The Formula for Growing Wealth and what it tells us about Investing
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Practical, research-backed lessons on stocks, funds, markets and building a portfolio for the long term.
More than 950 articles published since 2009 by MoneyWorks4Me, a SEBI-registered investment adviser.
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself.
Foundations for new investors — how to start, prepare and think.
Deeper method, guru lessons and the books worth your time.
Find, value and hold good Indian stocks the MoneyWorks4Me way.
Choosing funds, building a portfolio and avoiding the usual mistakes.
Goals, surplus and the plan your investing should serve.
Build, manage and rebalance wealth around your financial plan.
IPO and FPO reviews — what the numbers say before you subscribe.
Where the market stands and what it means for your holdings.
Behaviour, psychology and the traps that quietly cost you returns.
Bonds, deposits and the safer end of the portfolio.
Alternative and specialised investment funds.
Gold, real estate and income-producing real assets.
Retirement, NPS and building a lasting income.
Term, health and the cover to buy before you invest.
Tax on investments — capital gains and keeping more of your returns.
Rates, inflation, currency and the economy behind the market.
Your investible surplus is the amount of money left with you after meeting all your expenses.

Long term investing is often described as simple, but staying committed to it is where most investors struggle.

How much of your Investable Surplus do you invest in which Asset classes i.e. Equity, Debt and Gold Asset classes?

When it comes to preparing for investing you need to ask yourself, ‘What do I hope to achieve through investing my saving, the surplus that I have?’ When you know why you are investing, it provides the motivation to keep…

The most important factor in successful investing is not finding the next multibagger or timing the market perfectly.

Asset allocation is one of the most important drivers of long-term investment success.
