Savani Financials Ltd - Stock Valuation and Financial Performance

BSE: 511577 | NSE: | Finance - NBFC | Small Cap

Savani Financials Share Price

20.82 0.00 0.00%
as on 26-Mar'24 16:00

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Savani Financials stock performance -

mw4me loader
P/E Ratio (SA):
0.00
Market Cap:
8.3 Cr.
52-wk low:
14.7
52-wk high:
20.9

Is Savani Financials Ltd an attractive stock to invest in?

1. Is Savani Financials Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Savani Financials Ltd is a below average quality company.

2. Is Savani Financials Ltd undervalued or overvalued?

The key valuation ratios of Savani Financials Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Savani Financials Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Savani Financials Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Savani Financials:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Savani Financials Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)0.10.20.20.20.20.20.10.10.10.10
YoY Gr. Rt. %-25%6.7%25%-15%-11.8%-13.3%7.7%-7.1%-15.4%-
Adj EPS (₹ ) 0.20.30.20.20.20.100.10.10-2.8
YoY Gr. Rt. %-81.3%-37.9%33.3%-25%-22.2%-92.9%400%120%-63.6%-
BVPS (₹ )4.24.54.74.95.15.25.25.35.45.42.5
YoY Gr. Rt. %-6.7%4%5.1%3.7%2.8%0%1.2%2.1%0.7%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)3.96.53.94.93.62.60.112.10.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-1%-8.3%-5.4%-15.4%
Adj EPS-14.3%-26%58.7%-63.6%
BVPS2.9%1.3%1.3%0.7%
Share Price 14.5% 23.3% 24.1% 27.3%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)53.978.445.248.442.236.72.41635.913.3-1021.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)46.63.94.93.72.70.212.10.7-112.4

Recent Performance Summary

Net Profit has increased 58.74 CAGR in last 3 years

Return on Equity is Poor

Total Income has declined -8.33 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Savani Financials Ltd.

Standalone Consolidated
TTM EPS (₹) -2.8 -
TTM Sales (₹ Cr.) 0.1 -
BVPS (₹.) 2.5 -
Reserves (₹ Cr.) -3 -
P/BV 8.49 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 14.70 / 20.87
All Time Low / High (₹) 0.65 / 65.00
Market Cap (₹ Cr.) 8.3
Equity (₹ Cr.) 4
Face Value (₹) 10
Industry PE 31

Management X-Ray of Savani Financials:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Savani Financials

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22
Income0.120.150.160.200.170.150.130.140.130.11
Interest Income0.120.150.160.190.170.150.130.140.130.11
Other Income 000.010000000
Expenditure 0.040.050.090.100.100.100.120.120.080.10
Interest Expense 0000000000
Operating Expenses 0.040.040.090.100.090.090.110.110.080.10
Provisions 0000.010.0100.010.0100
Exceptional Items 0000000000
Profit Before Tax 0.080.100.070.090.070.0500.020.050.02
Taxes 0.01-0.0100000000
Profit After Tax 0.070.110.070.090.070.0500.020.050.02
Adjusted EPS (₹)0.20.30.20.20.20.10.00.10.10.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22

Equity and Liabilities

Equity Capital1.681.801.871.962.042.092.092.122.162.18
Share Capital 4444444444
Reserves -2.32-2.20-2.13-2.04-1.96-1.91-1.91-1.88-1.84-1.82
Minority Interest0000000000
Long Term Borrowings0000000000
Current Liabilities 0.020.01000.030.020.010.010.020.02
Trade Payables0.010.01000.030.020.010.010.020.02
Short term borrowings0000000000
Other Liabilities-0.01-0.0100-0.03-0.02-0.01-0.01-0.02-0.02
Total Liabilities 1.701.811.871.972.072.112.112.132.182.19

Assets

Non Current Asset 00.030.020.020.010.010.030.261.671.76
Loan Asset 0000000000
Other Non Current Asset 00.030.020.020.010.010.030.261.671.76
Current Asset 1.691.781.861.952.062.092.081.870.500.43
Current Investment0000000.50000
Other Current Asset1.691.781.861.952.062.091.581.870.500.43
Total Assets 1.701.811.871.972.072.112.112.132.182.19

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22
Cash Flow From Operating Activity 0.310.090.080.100.09-0.060.010.050.050.04
Cash Flow From Investing Activity 000000-0.02-0.02-0.05-0.11
Cash Flow From Financing Activity 0000000000
Net Cash Flow 0.310.090.080.100.09-0.06-0.010.030-0.07
PARTICULARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22

Operational & Financial Ratios

EPS (₹)0000000000
DPS (₹)0000000000
BVPS (₹)4455555555

Performance Ratios

ROA (%)3.96.53.94.93.62.60.11.02.10.7
ROE (%)4.06.63.94.93.72.70.21.02.10.7
ROCE (%)4.85.73.94.93.72.70.21.02.10.7

Valuation Parameters

Price/Book(x)1.20.01.11.32.71.41.41.71.92.6

Savani Financials Ltd Stock News

Savani Financials Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Savani Financials on 26-Mar-2024 16:00 is ₹20.82.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 26-Mar-2024 16:00 the market cap of Savani Financials stood at ₹8.33.
The latest P/E ratio of Savani Financials as of 26-Mar-2024 16:00 is 0.00.
The latest P/B ratio of Savani Financials as of 26-Mar-2024 16:00 is 8.49.
The 52-week high of Savani Financials is ₹20.87 and the 52-week low is ₹14.70.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Savani Financials is ₹0.11 ( Cr.) .

About Savani Financials Ltd

Savani Financials was incorporated on December 21, 1983 and went public on September 13, 1994. The company has been accumulating losses and in FY08 continued its thrust on recoveries.

The management of the company is looking to identify niche segments revive business and is also exploring the possibility of venturing into a new business to augment resources.

The registered office of the company is situated at 809 A, Broadway Centre, 2nd Floor, Dr Ambedkar Road, Dadar (East) Mumbai, Maharashtra-400014. 

Business area of the company

The company is engaged in the business of providing financials services. It generates its income through lease rentals from its hire purchase business activities.

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