What is CAGR? What does CAGR table indicate for Rajath Finance Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Rajath Finance Ltd Stock Analysis

Q: Is Rajath Finance Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Rajath Finance Ltd and arrived at the following conclusion.

Q: Is the current market price of Rajath Finance Ltd a good price to buy it?

The 5-year analysis of Rajath Finance Ltd's performance infers.

Q: What is Rajath Finance Ltd share price return in the past 10 years?

We analysed the performance of Rajath Finance Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 24 users | BSE: 507962 | NSE: |
Finance - NBFC

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Operating Income (Rs. Cr.)	2.1	0.5	0.3	0.3	0.4	0.4	0.4	0.3	0.3	0.4
Y-o-Y Gr. Rt.	-	-77.3%	-34%	0%	29%	0%	-7.5%	-29.7%	-3.9%	68%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	0.75	-0.11	-0.03	0.29	-0.26	-0.2	-0.35	-0.88	-0.61	-0.19
Y-o-Y Gr. Rt.	-	-114.7%	NA	NA	-189.7%	NA	NA	NA	NA	NA
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	11.46	11.38	11.38	19.12	18.89	18.7	18.35	17.47	16.87	16.67
Y-o-Y Gr. Rt.	-	-0.7%	0%	68%	-1.2%	-1%	-1.9%	-4.8%	-3.4%	-1.2%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

4.87

-0.57

-0.13

1.5

-1.34

-1.03

-1.83

-4.63

-3.21

-1.03

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Rajath Finance Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Rajath Finance Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	-16.2%	1%	4.3%	68%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	-185.9%	NA	NA	NA
Book Value per Share	4.3%	-2.5%	-3.2%	-1.2%
Share Price	-31.2%	-13.8%	0.6%	1.8%

Key Financial Ratios

RATIOS \ YEARS	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	14.44	-9.43	-3.44	37.19	-25.56	-19.8	-37.74	-136.53	-97.6	-18.41
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	6.72	-0.98	-0.23	1.91	-1.36	-1.05	-1.87	-4.9	-3.54	-1.15

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	69.76%
Non-Institutions	30.24%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Rajath Finance Ltd a good quality company?

Data is not available for this company.

2. Is current market price of Rajath Finance Ltd a good price to buy it?

The 5-year analysis of Rajath Finance Ltd's performance infers:

Rajath Finance Ltd earnings have grown by 0%, whereas share price has depreciated -13.8% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

3. What is Rajath Finance Ltd share price return in the past 10 years ?

We analysed the performance of Rajath Finance Ltd share prices over the last 10 years. Here is what we found out:

Rajath Finance Ltd share price has depreciated -27.2% annually over the past ten years.

About Company

Rajath Finance was incorporated on December 13, 1984 under the Companies Act, 1956, as Rajath Leasing and Finance. The certificate for commencement of business was obtained on Febryary 4, 1985. The name of the company was changed to Rajath Finance vide special resolution passed by the shareholders of the company on June 7, 1999 and a fresh certificate of incorporation consequent upon change of name was obtained on July 8, 1999.

The registered office of the company is located at

The registered office of the company is located at 208-215, Star Plaza, Phulchabb Chowk, Rajkot-360001, Gujarat.

Business area of the company

The company is engaged in the business of financial activities. The business activities include leasing, finance, hire purchase and other allied activities.

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