Indo Asia Finance Ltd Stock Analysis

BSE: 530747 | NSE: | Finance - NBFC | Small Cap

BSE Share Price 09-Dec-2022 15:06
10.15 0.35 (3.57%)

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Indo Asia Finance Price Chart

P/E Ratio (SA) :
0.00
Market Cap :
14.7 Cr.
52-wk low :
7.1
52-wk high :
17.9
Bole Toh?

1. Is Indo Asia Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Indo Asia Finance Ltd is a below average quality company.

2. Is Indo Asia Finance Ltd undervalued or overvalued?

The key valuation ratios of Indo Asia Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Indo Asia Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Indo Asia Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Indo Asia Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Indo Asia Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Sep'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)7.42.21.30.60.40.20.4013.60
YoY Gr. Rt. %--70%-42.3%-56.3%-30.4%-48.7%105%-92.7%3200%265.7%-
Adj EPS (₹ ) 0.20.1-9.8-2.4-0.9-1.4-1.9-13.6-6-7.4
YoY Gr. Rt. %--52.6%-10944.4%NANANANANANA-267.1%-
BVPS (₹ )14.39.618.876.24.72.81.88.72.72.8
YoY Gr. Rt. %--32.7%95.5%-62.5%-12.6%-23.1%-40.8%-35.4%377.9%-68.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.20.2-9.4-10.8-4.6-7.4-11.4-6.740.7-103.10

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-7.7%56.2%106.7%265.7%
Adj EPS-246.6%NANA-267.1%
BVPS-16.9%-15.2%-1.2%-68.8%
Share Price 7% 20.5% 42.2% 6.8%

Key Financial Ratios

RATIOS \ YEARSMar'13Sep'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)2.33.5-687.6-378.4-206-654.9-427.6-2976.4539.4-246.50
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.30.9-41-28.6-13.5-26.1-51.4-4373.2-104.9-278.6

Recent Performance Summary

Total Income has increased 106.68 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Indo Asia Finance Ltd.

Standalone Consolidated
TTM EPS (₹) -7.4 -
TTM Sales (₹ Cr.) 0 -
BVPS (₹.) 2.8 -
Reserves (₹ Cr.) -11 -
P/BV 3.53 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 7.14 / 17.85
All Time Low / High (₹) 1.50 / 19.03
Market Cap (₹ Cr.) 14.7
Equity (₹ Cr.) 15
Face Value (₹) 10
Industry PE 28.7

Management X-Ray of Indo Asia Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Indo Asia Finance

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

Indo Asia Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Indo Asia Finance on 09-Dec-2022 15:06 is : 10.15.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Dec-2022 15:06 the market cap of Indo Asia Finance stood at ₹ 14.70.
The latest PE ratio of Indo Asia Finance as of 09-Dec-2022 15:06 is 0.00.
The latest PB ratio of Indo Asia Finance as of 09-Dec-2022 15:06 is 3.53
The 52-week high of Indo Asia Finance is ₹ 17.85 and the 52-week low is ₹ 7.14.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Indo Asia Finance is ₹ 0.00 ( Cr.) .

About Indo Asia Finance Ltd

Indo Asian Finance was incorporated as a private company on April 17, 1990 in the name and style of Anand Rishub Finance. Indo Asian Finance is a non-banking financial company and its registered office is located in Chennai. The company is engaged in hire purchase finance within the state of Tamil Nadu.

Business areas of the company:

The company was primarily engaged in the business of Hire Purchase which had been the traditional mode of business of the Challani family for decades. Gradually, the company started to diversify into profitable finance schemes like leasing etc. and soon established its presence in these areas.

The company's main business is Hire Purchase and Leasing of Motor Vehicles, Machineries, equipments etc.

Milestones:

1990- Indo Asian Finance was initially incorporated as a Private Limited Company on 17th April, in the name and style of Anand Rishub Finance Private Limited. Then it was converted into Public Limited Company with effect from August 29, 1991 and the name changed to Challani Credits.

The company was primarily engaged in the business of Hire Purchase which had been the traditional mode of business of the Challani family for decades. Gradually, the company started to diversify into profitable finance schemes like leasing etc. and soon established its presence in these areas.

The company's main business is Hire Purchase and Leasing of Motor Vehicles, Machineries, equipments etc.

1991- The company has been in the Hire purchase and Lease business since September. The company now intends to cater to corporate clients and finance assets on lease to large and medium sized companies also. Hire Purchase disbursements are mainly in the retail auto segments, covering commercial vehicles.

1992- The name was changed to Indo Asian Finance on 14th July, and further more Directors traditionally engaged in the same business along with substantial contribution joined to strengthen the board.

The company is now proposing to finance under corporate sector in a big way. With its established contacts backed by its marketing team, the company will be concentrating more on corporate sector both under Hire Purchase as well as Leasing.

1995-J.Padam Challani, the Managing Director was redesignated as wholetime director of the company with effect from 14th July. Madanlal Gundecha, Joint Managing Director of the company was redesignated as Wholetime Director of the company with effect from 1st July.

1996 -Lalchand Galada resigned for personal reasons as a Director of the company with effect from 30th April.

1999 -The company is graded as a BBB+ rated company by CARE for its deposit programme.

2000-Indo Asian Finance will be entering the business of micro banking within the next couple of months by setting up local area banks.

Awards and achievements:

• The company has been given a BBB+ rating from CARE for fixed deposits.

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