BSE: 533520 | NSE: YAARI | e-Commerce | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Yaari Digital Integrated Services Ltd is a below average quality company.
The key valuation ratios of Yaari Digital Integrated Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Yaari Digital Integrated Services Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % ⓘ | 5.5% | 2.7% | 3.2% | 0.3% | 1.9% | 6.7% | -5.9% | -1.8% | -20.3% | 159.7% | - |
| Value Creation Index ⓘ | -0.6 | -0.8 | -0.8 | -1.0 | -0.9 | -0.5 | -1.4 | -1.1 | NA | 10.4 | - |
Growth Parameters ⓘGrowth Parameters Colour Code Guide ⓘ | |||||||||||
| Sales ⓘ | 276 | 207 | 310 | 223 | 233 | 171 | 225 | 168 | 1.3 | 0.1 | 0 |
| Sales YoY Gr. | - | -24.9% | 49.6% | -27.9% | 4.2% | -26.6% | 31.9% | -25.3% | -99.3% | -91.3% | - |
| Adj EPS ⓘ | 9 | 3.6 | 1.6 | -4.2 | -1.7 | 8 | -21.4 | -12.4 | -14.7 | 9.8 | -8.5 |
| YoY Gr. | - | -60.2% | -54.9% | -356.2% | NA | NA | -367.3% | NA | NA | NA | - |
| BVPS (₹) ⓘ | 171.3 | 173.5 | 174.8 | 63.1 | 69.5 | 155.4 | 34.5 | 47 | -29.8 | -22.6 | -23.7 |
| Adj Net Profit ⓘ | 45.7 | 18.2 | 8.2 | -21.1 | -9.5 | 71.5 | -191 | -108 | -145 | 96.2 | -86 |
| Cash Flow from Ops. ⓘ | 47.7 | 20.5 | 168 | -529 | -76.4 | -175 | -218 | 841 | -487 | -11.3 | - |
| Debt/CF from Ops. ⓘ | 0.6 | 14.1 | 2.7 | -1.3 | -8.8 | -2 | -5.2 | 0.4 | -1 | -19 | - |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | -58.1% | -78.4% | -92.1% | -91.3% | ||||
| Adj EPS ⓘ | 0.9% | NA | NA | NA | ||||
| BVPSⓘ | -179.9% | -179.9% | -186.9% | NA | ||||
| Share Price | -4.9% | -49% | -51% | -19% | ||||
Performance Ratio Colour Code Guide ⓘ
| Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity % ⓘ | 5.4 | 2.1 | 0.9 | -3.5 | -2.4 | 7.5 | -21.9 | -30.1 | -246.9 | -37.2 | 36.9 |
| Op. Profit Mgn % ⓘ | 21 | 21.7 | 27.8 | 13.8 | 21.8 | -1.2 | -24.6 | 5.3 | -7349.6 | -9445.5 | -13700 |
| Net Profit Mgn % ⓘ | 16.6 | 8.8 | 2.7 | -5.7 | -2.2 | 44.7 | -83.7 | -60.2 | -11429.5 | 87455.5 | -428921.5 |
| Debt to Equity ⓘ | 0 | 0.3 | 0.5 | 2.2 | 1.8 | 0.3 | 3.7 | 0.8 | -1.7 | -1 | - |
| Working Cap Days ⓘ | 631 | 899 | 959 | 1,324 | 775 | 1,204 | 1,161 | 1,679 | 1,45,432 | 4,19,402 | 0 |
| Cash Conv. Cycle ⓘ | 72 | 61 | 4 | 0 | 87 | 197 | 122 | 140 | 15,672 | 1,745 | 0 |
Return on Equity has increased versus last 3 years average to 36.90%
Sales growth has been subdued in last 3 years -92.13%
Sales growth is not so good in last 4 quarters at -7.14%
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | -6.8 | -8.5 |
| TTM Sales (₹ Cr.) | 0 | 0 |
| BVPS (₹.) ⓘ | -3.4 | -23.7 |
| Reserves (₹ Cr.) ⓘ | -54 | -258 |
| P/BV ⓘ | -3.35 | -0.48 |
| PE ⓘ | 0.00 | 0.00 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 6.93 / 15.64 |
| All Time Low / High (₹) | 3.05 / 785.00 |
| Market Cap (₹ Cr.) | 114 |
| Equity (₹ Cr.) | 20.1 |
| Face Value (₹) | 2 |
| Industry PE ⓘ | 151.6 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 276 | 207 | 310 | 223 | 233 | 171 | 225 | 168 | 1 | 0 |
| Operating Expenses ⓘ | 223 | 163 | 225 | 193 | 182 | 173 | 453 | 168 | 96 | 12 |
| Manufacturing Costs | 44 | 31 | 56 | 62 | 66 | 42 | 14 | 11 | 43 | 0 |
| Material Costs | 33 | 31 | 14 | 7 | 14 | 32 | 52 | 45 | 0 | 0 |
