PMC Fincorp Ltd Stock Analysis

BSE: 534060 | NSE: | Finance - Investment | Small Cap

BSE Share Price Aug 10, 13:19
3.25 0.00 (0.00%)

DeciZen - Make an Informed Decision on PMC Fincorp

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

Fair

3. Price Trend

PMC Fincorp Price Chart

P/E Ratio (SA) :
95.74
Market Cap :
173.6 Cr.
52-wk low :
1.6
52-wk high :
11.5
Bole Toh?

1. Is PMC Fincorp Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that PMC Fincorp Ltd is a below average quality company.

2. Is PMC Fincorp Ltd undervalued or overvalued?

The key valuation ratios of PMC Fincorp Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is PMC Fincorp Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of PMC Fincorp Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of PMC Fincorp:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
PMC Fincorp Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)8.58.510.12914.47.45.78.59.85.47
YoY Gr. Rt. %-0%18.9%188.6%-50.4%-48.9%-22.6%49.1%14.9%-44.4%-
Adj EPS (₹ ) 0000.10000000
YoY Gr. Rt. %-50%0%133.3%-71.4%-50%100%50%0%33.3%-
BVPS (₹ )0.50.60.61.21.21.21.31.31.41.41.9
YoY Gr. Rt. %-1.9%5.5%98.3%0.9%1.7%10.2%2.3%3%2.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.21.71.33.30.80.611.81.72.20

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-4.8%-17.7%-1.6%-44.4%
Adj EPS8%14.9%26%33.3%
BVPS11.3%4%2.7%2.9%
Share Price -12.7% 55.3% 108.2% 28.5%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)9.71712.711.36.29.817.818.814.733.423.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.25.54.77.81.61.31.62.42.12.61.6

Recent Performance Summary

Net Profit has increased 25.99 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 1.80%

Total Income has declined 96.84 CAGR in last 3 years

Latest Financials - PMC Fincorp Ltd.

Standalone Consolidated
TTM EPS (₹) 0 -
TTM Sales (₹ Cr.) 6.9 -
BVPS (₹.) 1.9 -
Reserves (₹ Cr.) 45 -
P/BV 1.76 -
PE 95.74 -
From the Market
52 Week Low / High (₹) 1.61 / 11.48
All Time Low / High (₹) 0.16 / 122.35
Market Cap (₹ Cr.) 174
Equity (₹ Cr.) 53.4
Face Value (₹) 1
Industry PE 73

Management X-Ray of PMC Fincorp :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

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Key Ratios of PMC Fincorp

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

About PMC Fincorp Ltd

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