuation Parameters

Price/Book(x)0.00.00.02.20.00.00.00.0-17.60.0

Manraj Housing Finance Ltd Stock News

Manraj Housing Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Manraj Housing Fin on 15-Apr-2024 15:30 is ₹38.78.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 15-Apr-2024 15:30 the market cap of Manraj Housing Fin stood at ₹19.88.
The latest P/E ratio of Manraj Housing Fin as of 15-Apr-2024 15:30 is 0.00.
The latest P/B ratio of Manraj Housing Fin as of 15-Apr-2024 15:30 is -35.02.
The 52-week high of Manraj Housing Fin is ₹43.45 and the 52-week low is ₹17.75.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Manraj Housing Fin is ₹0.00 ( Cr.) .

About Manraj Housing Finance Ltd

Manraj Housing Finance was incorporated on January 11, 1990 as a private company. It was subsequently converted to public company on February 9, 1994 by passing a special resolution in the Extra-Ordinary General meeting (EGM) held on February 9, 1994 and fresh certificate of incorporation for change of name to its present one was issued on May 5,1994 by Registrar of Companies, Maharashtra at Bombay.

The registered office of the company is located at 3, Pushpa Apartments, General Vaidya Chowk, Jalgaon-425002, Maharashtra.

Business area of the company

The company is engaged in the activity of lending funds, to individuals and association of persons, for purchase of house and immovable property.

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