The archive
All articles
Every guide and analysis from the Investment Shastra desk, newest first.
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Asking Rate to reach Financial Freedom
Discover why the “asking rate” matters more than market timing in long-term investing. Learn how starting early, step-up SIPs, and disciplined planning make financial freedom achievable.
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Joint Term Insurance in India: Because “Hum Saath Saath Hain” Shouldn’t Just Be An Emotion
Joint term insurance in India offers cost-effective life cover for couples with shared finances. Learn how it works, benefits, limitations, and whether it’s right for you.
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Investing: A Battle of Mindset and not Wits
Successful investing isn’t about intelligence or perfect strategies. It’s about discipline, patience, behavior during market crashes, and staying invested for long-term compounding.
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Why Headline Inflation Misleads Urban Investors: Planning for Your Real Inflation Rate
India’s headline CPI understates the real inflation faced by urban households. Learn how higher costs of housing, education, healthcare and services impact long-term wealth and retirement planning—and how to plan smarter.
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The Rupee in Context: Macroeconomics and Portfolio Considerations
India’s economy remains strong, yet the rupee continues to depreciate. Understand the macro drivers, RBI stance, and how investors should align portfolios for global goals.
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The Great Indian Monopoly Illusion
Regulated monopolies in India offer stability but limited upside. Understand why monopoly power doesn’t always mean pricing freedom or superior investor returns.
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Market Down? Portfolio Laal? Shanti, Mere Bhidu, Picture Abhi Baaki Hai
Market down and portfolio in red? Don’t panic. Understand why red days are normal, how patience and compounding work, and why staying invested is the real winning strategy.
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When NOT to Invest – The Scenarios Where Sitting Tight Saves You Lakhs
The biggest losses often happen not because you didn’t invest—but because you invested at the wrong time. Learn when hitting pause is the most profitable move.
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Dr. Agarwals Healthcare IPO: Expert Review and Recommendations
Read our Dr. Agarwals Healthcare IPO review to see if you should subscribe. Click here for a detailed analysis and recommendation!
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EPF 2025: A Comprehensive Guide to Upcoming Changes and Benefits
Discover EPF 2025 updates: no contribution cap, equity investments, CPPS, and ATM withdrawals. Learn how these changes secure your retirement.
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The Stoic Investor: Cultivating Resilience and Rationality in Uncertain Markets
Learn how Stoic investing principles like emotional control, long-term thinking, and rational decision-making can help you build resilience and succeed in volatile markets.
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ITC Hotels Demerger Update: Key Insights for ITC Shareholders
Learn about ITC Hotels demerger, including shareholding structure, new shares issued, listing timeline, and growth plans. Find out how this move boosts ITCs focus on core businesses.



