1. Is Indostar Capital Finance Ltd a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Indostar Capital Finance Ltd is a below average quality company.
2. Is Indostar Capital Finance Ltd undervalued or overvalued?
The key valuation ratios of Indostar Capital Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
3. Is Indostar Capital Finance Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Indostar Capital Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||0||395||528||644||719||789||1,206||1,597||1,280||1,163||1,231|
|YoY Gr. Rt. %||-||NA||33.8%||22%||11.7%||9.7%||52.8%||32.5%||-19.9%||-9.1%||-|
|Adj EPS (₹ )||0||16.4||21.8||26.1||26.9||25.5||26.1||-35.1||-17.3||-54.1||-46.1|
|YoY Gr. Rt. %||-||NA||32.9%||19.9%||3%||-5.4%||2.5%||-234.5%||NA||NA||-|
|BVPS (₹ )||0||166.2||188||210.2||242.8||256.6||318.6||280.8||293.6||210||224.2|
|YoY Gr. Rt. %||-||NA||13.1%||11.8%||15.5%||5.7%||24.2%||-11.9%||4.6%||-28.5%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||0||3.4||4||4.3||4.2||3.2||2.5||-2.9||-2.2||-7.6||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||NA||10.1%||-1.2%||-9.1%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Asset Quality Ratio||To view Asset Quality Ratio Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0||0||0||0||0||0||0||0||0||0||-|
|Capitalization Ratio||To view Capitalization Ratio Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||0||0||0||0||0||0||0||0||0||0||-|
|Net Profit Margin (%)||0||28.4||28.2||29.8||29.3||25.4||20||-20.3||-16.7||-63.3||-50.9|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||0||9.9||12.3||13.6||12.2||10.2||9.7||-11.7||-6.9||-22.7||-20.5|
No data to display
Return on Equity is Poor
Total Income has declined 7.60 CAGR in last 3 years
Net Profit has declined -227.52 CAGR in last 3 years
Total income growth is poor in last 4 quarters
|TTM EPS (₹)||-49.8||-46.1|
|TTM Sales (₹ Cr.)||1,038||1,231|
|BVPS (₹.) ⓘ||218.2||224.2|
|Reserves (₹ Cr.) ⓘ||2,834||2,914|
|From the Market|
|52 Week Low / High (₹)||116.80 / 276.70|
|All Time Low / High (₹)||116.80 / 606.60|
|Market Cap (₹ Cr.)||2,089|
|Equity (₹ Cr.)||136.1|
|Face Value (₹)||10|
|Industry PE ⓘ||25.5|
The company was incorporated on July 21, 2009 as ‘R V Vyapaar Private Limited’, a private limited company under the Companies Act, 1956, with a certificate of incorporation issued by the Registrar of Companies, West Bengal. For business and commercial reasons, the name of company was subsequently changed to ‘IndoStar Capital Finance Private Limited’ pursuant to a special resolution passed by the shareholders of company on November 8, 2010. A fresh certificate of incorporation consequent to change of name was issued by the Registrar of Companies, West Bengal on November 15, 2010. Thereafter, company was converted into a public limited company under the Companies Act, 2013 pursuant to a special resolution passed by the shareholders of company on April 30, 2014. Consequently, the name of Company was changed to ‘IndoStar Capital Finance Limited’ and a fresh certificate of incorporation was issued by the Registrar of Companies, West Bengal on May 28, 2014. Further, the registered office of company was changed from West Bengal to Maharashtra pursuant to a special resolution passed by the shareholders of company on February 16, 2015. Subsequently, an order dated August 25, 2015 was issued by Regional Director (Eastern Region), Ministry of Corporate Affairs, Kolkata confirming the change in the registered office of the company from the state of West Bengal to the state of Maharashtra and a certificate of registration of the order, dated September 8, 2015 was issued by the RoC.
IndoStar is a non-banking finance company ‘NBFC’ registered with the Reserve Bank of India as a systemically important non-deposit taking company. The company is professionally managed and institutionally owned organisation engaged in providing structured term financing solutions to corporates, used and new Vehicle Financing for transporters, Home Finance through our wholly-owned subsidiary IndoStar Home Finance Private Limited and loans to SME borrowers in India. It has loans that suit the requirements so that your life takes-off. It is committed to finding new ways to develop value-based and innovative financial solutions for its customers.
Business area of the company
The company operates four principal lines of business, namely corporate lending, SME lending, vehicle financing and housing financing. The company’s corporate lending business primarily consists of lending to mid-to-large sized corporates in manufacturing, services and infrastructure industries, by way of senior secured debt, structured financing, promoter financing and special situation funding and lending to real estate developers, mainly for financing project level construction of residential and commercial building projects and take-out of early-stage equity investors.