It\u2019s a common misconception that a life insurance policy is a must in everyone\u2019s portfolio. It may not necessarily be so. If you are single or do not have any dependents living on your income, you may not require life insurance.<\/p>\n
2. What type of cover do you require and for how long?<\/strong><\/h3>\nThere are various types of covers available to an individual today. From the simplest Term plan to a more complex ULIP, we have it all. To know more on types of life insurance click here<\/span><\/span><\/a>. Depending on your needs, you thus need to choose an appropriate policy.<\/p>\nDetermining how long you need insurance protection will also enable you to take a better decision on which type of policy should you go for. So, do you need insurance only for a specific term or you need it for the whole life?<\/p>\n
3. How much cover do you require?<\/strong><\/h3>\nThe broad rule of thumb is to buy a life cover of about 8 to 10 times your annual income. But to know exactly how much insurance do you require you need to know what the purpose of your life insurance is. Purpose? Am I kidding? Isn\u2019t it to pay someone when you die?<\/p>\n
Well of course it is! But you need to know what all exactly the insurance is supposed to pay for. For example:<\/p>\n
\u2022\u00a0\u00a0 \u00a0Pay off Any loans\/debts you have currently taken (personal and business)
\n\u2022\u00a0\u00a0 \u00a0Expenses you may incur on any pre-existing medical condition
\n\u2022\u00a0\u00a0 \u00a0Your child\u2019s school and university education
\n\u2022\u00a0\u00a0 \u00a0Individuals dependant on your income for survival
\n\u2022\u00a0\u00a0 \u00a0Any other liabilities you may have
\n\u2022\u00a0\u00a0 \u00a0Your funeral costs<\/p>\n
The basic thing to remember is that your life insurance should be enough to cover for all possible expenses your family may have, so that they do not feel the financial burden after your death.<\/p>\n
4. How much can you afford?<\/strong><\/h3>\nKnowing how much insurance you need is just one side of the coin. You also need to consider your ability to pay those premiums. Thus, though you may like to go for whole life cover or some added investment cover, you may have to buy a term plan in order to be adequately insured.<\/p>\n
5. What are the cheapest quotes availabl<\/strong>e?<\/h3>\nEvery life insurance company has different rates for these policies. In fact these rates may vary greatly even for same type of policy cover. So, do your research and look for the cheapest quote available in the type of policy you have chosen. But do not make this the sole factor you consider. You do not want to be under-insured in the end too!<\/p>\n
6. Which company should you buy from?<\/strong><\/h3>\nDo your homework before buying from any company. Ask friends\/relatives who have bought policies from the same company. Ask them what they like and don\u2019t like about their provider. Find out how efficient is its service and customer care. What is the company\u2019s claim settlement ratio? The higher it is the better for you. After all, you sure don\u2019t want to buy insurance from a company that cannot pay your claim!<\/p>\n
7. Finally\u00a0 understand your Policy<\/strong><\/h3>\nOnce you have finalized a product, considering the above points make sure you understand the policy completely. In fact, be prepared with a list of questions you need to ask your insurance agent, so that you are not a victim of mis-selling.<\/p>\n
Here are a few questions you need to have answers to:<\/p>\n
i.\u00a0 \u00a0What will the policy include and exclude?
\nii.\u00a0 What factors may increase\/decrease the cost or premiums?
\niii. When can you or the company cancel the policy and is there a penalty?
\niv. Can you change the beneficiary?
\nv.\u00a0 Is the policy convertible renewable?
