Focus Business Solution Ltd - Stock Valuation and Financial Performance

BSE: 543312 | NSE: | Business Support | Small Cap

Focus Business Solut Share Price

62.85 0.00 0.00%
as on 13-Mar'24 16:59

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Focus Business Solution stock performance -

mw4me loader
P/E Ratio (SA):
57.37
Market Cap:
25.1 Cr.
52-wk low:
25.6
52-wk high:
92.8

Is Focus Business Solution Ltd an attractive stock to invest in?

1. Is Focus Business Solution Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Focus Business Solution Ltd is a average quality company.

2. Is Focus Business Solution Ltd undervalued or overvalued?

The key valuation ratios of Focus Business Solution Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Focus Business Solution Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Focus Business Solution Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Focus Business Solut:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Focus Business Solution Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
ROCE % 18.2%17.1%10.3%5%6.4%11.3%-
Value Creation
Index
0.30.2-0.3-0.7-0.5-0.2-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 10.210.710.811.413.918.418
Sales YoY Gr.-4.9%1.6%4.9%21.9%32.5%-
Adj EPS 1.31.31.10.40.51.11.1
YoY Gr.-6.4%-20.3%-64.2%23.7%134%-
BVPS (₹) 4.35.614.97.88.69.614.1
Adj Net
Profit
0.10.10.20.10.20.40
Cash Flow from Ops. 10.3-10.9-1.21-
Debt/CF from Ops. 0.10.8-0.20.1-0.10.1-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales NA12.5%19.2%32.5%
Adj EPS NA-2.5%1.2%134%
BVPSNA17.4%-13.4%12%
Share Price - - - 174.2%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Return on
Equity %
2120.310.84.96.411.49.3
Op. Profit
Mgn %
22.72.94.64.25.6NAN
Net Profit
Mgn %
1.11.11.40.91.42.42.4
Debt to
Equity
0.30.50.1000-
Working Cap
Days
071725743410
Cash Conv.
Cycle
0-20-17-154220

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 9.30%

Sales growth is growing at healthy rate in last 3 years 19.20%

Net Profit has been subdued in last 3 years 1.24%

Sales growth is not so good in last 4 quarters at 0.00%

Latest Financials - Focus Business Solution Ltd.

Standalone Consolidated
TTM EPS (₹) 1.1 -
TTM Sales (₹ Cr.) 18.4 -
BVPS (₹.) 14.1 -
Reserves (₹ Cr.) 2 -
P/BV 4.47 -
PE 57.37 -
From the Market
52 Week Low / High (₹) 25.56 / 92.80
All Time Low / High (₹) 6.66 / 92.80
Market Cap (₹ Cr.) 25.1
Equity (₹ Cr.) 4
Face Value (₹) 10
Industry PE 43.1

Management X-Ray of Focus Business Solut:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Focus Business Solut

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Sales10.1710.6710.8411.3713.8618.36
Operating Expenses 9.9710.3910.5310.8513.2817.34
Manufacturing Costs5.435.716.017.198.8312.58
Material Costs000000
Employee Cost 3.503.473.392.552.832.99
Other Costs 1.041.201.131.111.631.76
Operating Profit 0.200.290.310.520.581.03
Operating Profit Margin (%) 2.0%2.7%2.8%4.6%4.2%5.6%
Other Income 0.070.070.070.050.060.03
Interest 0.010.020.020.010.010.01
Depreciation 0.110.160.150.410.380.45
Exceptional Items 000000
Profit Before Tax 0.150.170.210.150.250.59
Tax 0.040.060.060.040.070.15
Profit After Tax 0.110.120.150.110.190.44
PAT Margin (%) 1.1%1.1%1.3%0.9%1.4%2.4%
Adjusted EPS (₹)1.31.31.00.40.51.1
Dividend Payout Ratio (%)0%0%0%0%0%19%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Shareholders Fund 0.380.502.142.253.664.01
Share Capital 0.010.010.791.582.222.22
Reserves 0.370.491.350.671.441.79
Minority Interest000000
Debt0.050.100.150.050.120.08
Long Term Debt0.050.100.150.050.120.08
Short Term Debt000000
Trade Payables0.610.810.540.8300.48
Others Liabilities 2.382.711.090.760.190.54
Total Liabilities 3.424.123.933.893.975.10

Fixed Assets

Gross Block0.891.361.631.952.492.89
Accumulated Depreciation0.590.760.821.231.612.06
Net Fixed Assets0.290.600.810.720.880.83
CWIP 000000
Investments 000000
Inventories000000
Trade Receivables0.140.220.220.320.891.90
Cash Equivalents 1.281.231.111.591.161.66
Others Assets1.712.061.791.271.040.71
Total Assets 3.424.123.933.893.975.10

