FAQ : HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan

HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan has delivered CAGR and average rolling returns as follows :

1 Year 3 Year 5 Year 9 Year
CAGR(%) 40.24 25.9 23.39 N/A
Average Rolling Returns(%) 22.28 18.37 17.73 N/A

The Current NAV of HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan is ₹48.78.

It is better to invest in a fund with a longer track record as HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan cannot be assessed for consistency of out-performance. Funds returns are more likely to be different than its benchmark NIFTY 50 - TRI returns, as Funds portfolio is significantly different.

HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan fund’s expense ratio is 0.68%

The process for redemption is

  • Give a request for redemption of the number of units or the amount you want. The request will be acknowledged.
  • You will get information about the redemption and the NAV at which redeemed.
  • The amount will be deposited in the designated bank account.

The AUM of HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan is currently ₹4,705 Crores.

The Top three stocks are ICICI Bank, HDFC Bank and Infosys and account for 16% of its portfolio. Top 5 and 10 stocks of fund account for 22% and 35% of fund’s portfolio respectively.

Top three sectors of HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan fund are BFSI, Miscellaneous and Healthcare accounting for 48% of the total portfolio.

Since this is a Solution Oriented - Retirement Fund it is comparatively safer to invest in this fund. However, since it has not consistently outperformed its benchmark index on an average 3-year rolling returns basis it is not the most suitable fund for SIP.

The category of HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan Fund is Solution Oriented - Retirement Fund.

Srinivasan Ramamurthy and Shobhit Mehrotra manage the HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan Fund.

HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan current PE ratio is 0.00 and PB ratio is 0.00

The asset allocation of HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan is Stocks : 89.40%, Debt : 9.58% and Gold : 1.03%

The minimum SIP amount for HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan is ₹100.00 and minimum lumpsum is ₹100.00

The exit load for HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan is NIL - Upon completion of Lock-in Period

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