VB Desai Financial Services Ltd - Stock Valuation and Financial Performance

BSE: 511110 | NSE: VBDESAIFIN | Finance - Investment | Small Cap

VB Desai Fin.Service Share Price

14.86 0.29 1.99%
as on 29-Apr'24 12:48

DeciZen - make an informed investing decision on VB Desai Fin.Service

M-Cap below 100cr DeciZen not available

VB Desai Financial Services stock performance -

mw4me loader
P/E Ratio (SA):
19.46
Market Cap:
6.6 Cr.
52-wk low:
7.6
52-wk high:
20.9

Is VB Desai Financial Services Ltd an attractive stock to invest in?

1. Is VB Desai Financial Services Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that VB Desai Financial Services Ltd is a below average quality company.

2. Is VB Desai Financial Services Ltd undervalued or overvalued?

The key valuation ratios of VB Desai Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is VB Desai Financial Services Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of VB Desai Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of VB Desai Fin.Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
VB Desai Financial Services Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)1.11.31.20.91.22.12.522.72.53
YoY Gr. Rt. %-19.1%-3.2%-28.1%41.4%72.4%17.5%-19.3%32.3%-6.4%-
Adj EPS (₹ ) 0.10.80.60.30.211.30.40.80.70.8
YoY Gr. Rt. %-485.7%-28.1%-47.5%-45.2%488.2%31%-67.2%83.7%-13.9%-
BVPS (₹ )18.519.319.920.220.321.122.422.823.624.324.9
YoY Gr. Rt. %-4.4%3.1%1.4%0.5%4%6.2%1.9%3.5%2.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.74.12.91.50.84.65.71.83.32.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.1%15.2%0%-6.4%
Adj EPS19.2%32%-19.6%-13.9%
BVPS3.1%3.7%2.8%2.9%
Share Price 6.4% 12.9% 67.2% 36%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Margins
Net Profit Margin (%)6.129.521.915.86.321.423.89.613.512.512.9
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.84.331.50.94.861.93.42.92.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 3.00%

Total income growth is good in last 4 quarters

Total Income has declined 8.28 CAGR in last 3 years

Net Profit has declined -19.63 CAGR in last 3 years

Latest Financials - VB Desai Financial Services Ltd.

Standalone Consolidated
TTM EPS (₹) 0.8 -
TTM Sales (₹ Cr.) 2.6 -
BVPS (₹.) 24.9 -
Reserves (₹ Cr.) 7 -
P/BV 0.58 -
PE 19.46 -
From the Market
52 Week Low / High (₹) 7.61 / 20.87
All Time Low / High (₹) 1.40 / 900.00
Market Cap (₹ Cr.) 6.6
Equity (₹ Cr.) 4.5
Face Value (₹) 10
Industry PE 46.8

Management X-Ray of VB Desai Fin.Service:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of VB Desai Fin.Service

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income1.061.261.401.161.452.192.602.162.812.77
Interest Income1.051.251.210.871.232.122.492.012.662.49
Other Income 0.0100.190.290.230.070.110.140.150.28
Expenditure 1.050.911.061.031.241.681.881.842.322.33
Interest Expense 0000.01000000
Operating Expenses 0.810.851.010.981.171.651.851.812.272.29
Provisions 0.240.060.050.040.070.030.040.030.050.03
Exceptional Items 0000000000
Profit Before Tax 0.010.340.340.130.220.520.710.320.490.44
Taxes -0.06-0.030.07-0.010.140.060.120.120.130.13
Profit After Tax 0.060.370.270.140.080.450.590.190.360.31
Adjusted EPS (₹)0.10.80.60.30.21.01.30.40.80.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital8.398.769.029.159.209.5710.1610.3510.7111.02
Share Capital 4.544.544.544.544.544.544.544.544.544.54
Reserves 3.854.224.494.614.665.035.625.816.176.48
Minority Interest0000000000
Long Term Borrowings0.110.060.060.070.120.170.170.170.06-0.06
Current Liabilities 0.430.120.180.270.260.310.250.230.410.53
Trade Payables0.040.050.030.070.090.150.100.130.160.21
Short term borrowings000.070000000
Other Liabilities-0.04-0.05-0.10-0.07-0.09-0.15-0.10-0.13-0.16-0.21
Total Liabilities 8.928.949.279.499.5910.0410.5810.7611.1911.49

