The Formula for Growing Wealth and what it tells us about Investing
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Practical, research-backed lessons on stocks, funds, markets and building a portfolio for the long term.
More than 950 articles published since 2009 by MoneyWorks4Me, a SEBI-registered investment adviser.
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Foundations for new investors — how to start, prepare and think.
Deeper method, guru lessons and the books worth your time.
Find, value and hold good Indian stocks the MoneyWorks4Me way.
Choosing funds, building a portfolio and avoiding the usual mistakes.
Goals, surplus and the plan your investing should serve.
Build, manage and rebalance wealth around your financial plan.
IPO and FPO reviews — what the numbers say before you subscribe.
Where the market stands and what it means for your holdings.
Behaviour, psychology and the traps that quietly cost you returns.
Bonds, deposits and the safer end of the portfolio.
Alternative and specialised investment funds.
Gold, real estate and income-producing real assets.
Retirement, NPS and building a lasting income.
Term, health and the cover to buy before you invest.
Tax on investments — capital gains and keeping more of your returns.
Rates, inflation, currency and the economy behind the market.
Avoid picking mutual funds based on past returns. Learn how to choose funds that are fundamentally strong, consistent, and cost-effective for long-term success.
Explore the efficient market hypothesis, factor-based investing, and proven strategies like value, momentum, quality, and size for long-term returns. Learn how to diversify and reduce risk effectively.
Achieving financial goals can become difficult when your savings fall short.

The most important thing, of course, is to choose the right goals, goals that continue to be important to you as time passes.

Shikhar, 24, represents a fairly typical urban Indian starting his professional journey – but with one important distinction: he understands the value of starting early.

Most people spend years earning, saving, and investing without clearly defining what they actually want from life.
