Invest in the best stock opportunities right now and every-time.
Start Systematic Stock Investing ...in less than a minute.
BSE: 530579 | NSE: | Finance - NBFC | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that UY Fincorp Ltd is a below average quality company.
The key valuation ratios of UY Fincorp Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of UY Fincorp Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 13.2 | 181 | 24.5 | 25.9 | 23.6 | 20 | 17.2 | 14 | 83.7 | 55.6 | 18 | |
| YoY Gr. Rt. % | - | 1270.4% | -86.5% | 5.8% | -9.1% | -15.1% | -14% | -18.7% | 498.1% | -33.6% | - | |
| Adj EPS (₹ ) | 0.1 | 0.3 | 0.4 | 0.6 | 0.6 | 0.2 | 0.1 | 0.5 | 0.2 | 0.4 | 3.2 | |
| YoY Gr. Rt. % | - | 172.7% | 26.7% | 57.9% | 1.7% | -65.6% | -33.3% | 257.1% | -66% | 141.2% | - | |
| BVPS (₹ ) | 14.4 | 11.3 | 11.7 | 12.3 | 12.9 | 12.9 | 12.2 | 12.7 | 12.9 | 13.3 | 16.5 | |
| YoY Gr. Rt. % | - | -21.8% | 3.4% | 5.2% | 5% | 0% | -5% | 4.1% | 1.3% | 3.2% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 0.5 | 3.1 | 3.2 | 4.8 | 4.6 | 1.6 | 1.1 | 3.5 | 1.1 | 2.7 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 17.3% | 18.7% | 47.8% | -33.6% | ||||||||
| Adj EPS | 15.7% | -7.6% | 43.1% | 141.2% | ||||||||
| BVPS | -0.9% | 0.7% | 2.9% | 3.2% | ||||||||
| Share Price | 11.1% | 46.6% | 101.3% | 47.2% | ||||||||
| RATIOS \ YEARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 5.5 | 3.2 | 29.9 | 43.9 | 48.8 | 20.1 | 16 | 67.9 | 3.8 | 13.9 | 348.4 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 0.8 | 3.7 | 3.4 | 5 | 4.8 | 1.6 | 1.2 | 4 | 1.3 | 3.1 | 19.5 | |
Return on Equity has increased versus last 3 years average to 21.60%
Total Income has increased 47.80 CAGR in last 3 years
Net Profit has increased 43.07 CAGR in last 3 years
Total income growth is good in last 4 quarters
No data to display
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 3.2 | -0 |
| TTM Sales (₹ Cr.) | 17.5 | 14 |
| BVPS (₹.) ⓘ | 16.5 | 0 |
| Reserves (₹ Cr.) ⓘ | 218 | 154 |
| P/BV ⓘ | 1.56 | 0.00 |
| PE ⓘ | 8.02 | 0.00 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 16.00 / 36.46 |
| All Time Low / High (₹) | 0.70 / 43.19 |
| Market Cap (₹ Cr.) | 489 |
| Equity (₹ Cr.) | 95.1 |
| Face Value (₹) | 5 |
| Industry PE ⓘ | 31.7 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 13 | 181 | 25 | 26 | 24 | 20 | 18 | 15 | 85 | 57 |
| Interest Income | 13 | 181 | 25 | 26 | 24 | 20 | 17 | 14 | 84 | 56 |
| Other Income ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 |
| Expenditure ⓘ | 13 | 173 | 9 | 8 | 7 | 4 | 13 | 3 | 81 | 46 |
| Interest Expense ⓘ | 7 | 3 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 |
| Operating Expenses ⓘ | 6 | 169 | 8 | 7 | 5 | 2 | 2 | 2 | 64 | 44 |
| Provisions | 0 | 1 | 1 | 1 | 3 | 2 | 11 | 0 | 16 | 2 |
| Exceptional Items ⓘ | 0 | 0 | -3 | 0 | 0 | -10 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 1 | 9 | 13 | 18 | 16 | 6 | 5 | 13 | 4 | 11 |
| Taxes ⓘ | 0 | 3 | 6 | 7 | 5 | 2 | 2 | 3 | 1 | 3 |
| Profit After Tax | 1 | 6 | 7 | 11 | 12 | 4 | 3 | 9 | 3 | 8 |
| Adjusted EPS (₹) | 0.1 | 0.3 | 0.4 | 0.6 | 0.6 | 0.2 | 0.1 | 0.5 | 0.2 | 0.4 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 8% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 100 | 214 | 222 | 233 | 245 | 245 | 233 | 242 | 245 | 253 |
| Share Capital ⓘ | 35 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 |