| Employee Cost | 83 | 32 | 22 | 24 | 42 | 48 | 67 | 42 | 23 | 6 |
| Other Costs ⓘ | 64 | 69 | 133 | 99 | 60 | 51 | 320 | 71 | 30 | 6 |
| Operating Profit ⓘ | 54 | 44 | 85 | 31 | 51 | -2 | -227 | 0 | -94 | -12 |
| Operating Profit Margin (%) | 19.4% | 21.3% | 27.3% | 13.7% | 21.8% | -1.2% | -100.0% | 0.1% | -7,433.9% | -11,209.1% |
| Other Income ⓘ | 7 | 1 | 3 | 20 | 32 | 179 | 123 | 79 | 21 | 186 |
| Interest ⓘ | 2 | 13 | 45 | 36 | 43 | 42 | 130 | 125 | 57 | 87 |
| Depreciation ⓘ | 10 | 17 | 36 | 27 | 28 | 26 | 32 | 29 | 2 | 1 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 47 | 15 | 6 | -13 | 12 | 108 | -267 | -75 | -132 | 85 |
| Tax ⓘ | 4 | -3 | -1 | 0 | 5 | 30 | 26 | 13 | 14 | -10 |
| Profit After Tax | 43 | 18 | 7 | -13 | 8 | 78 | -293 | -88 | -146 | 95 |
| PAT Margin (%) | 15.6% | 8.6% | 2.3% | -5.7% | 3.4% | 45.7% | -130.0% | -52.0% | -11,478.0% | 86,227.3% |
| Adjusted EPS (₹) | 8.5 | 3.4 | 1.3 | -4.2 | 0.6 | 7.6 | -33.1 | -10.8 | -14.8 | 9.6 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 160% | 13% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Shareholders Fund | 869 | 882 | 889 | 320 | 381 | 1,389 | 308 | 412 | -294 | -223 |
| Share Capital ⓘ | 13 | 13 | 13 | 10 | 11 | 18 | 18 | 18 | 20 | 20 |
| Reserves ⓘ | 856 | 870 | 877 | 310 | 370 | 1,371 | 290 | 394 | -314 | -243 |
| Minority Interest | 0 | 0 | 0 | -5 | 0 | 80 | 85 | 92 | 0 | 0 |
| Debt | 22 | 267 | 417 | 671 | 414 | 316 | 864 | 307 | 500 | 214 |
| Long Term Debt | 13 | 47 | 317 | 299 | 17 | 289 | 26 | 68 | 500 | 214 |
| Short Term Debt | 9 | 220 | 100 | 372 | 397 | 27 | 838 | 240 | 0 | 0 |
| Trade Payables | 31 | 25 | 47 | 28 | 19 | 21 | 32 | 37 | 39 | 31 |
| Others Liabilities ⓘ | 54 | 55 | 701 | 135 | 405 | 157 | 395 | 776 | 48 | 15 |
| Total Liabilities ⓘ | 976 | 1,230 | 2,055 | 1,149 | 1,219 | 1,963 | 1,684 | 1,625 | 294 | 38 |
Fixed Assets | ||||||||||
| Gross Block | 517 | 828 | 1,111 | 704 | 602 | 540 | 504 | 377 | 10 | 3 |
| Accumulated Depreciation | 48 | 139 | 175 | 100 | 101 | 120 | 150 | 143 | 4 | 2 |
| Net Fixed Assetsⓘ | 469 | 690 | 937 | 604 | 502 | 420 | 355 | 235 | 6 | 1 |
| CWIP ⓘ | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Investmentsⓘ | 0 | 0 | 0 | 0 | 222 | 874 | 541 | 589 | 48 | 22 |
| Inventories | 39 | 16 | 20 | 16 | 18 | 21 | 28 | 26 | 1 | 0 |
| Trade Receivables | 64 | 76 | 58 | 47 | 101 | 87 | 81 | 83 | 1 | 0 |
| Cash Equivalents | 13 | 7 | 16 | 26 | 26 | 11 | 11 | 27 | 1 | 0 |
| Others Assetsⓘ | 391 | 434 | 1,024 | 456 | 351 | 550 | 667 | 665 | 237 | 14 |
| Total Assets ⓘ | 976 | 1,230 | 2,055 | 1,149 | 1,219 | 1,963 | 1,684 | 1,625 | 294 | 38 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | 48 | 21 | 168 | -529 | -76 | -175 | -218 | 841 | -487 | -11 |
| PBT ⓘ | 47 | 15 | 6 | -13 | 12 | 108 | -267 | -75 | -132 | 85 |
| Adjustment ⓘ | 20 | 31 | 81 | 41 | 51 | -107 | 67 | 54 | 43 | -91 |
| Changes in Working Capital ⓘ | -14 | -22 | 98 | -553 | -141 | -167 | -20 | 838 | -393 | -6 |
| Tax Paid ⓘ | -6 | -2 | -17 | -3 | 1 | -9 | -28 | -1 | -5 | 1 |
| Cash Flow From Investing Activity ⓘ | -58 | -42 | -271 | 571 | -19 | -549 | -499 | 179 | 328 | 223 |
| Capex | -61 | -52 | -267 | -9 | 91 | -70 | 6 | 109 | -3 | 0 |