Assets

Non Current Asset 2.628.248.378.769.189.559.759.9710.4710.64
Loan Asset 0000000000
Other Non Current Asset 2.628.248.378.769.189.559.759.9710.4710.64
Current Asset 6.300.700.900.730.410.490.830.780.720.85
Current Investment0000000000
Other Current Asset6.300.700.900.730.410.490.830.780.720.85
Total Assets 8.928.949.279.499.5910.0410.5810.7611.1911.49

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -2.330.620.25-0.131.772.35-0.07-0.020.44-0.13
Cash Flow From Investing Activity 2.40-0.89-0.02-0.01-1.99-2.290.050-0.320
Cash Flow From Financing Activity 000.07-0.09000000
Net Cash Flow 0.07-0.280.30-0.23-0.220.06-0.01-0.020.11-0.13
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0110011011
DPS (₹)0000000000
BVPS (₹)19192020202122232424

Performance Ratios

ROA (%)0.74.12.91.50.84.65.71.83.32.7
ROE (%)0.84.33.01.50.94.86.01.93.42.9
ROCE (%)0.14.03.81.62.45.57.23.14.64.1

Valuation Parameters

Price/Book(x)0.40.60.40.60.50.30.20.20.50.4

VB Desai Financial Services Ltd Stock News

VB Desai Financial Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of VB Desai Fin.Service on 29-Apr-2024 12:48 is ₹14.86.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 29-Apr-2024 12:48 the market cap of VB Desai Fin.Service stood at ₹6.60.
The latest P/E ratio of VB Desai Fin.Service as of 29-Apr-2024 12:48 is 19.46.
The latest P/B ratio of VB Desai Fin.Service as of 29-Apr-2024 12:48 is 0.58.
The 52-week high of VB Desai Fin.Service is ₹20.87 and the 52-week low is ₹7.61.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of VB Desai Fin.Service is ₹2.64 ( Cr.) .

About VB Desai Financial Services Ltd

V B Desai Financial Services Ltd. was incorporated as Alpha Financial & Advisory Services Limited in August 1985. The name was subsequently changed to V B Desai Financial Services Limited in September 1985.

V B Desai Financial Services is an Indian publicly listed company engaged in Merchant Banking, and Corporate Advisory services. The company is registered with Securities and Exchange Board of India as a Category 1 Merchant Banker and is licensed to carry out Merchant Banking activities. Its shares are currently traded on the Mumbai (Bombay) Stock Exchange since 1986.

The company has a vast experience in terms of representing Indian corporate houses engaged in varied activities ranging from Heavy Engineering to Information Technology, Cement to Pharmaceuticals, Hotels to Chemicals, Power to Oil & Gas.

Services offered by the company:

Merchant Banking- The company is registered with Securities and Exchange Board of India as Category 1 Merchant banker. It has successfully managed over 100 IPOs / FPOs.  Valuations

  • Company Valuations
  • Business Valuations
  • ESOP Valuations

Equity Placements

  • Seed / Venture Capital Funds
  • Private Placement of Equity
  • Private Placement in Public Enterprises (PPE)

Corporate Advisory Services

  • Merger, Acquisition, Divesture, Spin-off and Capital restructuring
  • Capital and Debt restructuring
  • Advice on project opportunities
  • Advice of financing patterns

Investment Advisory

  • Primary market operations
  • Secondary market operations

Sponsor Member of Over the Counter Exchange of India

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