CFSL Ltd - Stock Valuation and Financial Performance

BSE: 511710 | NSE: | Finance - NBFC | Small Cap

CFSL Share Price

1.54 -0.08 -4.94%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on CFSL

M-Cap below 100cr DeciZen not available

CFSL stock performance -

mw4me loader
P/E Ratio (SA):
41.47
Market Cap:
10 Cr.
52-wk low:
1.2
52-wk high:
2.4

Is CFSL Ltd an attractive stock to invest in?

1. Is CFSL Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that CFSL Ltd is a below average quality company.

2. Is CFSL Ltd undervalued or overvalued?

The key valuation ratios of CFSL Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is CFSL Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of CFSL Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of CFSL:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
CFSL Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)2.27.16.46.92.73.71.11.32.21.21
YoY Gr. Rt. %-221.8%-9.8%8.3%-61.1%36.4%-71.1%23.6%64.9%-46.3%-
Adj EPS (₹ ) 0-0-0.100.10.1000.1-00
YoY Gr. Rt. %-NANANA500%-41.7%-42.9%-25%233.3%-140%-
BVPS (₹ )1.81.81.81.81.92222.12.12.2
YoY Gr. Rt. %--0.6%-3.3%1.1%6.2%3.7%2.1%1.5%5.5%-2.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-0.3-0.4-3.60.96.33.42.21.54.9-2.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-6.9%-15.5%3.1%-46.3%
Adj EPSNA-180.3%-200%-140%
BVPS1.5%2%1.5%-2.4%
Share Price -18.7% 7% -5.8% 6.2%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-1.3-0.7-6.71.628.111.627.615.631.1-24.629.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-0.3-0.4-3.716.43.42.31.65-2.11.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 1.90%

Total Income has increased 3.05 CAGR in last 3 years

Net Profit has declined -200.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - CFSL Ltd.

Standalone Consolidated
TTM EPS (₹) 0 -
TTM Sales (₹ Cr.) 0.9 -
BVPS (₹.) 2.2 -
Reserves (₹ Cr.) 1 -
P/BV 0.71 -
PE 41.47 -
From the Market
52 Week Low / High (₹) 1.19 / 2.42
All Time Low / High (₹) 0.16 / 34.75
Market Cap (₹ Cr.) 10
Equity (₹ Cr.) 13
Face Value (₹) 2
Industry PE 31

Management X-Ray of CFSL:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income2.207.096.417.072.763.671.091.312.161.16
Interest Income2.207.086.396.922.693.671.061.312.161.16
Other Income 00.010.020.150.0700.03000
Expenditure 2.237.146.816.922.453.090.681.031.351.36
Interest Expense 0000000000
Operating Expenses 2.226.975.036.922.362.920.631.011.331.35
Provisions 0.010.171.7800.090.170.050.020.010.01
Exceptional Items 00000.5300-0.0100
Profit Before Tax -0.03-0.05-0.400.150.840.580.410.280.82-0.20
Taxes 000.030.040.080.160.120.070.140.09
Profit After Tax -0.03-0.05-0.430.110.760.430.290.200.67-0.29
Adjusted EPS (₹)0.00.0-0.10.00.10.10.00.00.10.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital11.8811.8311.4011.5012.2612.6912.9813.1813.8613.57
Share Capital 13.0313.0313.0313.0313.0313.0313.0313.0313.0313.03
Reserves -1.16-1.21-1.64-1.53-0.77-0.35-0.060.150.820.54
Minority Interest0000000000
Long Term Borrowings0000000000
Current Liabilities 0.040.020.420.070.220.220.350.160.220.27
Trade Payables0.0300.39000.010.090.040.010.04
Short term borrowings0000000000
Other Liabilities-0.030-0.3900-0.01-0.09-0.04-0.01-0.04
Total Liabilities 11.9211.8411.8111.5812.4712.9013.3313.3414.0813.85

Assets

Non Current Asset 1.190.164.812.050.010.010.01000
Loan Asset 0000000000
Other Non Current Asset 1.190.164.812.050.010.010.01000
Current Asset 10.7311.687.019.5312.4712.9013.3213.3414.0813.84
Current Investment0000000000
Other Current Asset10.7311.687.019.5312.4712.9013.3213.3414.0813.84
Total Assets 11.9211.8411.8111.5812.4712.9013.3313.3414.0813.85

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -4.53-0.284.26-1.59-1.52-1.940.070.040.14-0.23
Cash Flow From Investing Activity 4.520.81-4.642.802.0400000
Cash Flow From Financing Activity 0000000000
Net Cash Flow -0.010.53-0.381.210.52-1.940.070.040.14-0.23
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)9222222222

Performance Ratios

ROA (%)-0.3-0.4-3.60.96.33.42.21.54.9-2.1
ROE (%)-0.3-0.4-3.71.06.43.42.31.65.0-2.1
ROCE (%)-0.3-0.4-3.51.37.14.73.22.16.1-1.4

Valuation Parameters

Price/Book(x)6.71.43.40.70.60.60.00.91.30.7

CFSL Ltd Stock News

CFSL Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of CFSL on 28-Mar-2024 16:01 is ₹1.54.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of CFSL stood at ₹10.04.
The latest P/E ratio of CFSL as of 28-Mar-2024 16:01 is 41.47.
The latest P/B ratio of CFSL as of 28-Mar-2024 16:01 is 0.71.
The 52-week high of CFSL is ₹2.42 and the 52-week low is ₹1.19.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of CFSL is ₹0.88 ( Cr.) .

About CFSL Ltd

Cubical Financial Services is a Delhi Stock Exchange and Bombay Stock Exchange listed investment company incorporated in May, 1990. The company’s registered office is located at 902, Aggarwal Millennium Tower, Netaji Subhash Place, Pitam Pura, Delhi-110034.

Business Profile:

It is an investment company, engaged in regular investments as per in house analysis in financial markets, stocks and properties etc. for short term as well as long term basis.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.