Is Intellect Design Arena a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Intellect Design Arena Ltd is a average quality company .

Is Intellect Design Arena undervalued or overvalued?

The key valuation ratios of Intellect Design Arena Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone .

What is Intellect Design Arena share price return in the past 10 years?

Intellect Design Arena Ltd share price has appreciated 28% annually (CAGR) over the past ten years.

Is Intellect Design Arena a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Intellect Design Arena Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

What is the P/E ratio of Intellect Design Arena?

The latest standalone P/E ratio of Intellect Design Arena as of 09-Jul-2025 is 83.54.

What is the P/B ratio of Intellect Design Arena?

The latest standalone P/B ratio of Intellect Design Arena as of 09-Jul-2025 is 8.82.

What is the 52-week high and low of Intellect Design Arena?

The 52-week high of Intellect Design Arena is Rs. 1255.00 and the 52-week low is Rs. 555.05.

Intellect Design Arena Ltd - Stock Valuation and Financial Performance

Name: Intellect Design Arena
Brand: Intellect Design Arena

BSE: 538835 | NSE: INTELLECT | IT - Software | Small Cap

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Intellect Design Share Price

₹1,180.75 15.95 1.37%
as on 09-Jul'25 16:59

Intellect Design Arena Ltd - Stock Valuation and Financial Performance

BSE: 538835 | NSE: INTELLECT | IT - Software | Small Cap

Place order

Intellect Design Share Price

₹1,180.75 15.95 1.37%
as on 09-Jul'25 16:59

10 Year X-Ray of Intellect Design:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
ROCE % ⓘ	-4.8%	-0.9%	9%	14.8%	3.7%	22.1%	25.9%	19.1%	20.8%	17.3%	-
Value Creation Index ⓘ	-1.3	-1.1	-0.4	0.1	-0.7	0.6	0.9	0.4	0.5	0.3	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	811	914	1,087	1,450	1,347	1,497	1,878	2,231	2,506	2,500	2,500
Sales YoY Gr.	-	12.7%	19%	33.3%	-7.1%	11.2%	25.4%	18.8%	12.3%	-0.3%	-
Adj EPS ⓘ	-2.6	-3.7	3.2	8	0.3	19.7	25.2	18.9	23.5	23.6	23.9
YoY Gr.	-	NA	NA	150.3%	-96.6%	7177.8%	28%	-24.9%	24.4%	0.3%	-
BVPS (₹) ⓘ	55.1	53	61.6	75.4	75.7	100	127.9	143.3	168.1	193.3	193
Adj Net Profit ⓘ	-27.9	-39.8	39.9	105	3.5	261	338	256	322	328	333
Cash Flow from Ops. ⓘ	-101	-65	49.5	-50.3	43.6	463	453	174	410	431	-
Debt/CF from Ops. ⓘ	-0.2	-3.6	3.2	-2.7	5.9	0.1	0	0	0	0	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	13.3%	13.2%	10%	-0.3%
Adj EPS ⓘ	NA	144.5%	-2.1%	0.3%
BVPSⓘ	15%	20.6%	14.8%	15%
Share Price	28%	61.5%	20.9%	9.2%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Return on Equity % ⓘ	-4.5	-6.6	5.7	11.5	0.3	21.4	21.1	13.3	14.3	12.5	12.4
Op. Profit Mgn % ⓘ	-4	-2.6	7.5	9.9	5.6	24	25.3	19.7	21.7	21.4	21
Net Profit Mgn % ⓘ	-3.5	-4.4	4.6	7.2	0.4	17.6	18.1	11.6	12.9	13.2	13.3
Debt to Equity ⓘ	0	0.4	0.2	0.1	0.3	0	0	0	0	0	0
Working Cap Days ⓘ	208	224	208	194	249	229	204	221	242	273	134
Cash Conv. Cycle ⓘ	8	22	28	0	-7	-18	-28	-17	8	23	73

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to 12.40%

Sales growth has been subdued in last 3 years 10.00%

Net Profit has been subdued in last 3 years -2.11%

Sales growth is not so good in last 4 quarters at -0.16%

Latest Financials - Intellect Design Arena Ltd.

	Standalone	Consolidated
TTM EPS (₹)	13.9	23.9
TTM Sales (₹ Cr.)	1,569	2,500
BVPS (₹.) ⓘ	132	193
Reserves (₹ Cr.) ⓘ	1,766	2,614
P/BV ⓘ	8.82	6.03
PE ⓘ	83.54	48.66

From the Market
52 Week Low / High (₹)	555.05 / 1255.00
All Time Low / High (₹)	44.00 / 1255.00
Market Cap (₹ Cr.)	16,193
Equity (₹ Cr.)	69.5
Face Value (₹)	5
Industry PE ⓘ	30.7

Management X-Ray of Intellect Design:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Intellect Design

