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DIY or Do-it-Yourself Investors want to and feel comfortable about doing investing by themselves.
They take responsibility for taking their investing decisions and its outcome. They invest a fair amount of time doing this.
DIWM or Do-It-With-Me investors are not comfortable with either getting deeply involved in investing decisions or leaving it all to other, even experts.
They want well-processed information, easy-to-use tools, a framework and a process that makes decision-making systematic and predictable.
They want to interact and have a collaborative relationship with their Investment Advisor.