\nvi. Rating of the insurer if any<\/p>\n
The bottom line\u2026<\/strong><\/p>\nIdentify the purpose of the life insurance, do your homework, shop around and do what\u2019s best for your situation. I hope these few steps will help you in making a good decision. And despite all this, if you do have second thoughts, you also have the option to refund the policy within 15 days of buying it.<\/p>\n
If you liked what you read and would like to put it in to practice Register at MoneyWorks4me.com<\/a>. You will get amazing FREE features that will enable you to invest in Stocks and Mutual Funds the right way.<\/p>\n
\n![\"\"](\"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-content\/uploads\/2018\/05\/mw4me-logo.png\" "\\"\\"")
<\/a> ![\"\"](\"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-content\/uploads\/2018\/05\/investments-shastra-blog.png\" "\\"\\"")
<\/a><\/p>\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n<\/a>
\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n\nNeed help on Investing? And more<\/b>\u2026.<\/b>Puchho<\/b> Befikar<\/b><\/span><\/p>\n![\"\"](\"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-content\/uploads\/2018\/05\/puchho-befikar-logo.png\" "\\"\\"")
<\/div>\nKyunki<\/i><\/b> yeh<\/i><\/b> paise<\/i><\/b> ka<\/i><\/b> mamala<\/i><\/b> hai
\n<\/i><\/b>Start Chat<\/a> | Request a Callback<\/a> | Call 020 6725 8333 | WhatsApp 8055769463<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Your choice of a life insurance policy is a decision that will affect the quality of life of your loved ones even when you may not be around.<\/p>\n
It, thus, becomes imperative that you do your homework before buying a life insurance policy! So, here are some factors that will help you in making an informed decision\u2026<\/p>\n","protected":false},"author":17,"featured_media":20437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[1145,1144],"tags":[827,804,49,805,826,829,828,154],"modified_by":"MoneyWorks4me","_links":{"self":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791"}],"collection":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/comments?post=7791"}],"version-history":[{"count":1,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions"}],"predecessor-version":[{"id":20438,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions\/20438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media\/20437"}],"wp:attachment":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media?parent=7791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/categories?post=7791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/tags?post=7791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Determining how long you need insurance protection will also enable you to take a better decision on which type of policy should you go for. So, do you need insurance only for a specific term or you need it for the whole life?<\/p>\n
3. How much cover do you require?<\/strong><\/h3>\nThe broad rule of thumb is to buy a life cover of about 8 to 10 times your annual income. But to know exactly how much insurance do you require you need to know what the purpose of your life insurance is. Purpose? Am I kidding? Isn\u2019t it to pay someone when you die?<\/p>\n
Well of course it is! But you need to know what all exactly the insurance is supposed to pay for. For example:<\/p>\n
\u2022\u00a0\u00a0 \u00a0Pay off Any loans\/debts you have currently taken (personal and business)
\n\u2022\u00a0\u00a0 \u00a0Expenses you may incur on any pre-existing medical condition
\n\u2022\u00a0\u00a0 \u00a0Your child\u2019s school and university education
\n\u2022\u00a0\u00a0 \u00a0Individuals dependant on your income for survival
\n\u2022\u00a0\u00a0 \u00a0Any other liabilities you may have
\n\u2022\u00a0\u00a0 \u00a0Your funeral costs<\/p>\n
The basic thing to remember is that your life insurance should be enough to cover for all possible expenses your family may have, so that they do not feel the financial burden after your death.<\/p>\n
4. How much can you afford?<\/strong><\/h3>\nKnowing how much insurance you need is just one side of the coin. You also need to consider your ability to pay those premiums. Thus, though you may like to go for whole life cover or some added investment cover, you may have to buy a term plan in order to be adequately insured.<\/p>\n
5. What are the cheapest quotes availabl<\/strong>e?<\/h3>\nEvery life insurance company has different rates for these policies. In fact these rates may vary greatly even for same type of policy cover. So, do your research and look for the cheapest quote available in the type of policy you have chosen. But do not make this the sole factor you consider. You do not want to be under-insured in the end too!<\/p>\n
6. Which company should you buy from?<\/strong><\/h3>\nDo your homework before buying from any company. Ask friends\/relatives who have bought policies from the same company. Ask them what they like and don\u2019t like about their provider. Find out how efficient is its service and customer care. What is the company\u2019s claim settlement ratio? The higher it is the better for you. After all, you sure don\u2019t want to buy insurance from a company that cannot pay your claim!<\/p>\n
7. Finally\u00a0 understand your Policy<\/strong><\/h3>\nOnce you have finalized a product, considering the above points make sure you understand the policy completely. In fact, be prepared with a list of questions you need to ask your insurance agent, so that you are not a victim of mis-selling.<\/p>\n
Here are a few questions you need to have answers to:<\/p>\n
i.\u00a0 \u00a0What will the policy include and exclude?
\nii.\u00a0 What factors may increase\/decrease the cost or premiums?
\niii. When can you or the company cancel the policy and is there a penalty?
\niv. Can you change the beneficiary?
\nv.\u00a0 Is the policy convertible renewable?