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 0.980.33-0.990.91-1.170.98
PBT 0.150.170.210.150.250.59
Adjustment 0.110.180.180.420.391.51
Changes in Working Capital 0.740.03-0.450.66-1.33-0.56
Tax Paid -0.03-0.05-0.92-0.32-0.48-0.56
Cash Flow From Investing Activity -0.16-0.41-0.37-0.32-0.54-0.42
Capex -0.12-0.47-0.37-0.32-0.54-0.40
Net Investments 00000-0.02
Others -0.040.060000
Cash Flow From Financing Activity 0.020.041.24-0.121.29-0.06
Net Proceeds from Shares 001.3601.220
Net Proceeds from Borrowing 00-0.10-0.110.08-0.05
Interest Paid -0.01-0.02-0.02-0.01-0.01-0.01
Dividend Paid 000000
Others 0.030.050000
Net Cash Flow 0.85-0.04-0.120.47-0.420.50
PARTICULARSMar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Ratios
ROE (%)28.9326.8311.134.956.6312.02
ROCE (%)25.6124.9914.286.89.0316.1
Asset Turnover Ratio2.972.832.692.913.534.05
PAT to CFO Conversion(x)8.912.75-6.68.27-6.162.23
Working Capital Days
Receivable Days56791628
Inventory Days000000
Payable Days000000

Focus Business Solution Ltd Stock News

Focus Business Solution Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Focus Business Solut on 13-Mar-2024 16:59 is ₹62.85.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 13-Mar-2024 16:59 the market cap of Focus Business Solut stood at ₹25.14.
The latest P/E ratio of Focus Business Solut as of 13-Mar-2024 16:59 is 57.37.
The latest P/B ratio of Focus Business Solut as of 13-Mar-2024 16:59 is 4.47.
The 52-week high of Focus Business Solut is ₹92.80 and the 52-week low is ₹25.56.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Focus Business Solut is ₹18.36 ( Cr.) .

About Focus Business Solution Ltd

Focus Business Solution has been evolved as a financial services company and is engaged in the business of debt collection services for Banks, NBFC and financial institutions. It enters the agreement with India’s leading banks, financial institutions and non-banking financial companies to act as authorized recovery/collection agents on behalf of them. It focuses strategically timed action based on aging of delinquent account with emphasis of traditional methods such as tele-calling and field visits. It deploy its manpower to visit and collect overdue payments of loans / credit cards / credit facilities advanced to borrowers by its clients, who engage with it in service agreements. In occasional cases, it need to trace the new address and contact details of borrowers as delinquent borrowers may relocate their address. The company through its call centre also do follow up over tele-calls, to the defaulters for overdue payments. It has fully equipped call centre with 64 work station along with call recording, dialler and CRM facility. It also do repossessions of vehicles or other hypothecated assets on the request of its clients, in case defaulting borrowers unable to repay of its loan overdue.

The company is strictly bound by code of conduct issued by banks and financial institutions in accordance with RBI guidelines of Fair Practices code. Such code of conduct is strictly followed during visit to borrowers as well as during follow up calls. Internal records are maintained to monitor the performance of each field executive and back-office staff. Daily checking of receipt books to avoid any discrepancies. Prompt feedback and daily reporting to Collection Manager regarding collection and repossessions are part of its business process. It has robust electronic retail collection administrative programme (RCAP) i.e. myrcap.in, which is an intelligent debt recovery solution and can deliver high Promise-to-Pay (PTP) rates effectively. Automating daily operational task of collection agents minimizes the time spent on unproductive task so that they can dedicate working time to critical issues.

Business area of the company

The company is engaged in the business of debt collection and recovery services for banks, financial institutions, and NBFCs. It takes strategic actions on delinquent accounts to recover overdue payments of loans, credit cards, and other credit facilities from customers.

Major events and milestone:

  • 2006 Incorporation of the Company in the name and style of “Focus Business Solution Private Limited”.
  • 2017: Certificate of appreciation from Axis Bank for March, 2017.
  • 2017: Certificate of appreciation from Capital First for July, August, September, 2017.
  • 2018: Champion of the month from Capital First for February, 2018.
  • 2019: Certificate of appreciation from Bajaj Finserv for Q1 FY-2018-19.
  • 2019: Champion of the month from IDFC First Bank for September, 2019
  • 2020: Conversion of the Company into a public limited Company and consequently changes of Name of the company from “Focus Business Solution Private Limited” to “Focus Business Solution Limited”.
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