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of Intellect Design

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Sales	811	914	1,087	1,450	1,347	1,497	1,878	2,231	2,506	2,500
Operating Expenses ⓘ	847	937	1,012	1,317	1,271	1,139	1,403	1,793	1,964	1,966
Manufacturing Costs	26	12	13	17	15	10	15	19	17	18
Material Costs	0	0	0	0	0	0	0	0	0	0
Employee Cost	643	718	767	839	812	808	921	1,144	1,340	1,522
Other Costs ⓘ	178	207	232	461	444	320	467	629	607	426
Operating Profit ⓘ	-36	-23	75	132	75	359	475	438	542	534
Operating Profit Margin (%)	-4.5%	-2.6%	6.9%	9.1%	5.6%	23.9%	25.3%	19.7%	21.6%	21.4%
Other Income ⓘ	26	34	27	63	26	13	41	51	59	77
Interest ⓘ	2	13	17	16	22	13	7	7	6	8
Depreciation ⓘ	21	24	27	42	69	77	98	122	137	156
Exceptional Items ⓘ	0	0	0	0	6	0	0	0	0	0
Profit Before Tax ⓘ	-33	-20	64	140	23	290	413	363	461	444
Tax ⓘ	-9	3	7	9	5	25	63	95	138	109
Profit After Tax	-23	-22	57	131	18	265	350	269	323	334
PAT Margin (%)	-2.9%	-2.5%	5.2%	9.1%	1.3%	17.7%	18.7%	12.0%	12.9%	13.4%
Adjusted EPS (₹)	-2.2	-2.1	3.7	10.0	1.2	19.8	25.9	19.7	23.5	24.0
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	10%	13%	15%	29%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Shareholders Fund	593	576	773	993	1,002	1,330	1,721	1,944	2,300	2,684
Share Capital ⓘ	50	51	63	66	66	66	67	68	68	69
Reserves ⓘ	542	525	710	927	936	1,264	1,653	1,877	2,232	2,614
Minority Interest	0	0	10	9	12	12	13	11	12	31
Debt	23	232	129	101	221	51	1	0	0	0
Long Term Debt	0	56	90	64	35	8	0	0	0	0
Short Term Debt	23	176	38	37	186	43	1	0	0	0
Trade Payables	111	99	117	166	208	166	257	269	267	211
Others Liabilities ⓘ	274	265	317	318	382	404	543	630	799	917
Total Liabilities ⓘ	1,000	1,173	1,346	1,587	1,825	1,963	2,534	2,854	3,378	3,843
Fixed Assets
Gross Block	491	528	544	632	730	830	944	1,112	1,276	1,607
Accumulated Depreciation	233	251	270	298	362	433	511	619	722	883
Net Fixed Assetsⓘ	258	278	274	334	368	397	433	493	555	724
CWIP ⓘ	66	138	196	228	312	349	344	370	374	307
Investmentsⓘ	77	66	69	68	77	146	416	365	449	538
Inventories	0	0	0	0	0	0	0	0	0	0
Trade Receivables	151	205	241	203	285	187	257	416	554	449
Cash Equivalents	54	116	140	82	106	153	159	97	204	328
Others Assetsⓘ	394	370	425	673	678	732	925	1,113	1,242	1,497
Total Assets ⓘ	1,000	1,173	1,346	1,587	1,825	1,963	2,534	2,854	3,378	3,843

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-101	-65	49	-50	44	463	453	174	410	431
PBT ⓘ	-33	-20	64	140	17	290	413	363	461	444
Adjustment ⓘ	32	20	33	20	100	148	149	179	181	180
Changes in Working Capital ⓘ	-80	-51	-19	-178	-80	78	-94	-296	-130	-93
Tax Paid ⓘ	-20	-15	-28	-33	7	-53	-15	-72	-101	-99
Cash Flow From Investing Activity ⓘ	31	-109	-149	1	-100	-190	-399	-177	-255	-245
Capex	-83	-93	-111	-79	-124	-114	-119	-166	-173	-172
Net Investments	105	-20	-50	75	21	-79	-291	-37	-114	-112
Others ⓘ	9	5	11	5	3	3	10	25	32	39
Cash Flow From Financing Activityⓘ	16	146	143	63	80	-225	-52	-50	-49	-63
Net Proceeds from Shares ⓘ	2	9	200	107	4	5	8	3	2	3
Net Proceeds from Borrowing ⓘ	0	0	-34	-32	-40	-27	-7	0	0	0
Interest Paid ⓘ	-1	-11	-14	-11	-15	-7	-2	0	0	0
Dividend Paid ⓘ	0	0	0	0	0	-1	-1	-35	-34	-48
Others ⓘ	15	148	-9	0	131	-196	-50	-18	-17	-18
Net Cash Flow ⓘ	-53	-28	42	14	24	48	2	-53	106	123

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Ratios
ROE (%)	-3.87	-3.83	8.41	14.87	1.77	22.69	22.97	14.66	15.21	13.42
ROCE (%)	-4.81	-0.94	8.96	14.78	3.65	22.08	25.85	19.13	20.76	17.28
Asset Turnover Ratio	0.84	0.84	0.86	0.99	0.79	0.79	0.84	0.83	0.8	0.69
PAT to CFO Conversion(x)	N/A	N/A	0.86	-0.38	2.44	1.75	1.29	0.65	1.27	1.29
Working Capital Days
Receivable Days	72	71	75	56	66	57	43	55	71	73
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

Intellect Design Arena Ltd Stock News

Intellect Design Arena Ltd FAQs

What is the share price of Intellect Design?