\nvi. Rating of the insurer if any<\/p>\n
The bottom line\u2026<\/strong><\/p>\nIdentify the purpose of the life insurance, do your homework, shop around and do what\u2019s best for your situation. I hope these few steps will help you in making a good decision. And despite all this, if you do have second thoughts, you also have the option to refund the policy within 15 days of buying it.<\/p>\n
If you liked what you read and would like to put it in to practice Register at MoneyWorks4me.com<\/a>. You will get amazing FREE features that will enable you to invest in Stocks and Mutual Funds the right way.<\/p>\n
\n <\/a> <\/a><\/p>\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n<\/a>
\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n\nNeed help on Investing? And more<\/b>\u2026.<\/b>Puchho<\/b> Befikar<\/b><\/span><\/p>\n<\/div>\nKyunki<\/i><\/b> yeh<\/i><\/b> paise<\/i><\/b> ka<\/i><\/b> mamala<\/i><\/b> hai
\n<\/i><\/b>Start Chat<\/a> | Request a Callback<\/a> | Call 020 6725 8333 | WhatsApp 8055769463<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Your choice of a life insurance policy is a decision that will affect the quality of life of your loved ones even when you may not be around.<\/p>\n
It, thus, becomes imperative that you do your homework before buying a life insurance policy! So, here are some factors that will help you in making an informed decision\u2026<\/p>\n","protected":false},"author":17,"featured_media":20437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[1145,1144],"tags":[827,804,49,805,826,829,828,154],"modified_by":"MoneyWorks4me","_links":{"self":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791"}],"collection":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/comments?post=7791"}],"version-history":[{"count":1,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions"}],"predecessor-version":[{"id":20438,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions\/20438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media\/20437"}],"wp:attachment":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media?parent=7791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/categories?post=7791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/tags?post=7791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u2022\u00a0\u00a0 \u00a0Expenses you may incur on any pre-existing medical condition
\n\u2022\u00a0\u00a0 \u00a0Your child\u2019s school and university education
\n\u2022\u00a0\u00a0 \u00a0Individuals dependant on your income for survival
\n\u2022\u00a0\u00a0 \u00a0Any other liabilities you may have
\n\u2022\u00a0\u00a0 \u00a0Your funeral costs<\/p>\n
Knowing how much insurance you need is just one side of the coin. You also need to consider your ability to pay those premiums. Thus, though you may like to go for whole life cover or some added investment cover, you may have to buy a term plan in order to be adequately insured.<\/p>\n
5. What are the cheapest quotes availabl<\/strong>e?<\/h3>\nEvery life insurance company has different rates for these policies. In fact these rates may vary greatly even for same type of policy cover. So, do your research and look for the cheapest quote available in the type of policy you have chosen. But do not make this the sole factor you consider. You do not want to be under-insured in the end too!<\/p>\n
6. Which company should you buy from?<\/strong><\/h3>\nDo your homework before buying from any company. Ask friends\/relatives who have bought policies from the same company. Ask them what they like and don\u2019t like about their provider. Find out how efficient is its service and customer care. What is the company\u2019s claim settlement ratio? The higher it is the better for you. After all, you sure don\u2019t want to buy insurance from a company that cannot pay your claim!<\/p>\n
7. Finally\u00a0 understand your Policy<\/strong><\/h3>\nOnce you have finalized a product, considering the above points make sure you understand the policy completely. In fact, be prepared with a list of questions you need to ask your insurance agent, so that you are not a victim of mis-selling.<\/p>\n
Here are a few questions you need to have answers to:<\/p>\n
i.\u00a0 \u00a0What will the policy include and exclude?
\nii.\u00a0 What factors may increase\/decrease the cost or premiums?
\niii. When can you or the company cancel the policy and is there a penalty?
\niv. Can you change the beneficiary?
\nv.\u00a0 Is the policy convertible renewable?
\nvi. Rating of the insurer if any<\/p>\n
The bottom line\u2026<\/strong><\/p>\nIdentify the purpose of the life insurance, do your homework, shop around and do what\u2019s best for your situation. I hope these few steps will help you in making a good decision. And despite all this, if you do have second thoughts, you also have the option to refund the policy within 15 days of buying it.<\/p>\n
If you liked what you read and would like to put it in to practice Register at MoneyWorks4me.com<\/a>. You will get amazing FREE features that will enable you to invest in Stocks and Mutual Funds the right way.<\/p>\n
\n <\/a> <\/a><\/p>\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n<\/a>
\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n\nNeed help on Investing? And more<\/b>\u2026.<\/b>Puchho<\/b> Befikar<\/b><\/span><\/p>\n<\/div>\nKyunki<\/i><\/b> yeh<\/i><\/b> paise<\/i><\/b> ka<\/i><\/b> mamala<\/i><\/b> hai
\n<\/i><\/b>Start Chat<\/a> | Request a Callback<\/a> | Call 020 6725 8333 | WhatsApp 8055769463<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Your choice of a life insurance policy is a decision that will affect the quality of life of your loved ones even when you may not be around.<\/p>\n
It, thus, becomes imperative that you do your homework before buying a life insurance policy! So, here are some factors that will help you in making an informed decision\u2026<\/p>\n","protected":false},"author":17,"featured_media":20437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[1145,1144],"tags":[827,804,49,805,826,829,828,154],"modified_by":"MoneyWorks4me","_links":{"self":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791"}],"collection":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/comments?post=7791"}],"version-history":[{"count":1,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions"}],"predecessor-version":[{"id":20438,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions\/20438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media\/20437"}],"wp:attachment":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media?parent=7791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/categories?post=7791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/tags?post=7791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Do your homework before buying from any company. Ask friends\/relatives who have bought policies from the same company. Ask them what they like and don\u2019t like about their provider. Find out how efficient is its service and customer care. What is the company\u2019s claim settlement ratio? The higher it is the better for you. After all, you sure don\u2019t want to buy insurance from a company that cannot pay your claim!<\/p>\n
7. Finally\u00a0 understand your Policy<\/strong><\/h3>\nOnce you have finalized a product, considering the above points make sure you understand the policy completely. In fact, be prepared with a list of questions you need to ask your insurance agent, so that you are not a victim of mis-selling.<\/p>\n
Here are a few questions you need to have answers to:<\/p>\n
i.\u00a0 \u00a0What will the policy include and exclude?
