Aryaman Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 530245 | NSE: | Finance - Investment | Small Cap

Aryaman Fin Service Share Price

245.95 -2.95 -1.19%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on Aryaman Fin Service

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Aryaman Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
90.13
Market Cap:
290.8 Cr.
52-wk low:
107.5
52-wk high:
250

Is Aryaman Financial Services Ltd an attractive stock to invest in?

1. Is Aryaman Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aryaman Financial Services Ltd is a below average quality company.

2. Is Aryaman Financial Services Ltd undervalued or overvalued?

The key valuation ratios of Aryaman Financial Services Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Aryaman Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Aryaman Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Aryaman Fin Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aryaman Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)2.51.62.5510.78.24.42.54.86.115
YoY Gr. Rt. %--34.8%55.3%101.2%113.1%-23.5%-46.1%-44.3%95.5%27.7%-
Adj EPS (₹ ) 0.40.30.50.92.11.40.70.51.21.62.8
YoY Gr. Rt. %--23.7%72.4%70%142.4%-31.6%-49.7%-31%134.7%41.7%-
BVPS (₹ )1313.313.815.217.218.719.419.92122.625.7
YoY Gr. Rt. %-2.2%3.8%10%13.7%8.2%3.8%2.6%5.8%7.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.82.13.45.7116.63.52.45.47.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.7%-10.6%11.6%27.7%
Adj EPS17.6%-4.6%31.9%41.7%
BVPS6.4%5.6%5.3%7.7%
Share Price 32.3% 38.4% 79% 103.3%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Margins
Net Profit Margin (%)16.72021.919.922.520.118.923.427.930.922.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.92.23.76.112.77.93.82.55.67.510.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 11.40%

Total Income has increased 11.58 CAGR in last 3 years

Net Profit has increased 31.92 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Aryaman Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 2.8 12.4
TTM Sales (₹ Cr.) 14.5 37.7
BVPS (₹.) 25.7 64.5
Reserves (₹ Cr.) 18 64
P/BV 9.71 3.86
PE 90.13 20.00
From the Market
52 Week Low / High (₹) 107.50 / 250.00
All Time Low / High (₹) 0.63 / 250.00
Market Cap (₹ Cr.) 291
Equity (₹ Cr.) 11.7
Face Value (₹) 10
Industry PE 44.9

Management X-Ray of Aryaman Fin Service:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of Aryaman Fin Service

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income32351195357
Interest Income22351184256
Other Income 0000000000
Expenditure 2124864234
Interest Expense 0000000000
Operating Expenses 1123864234
Provisions 1000000000
Exceptional Items 0000000000
Profit Before Tax 1011321123
Taxes 0000110001
Profit After Tax 0011221112
Adjusted EPS (₹)0.40.30.50.92.11.40.70.51.21.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital14151518202223232526
Share Capital 11111112121212121212
Reserves 344681011121315
Minority Interest0000000000
Long Term Borrowings0000000000
Current Liabilities 1111531112
Trade Payables0000320001
Short term borrowings0000000000
Other Liabilities0000-3-2000-1
Total Liabilities 15161619252524242528

Assets

Non Current Asset 13141417181815151514
Loan Asset 0000000000
Other Non Current Asset 13141417181815151514
Current Asset 222177891114
Current Investment0000000000
Other Current Asset222177891114
Total Assets 15161619252524242528

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 20116-1-1112
Cash Flow From Investing Activity -2-10-3-610000
Cash Flow From Financing Activity 0001000000
Net Cash Flow 001000-1113
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0011211012
DPS (₹)0000000000
BVPS (₹)13131415171919202123

Performance Ratios

ROA (%)2.82.13.45.711.06.63.52.45.47.1
ROE (%)2.92.23.76.112.77.93.82.55.67.5
ROCE (%)3.82.94.79.117.010.75.63.17.610.0

Valuation Parameters

Price/Book(x)1.21.21.41.82.52.62.32.22.55.0

Aryaman Financial Services Ltd Stock News

Aryaman Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Aryaman Fin Service on 28-Mar-2024 16:01 is ₹245.9.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of Aryaman Fin Service stood at ₹290.8.
The latest P/E ratio of Aryaman Fin Service as of 28-Mar-2024 16:01 is 90.13.
The latest P/B ratio of Aryaman Fin Service as of 28-Mar-2024 16:01 is 9.71.
The 52-week high of Aryaman Fin Service is ₹250.0 and the 52-week low is ₹107.5.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aryaman Fin Service is ₹14.51 ( Cr.) .

About Aryaman Financial Services Ltd

Aryaman Financial Services incorporated on May 11, 1994, is a Category I merchant banker registered with Securities and Exchange Board of India (SEBI). The registered office is located at 401, Chiranjiv Towers, 43, Nehru Place, New Delhi-110019. The company was ranked as No. 1 in India based on the number of issues completed during the year 2000 -2001. A Category I Merchant Banker and were ranked No.2 in India based on the number of issues completed from April 1 to September 30, 1996.

The company deals mainly in merchant banking activities like issue management, portfolio management services, and corporate debt restructuring. Its specializes in structuring means of finance for a project; efficient issue management of equity/debt instruments; nationwide network for marketing of issues with emphasis on rural areas; providing assistance for takeovers; underwriting and placement of shares with financial institutional investors, non resident Indians, mutual funds, financial institutions and banks.

The thrust area of activity is reviving sick companies. The company conducts viability studies of sick units and prepares viability reports. It has an equity research department carrying out research mainly in the core sectors of the Indian and global economy, companies, securities, stock markets, fresh issues of capital, governmental regulations and other research activities. Research papers are published on the various areas covered.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.