If there was a simple answer to how one could earn returns that are higher than the inflation rate, everyone would have flocked to it. FDs, when done in the safest banks, give interest rates that are almost the same as...
Category - Sensible Investing
Raymond Moses - Founder, MoneyWorks4meWhy is beginning of Modi 2.0 the right time to invest in equity?
We see a lot of people, for various reasons, making small investments in stocks compared to the allocation they should be making based on their net worth. This is not a good strategy ever, but more so now. Here’s why we...
Magic of Compounding – How it works?
‘Compound Interest is the 8th wonder of the world. He, who understands it, earns it; he, who doesn’t pays it!’ – Albert Einstein Successful investing means growing your money through compounding—your entire Investable...
Team-MoneyWorks4meThe Formula for Growing Wealth and what it tells us about Investing
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself. Whatever the motivation, what we want is for our saving, our surplus...
How a Sensible Investor uses the Wealth Building Formula to his advantage
We want our saving, our surplus money to grow into wealth so that it can fund our future financial needs and goals and more. So how does money grow? Does it follow a formula? Yes, actually it does. We call it the Wealth...
In the Investing Race, Tortoises beat Hares, but it’s hard to stay a tortoise…until now!
We have all heard the story of the race between the Hare and the Tortoise. And as children we are disappointed that the Hare loses the race. It’s unbelievable how the fast, alert and smarter looking hare loses the race...
Is there a right time to invest in equity?
Since childhood we are told, there is right time for everything in life. Right time to get education, right time to get married, right time to buy a house, but is there a right time to invest in equity? We have often...
Financial Planning: Ravi, 34
Ravi, 34, plans to quit his job and start his own business Ravi, 34, has worked as a consultant for almost 10 years now, while his wife, Rohini, works in a bank. They have a 5 year old son Rewansh. They started saving...
Smart Things You Can Do To Meet Your Financial Goals: Part 2
In the last blog we told you about the smart decisions you need to take to meet your financial goals even if you don’t have clarity of your specific goals. In this blog we look at a situation that is very common- you...
Smart Things You Can Do To Meet Your Financial Goals: Part 1
The most important thing, of course, is to choose the right goals, goals that continue to be important to you as time passes. However, how to set your goals is not the purpose of this blog. For that you can read, ‘Know...
Financial Planning: Shikhar, 24
Shikhar is a 24 year old young guy who has just completed his studies and has recently entered the corporate world. He lives with his parents, thus has no rent expense, his education was funded by his parents, so no...
Know what you need and want in your life and plan for it
Most people don’t know what they want in their life, want to own, to achieve, to do, to become before they die, kick the bucket. In short they don’t have a Bucket List. I just love the movie with this title and how my...
