Kotak Mahindra Bank Ltd.

Kotak Mahindra Bank has decided to continue with its rate structure starting at 6.65 per cent, even as its competitors have hiked rates on their home loans lately. Home loan is key focus areas for Kotak Mahindra Bank because of the product’s ability to establish a deeper connect with customers, portfolio performance from an asset quality perspective over the last two years and also the headroom for growth. The low interest of 6.65 per cent will be dependent on the loan to value ratio in a proposal and also the borrower's credit score.

Kotak Mahindra Bank offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.