Multicap funds invest in stocks across Large, Mid & Small market cap. This flexibility to switch between sectors and stocks belonging to any market capitalization allows the fund manager to take advantage of a...
Category - Mutual Funds Investing
Aliya SayyedTop 10 Large Cap Mutual Funds 2019
Large cap funds invest in the top 100 companies based on market capitalization. These companies are more stable and they can handle economic slowdown better than mid and smaller size companies. This is also reflected by...
Do your SIP the right way with the Power of 4
We have said in our last blog that SIP works when you have less than 40,000 monthly saving but you need to do in it right way to benefit from it. There are 4 things you need to get right. We call it the Power of 4...
Team-MoneyWorks4meIs SIP in Mutual funds the right way to invest for me?
If you have concluded that SIP is the safe and will always give your very good returns then you are mistaken. Firstly you need to know if Systematic Investment Plan (SIP) is right for you and then what is the right way...
Analyze your Mutual Fund Portfolio to check if it will disappoint you
Look at your Mutual Fund Portfolio and think how you came about having this particular composition. Did you, like most people pick up a top performing fund every time you decided to invest or did you get a set of funds...
Mutual Funds: Growth Plan is always better than Dividend Plan
Dividends are nothing but your own money being returned to you. The fund’s NAV will fall immediately after announcing dividend, by an amount equal to dividend per unit. Dividend option in equity plan is a losing...
Passive Investing: Merits & Demerits
Passive investing is picking up pace in developing markets. Passive funds follow a strategy of tracking a particular index performance or a factor like quality, value, etc. In developed markets like US, passive funds...
How to choose the Best ELSS Mutual Fund?
ELSS or Equity Linked Savings Scheme is like any other equity mutual fund scheme, with a crucial difference in offering tax benefits. An ELSS gives you a tax deduction benefit of up to ₹1.5 lakh under Section 80C. It’s...
Why an estimate of future upside is more useful than past performance when investing in Mutual Funds?
If you ever asked “when is a good time to invest in a specific fund”, you are likely to get one of two following answers and some very dirty looks: “Yesterday”. Meaning you were stupid enough not to have invested in MF...
Why chasing top performing funds is a bad idea?
MoneyWorks4me ‘Implied Investor Returns’ show that investor returns are lower than mutual fund returns over long time periods. One would ask how can investor returns be any different than a fund’s returns? There are...
How to achieve the right diversification in Mutual Funds?
The efficient market hypothesis (EMH) was developed by Eugene Fama who argued that stocks always trade at their fair value, making it impossible for investors to either purchase undervalued stocks or sell stocks for...
Select Equity Mutual Funds which are ‘andar-se-strong’
There are roughly 350 Equity Mutual Funds in the market. Selecting the right ones can be pretty complicated. The current method for selecting a fund based on the highest past returns is popular because it is simple and...