L&T Finance Ltd.

L&T Finance has reported around 18.82% year-on-year growth in retail loan book at the end of Q4FY25 to Rs 95,100 crore (estimated) as compared to Rs 80,036 crore in the previous year. The company’s retailisation ratio improved to 97% (estimated) in Q4FY25 from 94% in Q4FY24.

Its retail disbursements stood at Rs 14,870 crore (estimated) in Q4FY25, marginally down from Rs 15,044 crore in Q4FY24. For the full financial year, retail disbursements were at Rs 60,020 crore (estimated). 

L&T Finance (formerly known as L&T Finance Holdings) is one of the leading Non-Banking Financial Companies in India, with a strong presence across the lending business catering to the diverse financing needs of served and underserved customers.