Use your monthly and lumpsum Investable Surplus to meet both your short-term commitments and your long-term goals. There are two main questions to be answered correctly to ensure investing successfully to meet your long
Category - How to prepare
Team-MoneyWorks4meSeparate from the herd, beat the market cycles
Equity markets are cyclical, we guess no one disagrees. Why is that so? If cyclicality causes heartburns, why investors and businessmen don’t make an effort to make it smooth? Equity markets are cyclical for two reasons
What’s your Investable Surplus?
Your Investible surplus is the amount of money remaining with you after meeting all your expenses e.g. monthly income minus monthly expenses. It is the money you don’t need now or in the near future, and is available
The Magic of Value Investing
Value Investing delivers consistent returns! Let’s understand the magic of Value Investing. In the short term, valuation probably may not hold true because markets are driven more by sentiments. Cheap stocks may
Did you enjoy Snakes & Ladders in childhood, then why not Equities?
In our childhood, we all enjoyed Snakes and Ladders. Snakes and Ladders is a board game with 100 blocks numbered 1 to 100. Pointer is placed at 1st block. To win the game, one has to roll a dice to reach 100th block
Ketan GujarathiTo make wealth from equities, just think like a businessman!
A passive investor (non-executive) imagines himself in different shoes than an entrepreneur. We understand that since the operational part of business is not done by an investor, he considers himself different from an
An Athletic approach to Stock Market Investing
Recently, while going through my set of business dailies, I found many experts commenting about the recent bull-run in the Indian equity markets. And I found a striking similarity between a bull-run and a Marathon
Invest to Achieve your ‘Big Hairy Audacious Goals’
Think of your deepest, most improbable desire. In your heart of hearts, what is it that you want to have in life? Is it a beautiful bungalow in a posh locality? Is it that flashy car you saw in the latest movie? Or is
Arjun Kulkarni-Team MoneyWorks4meSpotting the Corporate Pension Problems – II
In the previous blog, we talked about the defined benefit and defined contribution pension schemes, how they are funded, managed and why certain companies prefer one scheme over the other. So now, that you are
Spotting the corporate pension problems – I
Have you ever wondered why a government job was always cherished by the older generation? Were pension funds the major reason for our grandparents fascination towards government jobs? Well, it seems so! Retirement
Health Insurance: A Healthy Investment!
One cannot reiterate enough on the importance of having Health Insurance or Mediclaim. The stressful times we live in has made the list of lifestyle diseases longer. In fact, people seem to be incurring these diseases
New Pension Scheme (NPS)– Is it the best way to plan your retirement?
In our last week’s article on new pension scheme, we told you what an NPS account is, what its key features are and how it works. But, is it better than other retirement schemes? Does it provide better returns? What are