| Reserves ⓘ | 65 | 119 | 127 | 138 | 149 | 150 | 137 | 147 | 150 | 158 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 51 | 1 | 1 | 1 | 3 | 11 | 28 | 34 | 44 | 31 |
| Current Liabilities | 5 | 5 | 10 | 11 | 13 | 0 | 2 | 2 | 5 | 1 |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short term borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities ⓘ | 156 | 220 | 233 | 245 | 260 | 256 | 263 | 278 | 294 | 285 |
Assets | ||||||||||
| Non Current Asset | 110 | 55 | 41 | 40 | 36 | 37 | 48 | 48 | 50 | 36 |
| Loan Asset | 58 | 10 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 52 | 46 | 39 | 38 | 36 | 37 | 48 | 48 | 50 | 36 |
| Current Asset | 46 | 165 | 192 | 206 | 225 | 219 | 215 | 230 | 245 | 249 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 46 | 165 | 192 | 206 | 225 | 219 | 215 | 230 | 245 | 249 |
| Total Assets ⓘ | 156 | 220 | 233 | 245 | 260 | 256 | 263 | 278 | 294 | 285 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 0 | 0 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 14 | 11 | 12 | 12 | 13 | 13 | 12 | 13 | 13 | 13 |
Performance Ratios | ||||||||||
| ROA (%) | 0.5 | 3.1 | 3.2 | 4.8 | 4.6 | 1.6 | 1.1 | 3.5 | 1.1 | 2.7 |
| ROE (%) | 0.8 | 3.7 | 3.4 | 5.0 | 4.8 | 1.6 | 1.2 | 4.0 | 1.3 | 3.1 |
| ROCE (%) | 4.9 | 6.2 | 5.9 | 8.0 | 6.9 | 2.5 | 2.2 | 5.4 | 2.1 | 4.5 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 0.7 | 0.4 | 0.3 | 0.5 | 0.6 | 0.3 | 0.1 | 0.3 | 1.1 | 1.0 |
Golden Securities was originally incorporated with the Registrar of Companies, West Bengal on October 7, 1993 as Golden Securities Private Limited. Pursuant to shareholders resolution dated November 30, 1994 the company was converted into Public Limited Company and the name was changed to Golden Securities Limited. Fresh certificate of incorporation consequent to such change of name was issued by the Registrar of Companies, West Bengal vide certificate dated December 13, 1994.
In 2011 the name of the Company has changed from Golden Securities Ltd. to Golden Goenka Fincorp Ltd.
In the year 2000, the company started a training centre for teaching computer operations and is planning to further development of software and exploring the export market relating to Information Technology, Medical Transcription, E-Commerce and other sphere of activities. The registered office of the company is located at Kolkata, India.
Business of the company:
Being a non-banking financial company, it is in the business of share investment, assets financing, investment banking, equipment lease and finance and bill discounting for reputed companies.
MoneyWorks4Me rating and ranking of funds for SIP is available to subscribers only. Moneyworks4Me is not a rating and ranking agency, however it is required that users have a way of selecting funds and building a Portfolio. The method used by it are described below to enable users to understand the logic behind the rating and ranking Subscriber will find more details on this in the various content made available from time to time. In case you need more please write to besafe@moneyworks4Me.com
MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:
Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
Buy quality Stocks when they are available at reasonable prices and supported by an upward price trend and Sell when they are Overvalued using the Decizen Rating System. Covers 3500+ stocks
Download APP