Company share prices are keep on changing according to the market conditions. The closing price of Intellect Design on 09-Jul-2025 16:59 is ₹1,180.8.

What is the market cap of Intellect Design?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jul-2025 16:59 the market cap of Intellect Design stood at ₹16,193.1.

What is the P/E ratio of Intellect Design?

The latest P/E ratio of Intellect Design as of 09-Jul-2025 16:59 is 83.54.

What is the P/B ratio of Intellect Design?

The latest P/B ratio of Intellect Design as of 09-Jul-2025 16:59 is 8.82.

What is the 52-week high and low of Intellect Design?

The 52-week high of Intellect Design is ₹1,255 and the 52-week low is ₹555.0.

What is the TTM revenue of Intellect Design?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Intellect Design is ₹1,569 ( Cr.) .

About Intellect Design Arena Ltd

Intellect Design Arena creates financial technologies that help banks lead businesses on the path to growth and success. Its solutions help move the banking world forward; because that’s what happens when the world knows it has financial institutions they can rely on. This is the philosophy that the company, at Intellect follows, and is its commitment to its customers’ success.

Business area of the company

Intellect Design Arena is a global leader in financial technology for banking, insurance and other financial services. With a rich suite of products, they are an authority on vertical and integrated products that enable institutions to meet their ambition to be the principal service provider to their customers.

Products and services

Corporate Banking

Digital Transaction Banking
Trade & Supply Chain Finance
Liquidity Management Solution
Payments
Contextual Banking Experience

Retail Banking

Digital Core
Digital Lending
Digital Wealth (Wealth Qube)
Retail Banking (CBX Retail)
Central Banking

Risk, Treasury & Captial Markets

Brokerage Solution (Capital Alpha)
Treasury and ALM (Capital Cube)
Asset Servicing (Capital Sigma)

Insurance

Risk Analyst
Underwriting (Xponent)
Magic Submission

Digital Solutions

e-Governance Solutions

Awards and Accolades

FY2017-18

Intellect was on the winner’s podium for Best Use of IT in Treasury & Capital Markets Banking Tech Awards 2017
Intellect ranked 4 in IBS Sales League Table 2017 for Risk Management Systems by IBS
Celent Model Banker award for Intellect Digital Lending powered Majid Al Futtaim Finance
Intellect Digital Core ranked Global No.2 in Peer Insights by Gartner
Rated No.1 in Retail Banking & Payments System IBS Sales League Table 2018
Winner of Celent Model Bank Award 2018
Featured Intellect's implementation at Chittagong Stock Exchange

FY2018-19

Intellect rated as strong performer and among top 5 in 2018 global Digital Banking Platform of Forrester- August 2018
Intellect recognized as a leader in Gartner’s Magic Quadrant for Global Retail Core Banking Report

FY2019-20

Intellect Revolutionary Contextual Banking Technology ranked 1 in the world for both Retail Banking and Transaction Banking by IBS Annual Sales League Table 2020.
Intellect Design named a Leader in the IDC MarketScape: Worldwide Trade Finance Report, highlighting its keen focus on transforming the corporate customer’s experience
Emirates NBD wins Celent’s Model Bank Award for Transaction Banking Transformation.
Intellect CBX Retail Digital Onboarding wins XCelent Functionality Award from Analyst Firm Celent
Intellect Design rated as a Strong Performer in The Forrester Wave: Digital Banking Engagement Platforms
Intellect Design Arena has been recognised as a Challenger in the July 2019 Gartner Magic Quadrant for Global Retail Core Banking

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance Officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Intellect Design Arena Ltd - Stock Valuation and Financial Performance

Intellect Design Share Price

Intellect Design Arena Ltd - Stock Valuation and Financial Performance

Intellect Design Share Price

DeciZen - make an informed investing decision on Intellect Design Share

Overall Rating ⓘ

1. Quality

2. Valuation ⓘ

3. Price Trend

Intellect Design Arena stock performance -

Is Intellect Design Arena Ltd an attractive stock to invest in?

1. Is Intellect Design Arena Ltd a good quality company?

2. Is Intellect Design Arena Ltd undervalued or overvalued?

3. Is Intellect Design Arena Ltd a good buy now?

10 Year X-Ray of Intellect Design: Share

Analysis of Financial Track Record

Value Creation ⓘ

Growth Parameters ⓘ

CAGR ⓘ

Key Financial Parameters ⓘ

Recent Performance Summary

Latest Financials - Intellect Design Arena Ltd.

Management X-Ray of Intellect Design: Share

Shareholding Pattern

Promoter's Holding & Share Pledging