RSD Finance Ltd - Stock Valuation and Financial Performance

BSE: 539875 | NSE: | Finance - NBFC | Small Cap

RSD Finance Share Price

100 11.60 13.12%
as on 28-Mar'24 16:01

DeciZen - make an informed investing decision on RSD Finance

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity Bole Toh

1. Quality

2. Valuation

Fair

3. Price Trend

RSD Finance stock performance -

mw4me loader
P/E Ratio (SA):
21.37
Market Cap:
126.8 Cr.
52-wk low:
72.3
52-wk high:
130

Is RSD Finance Ltd an attractive stock to invest in?

1. Is RSD Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that RSD Finance Ltd is a below average quality company.

2. Is RSD Finance Ltd undervalued or overvalued?

The key valuation ratios of RSD Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is RSD Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of RSD Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of RSD Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
RSD Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)2.72.43.86.72.83.74.13.94.65.97
YoY Gr. Rt. %--12.2%58%77.1%-57.8%31%11.4%-4.4%16.3%28.7%-
Adj EPS (₹ ) 15.61.723.32.14.512.53.33.94.6
YoY Gr. Rt. %--89.5%21.8%64.2%-35.5%108.9%-77.3%148.5%29.5%19.7%-
BVPS (₹ )24.726.228.231.533.53938.743.247.350.255.4
YoY Gr. Rt. %-5.8%7.8%11.6%6.6%16.2%-0.7%11.6%9.5%6.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)43.75.56.4106.211.32.45.86.87.60

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income9%15.9%12.7%28.7%
Adj EPS-14.3%12.8%56.8%19.7%
BVPS8.2%8.4%9.1%6.3%
Share Price - 38% 44.2% 25.1%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)748.289.769.36498156.53282.892.185.782.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)47.96.57.411.16.612.32.66.17.288.3

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 8.70%

Total Income has increased 12.71 CAGR in last 3 years

Net Profit has increased 56.75 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - RSD Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 4.6 7.9
TTM Sales (₹ Cr.) 7.2 13.7
BVPS (₹.) 55.4 150.9
Reserves (₹ Cr.) 65 189
P/BV 1.77 0.65
PE 21.37 12.36
From the Market
52 Week Low / High (₹) 72.26 / 130.00
All Time Low / High (₹) 13.70 / 160.20
Market Cap (₹ Cr.) 127
Equity (₹ Cr.) 6.5
Face Value (₹) 5
Industry PE 31

Management X-Ray of RSD Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of RSD Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income26467785689
Interest Income3247344456
Other Income 24221441233
Expenditure 2232423233
Interest Expense 0000000000
Operating Expenses 1222322223
Provisions 0000101000
Exceptional Items 0000020000
Profit Before Tax 25235372456
Taxes 5001110111
Profit After Tax 20234361345
Adjusted EPS (₹)15.61.72.03.32.14.51.02.53.33.9
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital32343641435050566165
Share Capital 6666666666
Reserves 26273034374444495559
Minority Interest0000000000
Long Term Borrowings1440110110
Current Liabilities 6222243233
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 38394243465554596568

Assets

Non Current Asset 18283436314840394652
Loan Asset 0000000000
Other Non Current Asset 18283436314840394652
Current Asset 21118715813201917
Current Investment1697514613181715
Other Current Asset5212121222
Total Assets 38394243465554596568

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -46-210-71-50-1-4
Cash Flow From Investing Activity 46-2-25604104
Cash Flow From Financing Activity 030-3000000
Net Cash Flow 0-101-1001-10
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)31347491334
DPS (₹)0000000000
BVPS (₹)49525663677839434750

Performance Ratios

ROA (%)43.75.56.410.06.211.32.45.86.87.6
ROE (%)47.96.57.411.16.612.32.66.17.28.0
ROCE (%)57.77.38.512.88.114.83.27.48.69.7

Valuation Parameters

Price/Book(x)0.00.00.00.00.80.50.50.82.31.7

RSD Finance Ltd Stock News

RSD Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of RSD Finance on 28-Mar-2024 16:01 is ₹100.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:01 the market cap of RSD Finance stood at ₹126.8.
The latest P/E ratio of RSD Finance as of 28-Mar-2024 16:01 is 21.37.
The latest P/B ratio of RSD Finance as of 28-Mar-2024 16:01 is 1.77.
The 52-week high of RSD Finance is ₹130.0 and the 52-week low is ₹72.26.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of RSD Finance is ₹7.15 ( Cr.) .

About RSD Finance Ltd

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