Muthoot Capital Services Ltd - Stock Valuation and Financial Performance

BSE: 511766 | NSE: MUTHOOTCAP | Finance - NBFC | Small Cap

Muthoot Capital Serv Share Price

270 -1.55 -0.57%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on Muthoot Capital Serv

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Somewhat Undervalued

3. Price Trend

Muthoot Capital Services stock performance -

mw4me loader
P/E Ratio (SA):
3.26
Market Cap:
446.6 Cr.
52-wk low:
239
52-wk high:
458

Is Muthoot Capital Services Ltd an attractive stock to invest in?

1. Is Muthoot Capital Services Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Muthoot Capital Services Ltd is a average quality company.

2. Is Muthoot Capital Services Ltd undervalued or overvalued?

The key valuation ratios of Muthoot Capital Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

3. Is Muthoot Capital Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Muthoot Capital Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Muthoot Capital Serv:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Muthoot Capital Services Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)159190228284398518586504411444414
YoY Gr. Rt. %-20.1%19.6%24.7%40%30.4%13.1%-14%-18.5%8.1%-
Adj EPS (₹ ) 16.216.316.721.932.652.336.831.3-98.447.883.3
YoY Gr. Rt. %-0.4%2.5%31.6%48.8%60.4%-29.8%-14.9%-414.7%NA-
BVPS (₹ )86.497.2107.8129.7239.5271.9308.4340.2250.1297.5365.1
YoY Gr. Rt. %-12.4%11%20.3%84.6%13.5%13.5%10.3%-26.5%19%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.72.82.42.63.33.82.21.9-7.13.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income12.1%2.2%-8.9%8.1%
Adj EPS12.8%8%9.2%NA
BVPS14.7%4.4%-1.2%19%
Share Price 12.1% -21.7% -10.7% 9.8%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)1411.71010.613.516.610.310.2-39.417.733.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)20.117.716.318.518.820.512.79.7-33.417.522.8

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 25.10%

Net Profit has increased 9.17 CAGR in last 3 years

Total Income has declined -4.94 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Muthoot Capital Services Ltd.

Standalone Consolidated
TTM EPS (₹) 83.3 -
TTM Sales (₹ Cr.) 414 -
BVPS (₹.) 365.1 -
Reserves (₹ Cr.) 584 -
P/BV 0.74 -
PE 3.26 -
From the Market
52 Week Low / High (₹) 239.00 / 458.00
All Time Low / High (₹) 0.74 / 1300.00
Market Cap (₹ Cr.) 447
Equity (₹ Cr.) 16.5
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Muthoot Capital Serv:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Muthoot Capital Serv

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income159191228284398519587505411445
Interest Income159190228284398518586504411444
Other Income 0110000100
Expenditure 125157193238316386493436627336
Interest Expense 607787104123179228187150148
Operating Expenses 596687111156156181144141167
Provisions 514192337518510533621
Exceptional Items 0000000000
Profit Before Tax 34343546821339370-216109
Taxes 1112131629473318-5430
Profit After Tax 2222233054866051-16279
Adjusted EPS (₹)16.216.316.721.932.652.336.831.3-98.447.8
Dividend Payout Ratio (%)25%28%30%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital119133148178394447507560411489
Share Capital 12121212161616161616
Reserves 106121135166377431491543395473
Minority Interest0000000000
Long Term Borrowings31125118919341,081914621920
Current Liabilities 5927298959761,4811,2261,2981,064966933
Trade Payables00010162216212831
Short term borrowings4975857338151,2531,1601,2441,010905880
Other Liabilities-497-585-733-825-1,269-1,182-1,260-1,031-934-911
Total Liabilities 7148731,0671,2721,9662,6082,8862,5381,9992,343

Assets

Non Current Asset 1117185178492,5002,4481,8951,6291,731
Loan Asset 0004928282,4762,4281,8721,5971,681
Other Non Current Asset 11171824212420243250
Current Asset 7028561,0507551,117107438643369612
Current Investment0000085000
Other Current Asset7028561,0507551,11799433643369612
Total Assets 7148731,0671,2721,9662,6082,8862,5381,9992,343

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -199-129-166-99-614-5012467073-46
Cash Flow From Investing Activity -8-60-2-3021-9-17
Cash Flow From Financing Activity 214130165107619529229-416-311272
Net Cash Flow 7-506229255255-248209
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)1818182433523731-9848
DPS (₹)5560000000
BVPS (₹)95107119143240272308340250297

Performance Ratios

ROA (%)3.72.82.42.63.33.82.21.9-7.13.6
ROE (%)20.117.716.318.518.820.512.79.7-33.417.5
ROCE (%)16.414.613.213.713.714.211.89.6-2.911.6

Valuation Parameters

Price/Book(x)1.01.91.21.93.13.30.81.11.00.9

Muthoot Capital Services Ltd Stock News

Muthoot Capital Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Muthoot Capital Serv on 28-Mar-2024 16:01 is ₹270.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of Muthoot Capital Serv stood at ₹446.6.
The latest P/E ratio of Muthoot Capital Serv as of 28-Mar-2024 16:01 is 3.26.
The latest P/B ratio of Muthoot Capital Serv as of 28-Mar-2024 16:01 is 0.74.
The 52-week high of Muthoot Capital Serv is ₹458.0 and the 52-week low is ₹239.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Muthoot Capital Serv is ₹414.3 ( Cr.) .

About Muthoot Capital Services Ltd

Muthoot Capital Services (MCSL), established in February 1994, is a Non Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and is listed on the Bombay Stock Exchange.

Established in Kerala, MCSL offers capital market solutions that include leasing & hire purchase, vehicle loans and bonds & deposits among others, with cost-effective value-added services for the benefit of their customers.

To augment its fund base, MCSL came out with a public issue in February 1995. The issue was oversubscribed by 8.5 times -- at a time when the Indian capital market was sluggish. Almost the entire subscription was received from the state of Kerala.

MSCL has also diversified into fund and non-fund based activities laying equal emphasis on the corporate and non-corporate sectors of Kerala.

Promoted by the Muthoot Pappachan Group, MCSL has today emerged as one of the leading financial institutions in the capital market operations, with its foundations dating back to the year 1939, with a stronghold in the banking and finance sector especially in the rural and semi-urban areas in South India.

Over the last decade, MCSL has established itself as the clear service leader in the capital market. The MCSL team comprisesseasoned business professionals and we have recruited management and support staff with years of experience in the relevant disciplines and markets in order to provide our customers with informed, competent and responsive service and advice.

Services offered by the company:

MCSL has actively entered into the areas ofcapital market operations, to focus mainly on the potential corporate clients based in Kerala. Whatever your finance requirements may be, MCSL's direct approach is to help you work out which of the finance plans would best suit the requirements:

  • Inter Corporate Deposits
  • Leasing
  • Hire Purchase
  • Bill Discounting
  • Disbursing Loan against Shares
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