KZ Leasing & Finance Ltd - Stock Valuation and Financial Performance

BSE: 511728 | NSE: | Finance - NBFC | Small Cap

KZ Leasing & Finance Share Price

33 -3.35 -9.22%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on KZ Leasing & Finance

M-Cap below 100cr DeciZen not available

KZ Leasing & Finance stock performance -

mw4me loader
P/E Ratio (SA):
5.17
Market Cap:
10 Cr.
52-wk low:
12.7
52-wk high:
42.5

Is KZ Leasing & Finance Ltd an attractive stock to invest in?

1. Is KZ Leasing & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that KZ Leasing & Finance Ltd is a below average quality company.

2. Is KZ Leasing & Finance Ltd undervalued or overvalued?

The key valuation ratios of KZ Leasing & Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is KZ Leasing & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of KZ Leasing & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of KZ Leasing & Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
KZ Leasing & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.10.10.20.20.30.50.60.60.70.76
YoY Gr. Rt. %-10%54.6%17.7%40%64.3%32.6%4.9%4.7%1.5%-
Adj EPS (₹ ) 0.90.80.40.30.40.20.80.50.71.36.4
YoY Gr. Rt. %--7%-51.3%-25.6%51.7%-59.1%344.4%-38.8%51%74.3%-
BVPS (₹ )26.527.427.828.126.739.937.454.159.455.767.8
YoY Gr. Rt. %-3.1%1.8%1%-5%49.4%-6.4%44.8%9.8%-6.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.12.61.20.91.50.41.30.70.91.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income23.7%19.4%3.7%1.5%
Adj EPS4.6%24%17.3%74.3%
BVPS8.6%15.8%14.2%-6.2%
Share Price 27.7% 26.7% 52.7% 135.2%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)264.2228.768.844.446.911.539.423.133.757.732.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.431.411.60.52.11.11.32.29.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.30%

Total Income has increased 3.69 CAGR in last 3 years

Net Profit has increased 17.26 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - KZ Leasing & Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 6.4 -
TTM Sales (₹ Cr.) 5.9 -
BVPS (₹.) 67.8 -
Reserves (₹ Cr.) 18 -
P/BV 0.49 -
PE 5.17 -
From the Market
52 Week Low / High (₹) 12.68 / 42.50
All Time Low / High (₹) 1.10 / 77.25
Market Cap (₹ Cr.) 10
Equity (₹ Cr.) 3
Face Value (₹) 10
Industry PE 31

Management X-Ray of KZ Leasing & Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of KZ Leasing & Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income1.170.820.740.8910.871.141.332.241.97
Interest Income0.100.110.170.200.280.460.610.640.670.68
Other Income 1.070.720.570.690.720.410.530.691.581.29
Expenditure 0.850.510.620.720.860.830.881.182.021.58
Interest Expense 0.060.140.220.190.130.300.360.510.550.32
Operating Expenses 0.290.360.400.460.490.530.490.520.611.09
Provisions 0.50000.060.2400.020.150.860.16
Exceptional Items 0000000000
Profit Before Tax 0.320.310.120.170.140.040.270.150.220.39
Taxes 0.060.0700.090.01-0.010.02000
Profit After Tax 0.260.240.120.090.130.050.240.150.220.39
Adjusted EPS (₹)0.90.80.40.30.40.20.80.50.71.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital8.078.328.468.558.1212.1411.3716.4618.0816.95
Share Capital 3.043.043.043.043.043.043.043.043.043.04
Reserves 5.035.285.425.515.089.108.3313.4215.0413.91
Minority Interest0000000000
Long Term Borrowings0.291.901.770.330.101.511.143.123.862.62
Current Liabilities 0.130.140.020.060.744.365.954.523.655.04
Trade Payables0000.010.030.010.010.010.010
Short term borrowings00.02000.662.823.584.253.443.64
Other Liabilities0-0.020-0.01-0.69-2.83-3.59-4.26-3.45-3.64
Total Liabilities 8.5010.3610.258.958.9718.0118.4624.1025.5924.61

Assets

Non Current Asset 8.3310.3210.168.677.8916.4818.2422.3624.4024.27
Loan Asset 0000000000
Other Non Current Asset 8.3310.3210.168.677.8916.4818.2422.3624.4024.27
Current Asset 0.170.040.080.271.081.530.221.741.190.33
Current Investment0.07000.180.821.440.120.390.700.21
Other Current Asset0.100.040.080.100.270.090.091.350.490.13
Total Assets 8.5010.3610.258.958.9718.0118.4624.1025.5924.61

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -0.20-0.42-0.60-0.44-0.48-0.35-0.25-0.52-0.44-0.29
Cash Flow From Investing Activity -2.361.83-0.261.88-0.20-3.03-1.610.602.21-0.42
Cash Flow From Financing Activity -0.441.61-0.14-1.460.193.891.47-0.08-1.500.30
Net Cash Flow -33.02-1-0.02-0.490.51-0.40-0.010.27-0.41
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)1100001011
DPS (₹)0000000000
BVPS (₹)27272828274037545956

Performance Ratios

ROA (%)3.12.61.20.91.50.41.30.70.91.6
ROE (%)3.43.01.41.01.60.52.11.11.32.2
ROCE (%)4.64.93.43.83.12.94.13.53.53.3

Valuation Parameters

Price/Book(x)0.10.20.40.30.50.30.20.20.30.2

KZ Leasing & Finance Ltd Stock News

KZ Leasing & Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of KZ Leasing & Finance on 28-Mar-2024 16:01 is ₹33.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of KZ Leasing & Finance stood at ₹10.04.
The latest P/E ratio of KZ Leasing & Finance as of 28-Mar-2024 16:01 is 5.17.
The latest P/B ratio of KZ Leasing & Finance as of 28-Mar-2024 16:01 is 0.49.
The 52-week high of KZ Leasing & Finance is ₹42.50 and the 52-week low is ₹12.68.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of KZ Leasing & Finance is ₹5.90 ( Cr.) .

About KZ Leasing & Finance Ltd

K Z Leasing & Finance was incorporated as a private limited company on August 7, 1986 under the Companies Act, 1956 and was converted into a public limited company on July 19, 1991. It is a profit-making and dividend paying company. 

The main object behind the establishment of the company is to provide finance by way of lease and hire purchase towards machineries, trucks, vehicles, etc. The company's business is established in Gujarat through its branches of Vijapur, Visagar, Mehsana and Surat. As far as the past track record is concerned, the company has been able to show profits continuously for the last five years.

Business areas of the company:

The company is presently engaged in leasing, hire purchase activities in Gujarat and proposes to expand its activities in leasing, hire purchase, bills discounting, investment & trading services and consultancy services.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.