| Net Investments | 2 | 0 | -5 | 2 | -211 | -522 | -474 | 162 | 529 | 0 |
| Others ⓘ | 1 | 10 | 1 | 577 | 100 | 43 | -31 | -92 | -199 | 222 |
| Cash Flow From Financing Activityⓘ | 11 | 19 | 107 | -30 | 97 | 709 | 717 | -1,004 | 157 | -212 |
| Net Proceeds from Shares ⓘ | 0 | 0 | 0 | 0 | 0 | 912 | 0 | 0 | 0 | 0 |
| Net Proceeds from Borrowing ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -590 | 204 | -212 |
| Interest Paid ⓘ | -2 | -9 | -36 | -34 | -31 | -31 | -65 | -185 | -46 | 0 |
| Dividend Paid ⓘ | -6 | 0 | 0 | 0 | 0 | -5 | 0 | 0 | 0 | 0 |
| Others ⓘ | 18 | 29 | 143 | 5 | 129 | -166 | 782 | -230 | 0 | 0 |
| Net Cash Flow ⓘ | 0 | -2 | 4 | 13 | 2 | -14 | -1 | 16 | -2 | -1 |
| PARTICULARS | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Ratios | ||||||||||
| ROE (%) | 5.11 | 2.04 | 0.8 | -2.12 | 2.24 | 8.83 | -34.55 | -24.35 | N/A | N/A |
| ROCE (%) | 5.74 | 2.69 | 4.08 | 1.95 | 5.09 | 10.28 | -8.53 | 4.59 | N/A | N/A |
| Asset Turnover Ratio | 0.3 | 0.19 | 0.19 | 0.14 | 0.2 | 0.11 | 0.12 | 0.1 | 0 | 0 |
| PAT to CFO Conversion(x) | 1.12 | 1.17 | 24 | N/A | -9.5 | -2.24 | N/A | N/A | N/A | -0.12 | Working Capital Days |
| Receivable Days | 72 | 124 | 79 | 85 | 116 | 200 | 136 | 178 | 0 | 1,742 |
| Inventory Days | 64 | 49 | 21 | 30 | 27 | 42 | 40 | 59 | 3,814 | 0 |
| Payable Days | 313 | 330 | 951 | 1,890 | 598 | 230 | 186 | 284 | 0 | 0 |
Yaarii Digital Integrated Services Limited (formerly Indiabulls Integrated Services Limited) the Holding Company, was incorporated on July 24 2007. The Holding Company’s registered office stands changed from M-62 and 63, First Floor, Connaught Place, New Delhi, India to Plot No. 448-451 Udyog Vihar, Phase-V Gurugram, Haryana, India with effect from 15 January 2019.
Pursuant to the Holding Company’s shareholders’ approval, at their AGM held on November 13, 2020, in order to create unique digital identity, through its digital platform “Yaarii”, of which the Holding Company has proprietary rights, and to charter right direction for its continuous focus around promoting digital financial and other solutions and given that Yaarii app, as a digital distribution platform, finds resonance as on date with lacs of customers across a range of financial products and to leverage on its brand identity to grow to next frontier, the name of the Holding Company stood changed from ‘Indiabulls Integrated Services Limited’ to ‘Yaarii Digital Integrated Services Limited’ with effect from November 25, 2020, upon receipt of fresh Certificate of Incorporation dated November 25, 2020, issued by the Registrar of Companies NCT of Delhi and Haryana.
Business area of the company
The company primarily, directly and through its subsidiaries, is presently engaged in the businesses of digital platform through Yaarii app, providing management and maintenance services, equipment hiring services, financial services with the primary focus on financing in rural markets, and other related services and businesses, and shall undertake its proposed life and general insurance business, through its subsidiaries, upon receipt of regulatory approvals.
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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