The Evaluate section of the website consists of 4 features.
1. 10 YEAR X-RAY PRO: This feature gives a colour-coded analysis of a company’s 10 year's performance on key financial parameters. It also analyses the performance of the company on the key financial ratios. Management X-RAY gives the shareholding pattern of the company, percentage of promoters' holdings that are pledged and the colour-coded assessment of the management of the company. For the unpaid users, the analysis for ratios and Management X-RAY is not available. Only the analysis of the past 10 years is given.
2. FUTURE PROSPECTS: FUTURE PROSPECTS evaluates the short term and long term expectations from the company. This feature is available only for paid users.
3. PRICE CALCULATOR: The PRICE CALCULATOR shows the MRP calculation for the company and also helps you do your own MRP calculation based on your assessment of the company’s financial performance. This feature is available only for paid users.
4. COMPANY PULSE PRO: The COMPANY PULSE PRO report is a no-nonsense one pager which gives information about the activities of the company and assesses its positives and negatives going ahead. This feature is available only for paid users.
MoneyWorks4me gives its own assessment for the company and also encourages you to put in your assessment based on your expertise in stocks.
Gains in stock market - like for any other type of investment - are made in the future. Hence, when we calculate our MRP, it is essential to factor inflation into our calculations to make sure we get a true value of our gains and set the correct PE and MRP.
Once you have done the evaluation, you can revisit again any number of times. But since we revisit our own evaluation every six months, it is advisable to visit it at least once in six months. We also inform you about the changes with an email so that you can take decisions accordingly.
The news available on the website are sufficient to assess Future Prospects of a company.
In common parlance, Maximum Retail Price is the maximum amount you should pay for a product. Similarly, MRP of a stock is the maximum price you should pay for it. MRP is the intrinsic worth of the stock and is calculated based on estimation of fundamental parameters like EPS growth rate, Dividend pay-out, etc.
A Discount price is an attractive price to buy a product. Similarly, in stocks, you should buy a stock at a discount to its MRP owing to the inherent risk and market volatility associated with investing in stocks. Discount price is calculated by deducting the Margin of Safety from the MRP.
For more on MRP and DP, visit the Help Section article here.