Margo Finance Ltd - Stock Valuation and Financial Performance

BSE: 500206 | NSE: | Finance - NBFC | Small Cap

Margo Finance Share Price

39.09 0.02 0.05%
as on 28-Mar'24 15:22

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Margo Finance stock performance -

mw4me loader
P/E Ratio (SA):
78.31
Market Cap:
17.9 Cr.
52-wk low:
25.1
52-wk high:
61

Is Margo Finance Ltd an attractive stock to invest in?

1. Is Margo Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Margo Finance Ltd is a below average quality company.

2. Is Margo Finance Ltd undervalued or overvalued?

The key valuation ratios of Margo Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Margo Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Margo Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Margo Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Margo Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.20.20.30.50.50.30.30.60.60.61
YoY Gr. Rt. %-0%13%80.8%12.8%-47.2%7.1%90%3.5%0%-
Adj EPS (₹ ) -1.3-00.10.70.5-0.200.4-1.1-1.30.5
YoY Gr. Rt. %-NANA871.4%-33.8%-146.7%NANA-397.3%NA-
BVPS (₹ )11.511.511.612.312.757.935.6138.2167.1126.7238.9
YoY Gr. Rt. %--0.3%0.6%5.9%3.7%355.3%-38.6%288.6%20.9%-24.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-10.4-0.10.65.73.6-0.500.3-0.6-0.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income11%2.2%25.3%0%
Adj EPSNA-222.7%NANA
BVPS30.5%58.4%52.7%-24.2%
Share Price 24.8% 38.3% 64.4% 47.5%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-253.2-2.211.665.538.3-34.30.229.1-85.5-96.729.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-10.6-0.10.65.73.6-0.600.4-0.7-0.90.2

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 0.30%

Total Income has increased 25.29 CAGR in last 3 years

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Margo Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.5 -
TTM Sales (₹ Cr.) 0.8 -
BVPS (₹.) 238.9 -
Reserves (₹ Cr.) 105 -
P/BV 0.16 -
PE 78.31 -
From the Market
52 Week Low / High (₹) 25.07 / 60.99
All Time Low / High (₹) 0.35 / 60.99
Market Cap (₹ Cr.) 17.9
Equity (₹ Cr.) 4.6
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Margo Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Margo Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income0.310.310.360.620.530.290.300.570.600.60
Interest Income0.230.230.260.470.530.280.300.570.590.59
Other Income 0.080.080.100.1500.01000.010.01
Expenditure 0.890.310.330.310.320.320.320.330.750.95
Interest Expense 000.010000000
Operating Expenses 0.190.270.320.300.290.310.290.310.310.35
Provisions 0.700.030.0100.030.010.030.020.440.60
Exceptional Items 0.03000000000
Profit Before Tax -0.5500.030.310.21-0.03-0.020.25-0.15-0.35
Taxes 0.040.01000.010.07-0.020.080.360.22
Profit After Tax -0.5900.030.310.20-0.1000.17-0.50-0.57
Adjusted EPS (₹)-1.30.00.10.70.5-0.20.00.4-1.1-1.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital5.275.265.295.605.8126.4516.2563.1576.3657.89
Share Capital 4.574.574.574.574.574.574.574.574.574.57
Reserves 0.700.690.721.031.2421.8811.6858.5871.7953.32
Minority Interest0000000000
Long Term Borrowings000.010.010.017.033.4119.6823.6516.37
Current Liabilities 0.050.040.040.020.030.010.020.020.010.04
Trade Payables0.010.0100.010.010.010.020.020.010.02
Short term borrowings00.020.0300.0100000
Other Liabilities-0.01-0.03-0.03-0.01-0.02-0.01-0.02-0.020.330.32
Total Liabilities 5.325.315.345.635.8533.4919.6982.86100.3674.63

Assets

Non Current Asset 3.182.954.384.075.693117.1282.2099.7374.05
Loan Asset 0000000000
Other Non Current Asset 3.182.954.384.075.693117.1282.2099.7374.05
Current Asset 2.142.360.951.560.162.492.570.650.630.58
Current Investment0000000000
Other Current Asset2.142.360.951.560.162.492.570.650.630.58
Total Assets 5.325.315.345.635.8533.4919.6982.86100.3674.63

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 0.53-0.220.100.05-0.070.010.17-0.07-0.010.01
Cash Flow From Investing Activity -0.350.18-0.130000-0.02-0.060
Cash Flow From Financing Activity -0.160.010-0.030.01-0.010000
Net Cash Flow 0.02-0.03-0.030.02-0.0600.17-0.09-0.070.01
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)-10010000-1-1
DPS (₹)0000000000
BVPS (₹)12121212135836138167127

Performance Ratios

ROA (%)-10.4-0.10.65.73.6-0.50.00.3-0.6-0.7
ROE (%)-10.6-0.10.65.73.6-0.60.00.4-0.7-0.9
ROCE (%)-9.80.20.75.73.7-0.2-0.10.6-0.2-0.5

Valuation Parameters

Price/Book(x)0.40.91.31.31.30.10.20.10.20.2

Margo Finance Ltd Stock News

Margo Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Margo Finance on 28-Mar-2024 15:22 is ₹39.09.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 15:22 the market cap of Margo Finance stood at ₹17.85.
The latest P/E ratio of Margo Finance as of 28-Mar-2024 15:22 is 78.31.
The latest P/B ratio of Margo Finance as of 28-Mar-2024 15:22 is 0.16.
The 52-week high of Margo Finance is ₹60.99 and the 52-week low is ₹25.07.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Margo Finance is ₹0.78 ( Cr.) .

About Margo Finance Ltd

Margo Finance was incorporated in 1991 as a public limited company. It was earlier known as Indocount Finance. The name of the company was changed from Indocount Finance to Margo Finance with effect from March 31, 2010. Certified true copy of fresh certificate of incorporation consequent upon change of name dated March 31, 2010 was received from Registrar of Companies, Maharashtra, Pune.

The company is promoted by Indo Count Industries. The registered office of the company is situated at MIDC industrial area, Gokul Shirgaon, Kolhapur, Maharashtra.

Business area of the company

The company is a non-banking finance company and it earns income from interest and finance charges.

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