\nii.\u00a0 What factors may increase\/decrease the cost or premiums?
\niii. When can you or the company cancel the policy and is there a penalty?
\niv. Can you change the beneficiary?
\nv.\u00a0 Is the policy convertible renewable?
\nvi. Rating of the insurer if any<\/p>\n
The bottom line\u2026<\/strong><\/p>\nIdentify the purpose of the life insurance, do your homework, shop around and do what\u2019s best for your situation. I hope these few steps will help you in making a good decision. And despite all this, if you do have second thoughts, you also have the option to refund the policy within 15 days of buying it.<\/p>\n
If you liked what you read and would like to put it in to practice Register at MoneyWorks4me.com<\/a>. You will get amazing FREE features that will enable you to invest in Stocks and Mutual Funds the right way.<\/p>\n
\n <\/a> <\/a><\/p>\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n<\/a>
\nJoin our Telegram Channel:<\/strong>
\nStock Investing<\/a>
\nMutual Fund Investing<\/a><\/div>\n\nNeed help on Investing? And more<\/b>\u2026.<\/b>Puchho<\/b> Befikar<\/b><\/span><\/p>\n<\/div>\nKyunki<\/i><\/b> yeh<\/i><\/b> paise<\/i><\/b> ka<\/i><\/b> mamala<\/i><\/b> hai
\n<\/i><\/b>Start Chat<\/a> | Request a Callback<\/a> | Call 020 6725 8333 | WhatsApp 8055769463<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Your choice of a life insurance policy is a decision that will affect the quality of life of your loved ones even when you may not be around.<\/p>\n
It, thus, becomes imperative that you do your homework before buying a life insurance policy! So, here are some factors that will help you in making an informed decision\u2026<\/p>\n","protected":false},"author":17,"featured_media":20437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[1145,1144],"tags":[827,804,49,805,826,829,828,154],"modified_by":"MoneyWorks4me","_links":{"self":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791"}],"collection":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/comments?post=7791"}],"version-history":[{"count":1,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions"}],"predecessor-version":[{"id":20438,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions\/20438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media\/20437"}],"wp:attachment":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media?parent=7791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/categories?post=7791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/tags?post=7791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nii.\u00a0 What factors may increase\/decrease the cost or premiums?
\niii. When can you or the company cancel the policy and is there a penalty?
\niv. Can you change the beneficiary?
\nv.\u00a0 Is the policy convertible renewable?
\nvi. Rating of the insurer if any<\/p>\n
Identify the purpose of the life insurance, do your homework, shop around and do what\u2019s best for your situation. I hope these few steps will help you in making a good decision. And despite all this, if you do have second thoughts, you also have the option to refund the policy within 15 days of buying it.<\/p>\n
If you liked what you read and would like to put it in to practice Register at MoneyWorks4me.com<\/a>. You will get amazing FREE features that will enable you to invest in Stocks and Mutual Funds the right way.<\/p>\n Need help on Investing? And more<\/b>\u2026.<\/b>Puchho<\/b> Befikar<\/b><\/span><\/p>\n Kyunki<\/i><\/b> yeh<\/i><\/b> paise<\/i><\/b> ka<\/i><\/b> mamala<\/i><\/b> hai Your choice of a life insurance policy is a decision that will affect the quality of life of your loved ones even when you may not be around.<\/p>\n It, thus, becomes imperative that you do your homework before buying a life insurance policy! So, here are some factors that will help you in making an informed decision\u2026<\/p>\n","protected":false},"author":17,"featured_media":20437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[1145,1144],"tags":[827,804,49,805,826,829,828,154],"modified_by":"MoneyWorks4me","_links":{"self":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791"}],"collection":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/comments?post=7791"}],"version-history":[{"count":1,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions"}],"predecessor-version":[{"id":20438,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/posts\/7791\/revisions\/20438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media\/20437"}],"wp:attachment":[{"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/media?parent=7791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/categories?post=7791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneyworks4me.com\/investmentshastra\/wp-json\/wp\/v2\/tags?post=7791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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