With Sapphire Portfolios you put the power of research, structure and discipline to work for you. Our proven investing framework enables you to make informed decisions that ensures success through consistent compounding.
We have helped our clients navigate through many turbulent times such as the 2013 taper tantrum, the 2018 to 2020 small-cap meltdown, multiple geopolitical events, policy changes, and the COVID-19 crash. We have withstood the test of time.
"Working with Moneyworks4me has been a game changer for my investment strategy. Their insightful stock recommendations have consistently delivered impressive returns, all while respecting my risk tolerance. I truly appreciate their balanced approach—navigating the market with both prudence and opportunity. I wholeheartedly recommend their services to anyone looking to grow their wealth with confidence."
Retail investors who choose direct equity often have the ability to think long term, but lack the structure needed to act consistently.
Without clear guardrails, emotions sway your decisions, becoming landmines on your journey to wealth. Sapphire helps you invest without stepping on these landmines.
Sapphire's structured approach helps investors stay aligned with long-term goals, avoid common behavioural mistakes, and make decisions based on robust research and processes rather than react to the market noise.
Every stock we recommend passes our strict selection and valuation criteria – QaRP. The portfolios that we create are strategically built using our ABC approach, for robust, long term compounding.
We exclusively recommend high–quality companies with the objective of minimizing risk and aiming for long-term wealth creation through the power of compounding. Compounding is enhanced by buying high–quality companies at reasonable prices. We provide research-backed cues for assessing quality and the reasonableness of price, enabling investors to make informed decisions confidently
We build a diversified/ concentrated portfolio of about 25/ 16 stocks. We categorize stocks as Core – Resilient and robust companies, usually large, that steadily compound through cycles and upheavals. Booster – smaller companies that are strong, niche, with good execution track records that can convert high growth potential into profits, and Amplifiers – Investment opportunities that transcend conventional categorization.
Core, Boosters, and Amplifiers may not carry the same weight in the portfolio because opportunities differ in size and quality. High-quality opportunities deserve higher weightage than others. Proper position sizing helps us generate better portfolio returns while minimising risk.
The Investment Thesis:
While the sector is facing headwinds, XXXX Ltd has zero debt and holds ₹400Cr in cash. With new capacity live in Q3, operating leverage will kick in. The market is pricing it at 12x PE, while historical average is 18x...
Compounding is enhanced by buying high quality companies at reasonable prices.
The business is great, but the price has run ahead of its long–term intrinsic value.
Fundamentals deteriorating or valuation is absurd. We exit to protect capital.
Investing should be simple, but the research is complex. We run every stock through our proprietary Framework to do the hard work for you.
The result isn't a 50-page report you won't read. It's a simple, actionable and tells you exactly what to Buy, Hold, or Sell and How Much to allocate to each.
This exclusive, fee-only AUM-based model is designed for High Net Worth Individuals requiring a fully customized, actively managed strategy aligned with long-term wealth preservation and growth goals.
Our Flagship plan includes access to exclusive, proprietary tools and educational content designed to empower you to monitor and manage your portfolio with institutional rigor.
Your one-stop screen to Monitor, Buy, Sell, or Hold all Sapphire stocks. Get instant one–click access to the full, in-depth research reports behind every single recommendation for complete conviction.
Insightful information on 3500+ stocks. Screen based on Quality and Price criteria.
Track your personal and family investments and take informed decisions.
Deep-dive video lessons on valuation, fundamental analysis, and portfolio construction from our Committee.
A curated digital library of our foundational investment philosophy, blogs and historical reports.
Transform the way you invest and think about financial freedom – a handbook for practical investing
"At MoneyWorks4Me, we believe that 'Excitement' is the enemy of returns. The stock market is designed to transfer money from the impatient to the patient.
Our advisory is not for those seeking the next 'Hot Tip' to double their money in a month. It is for the sensible investor who wants to compound wealth while sleeping peacefully at night knowing their capital is in high-quality businesses bought at reasonable prices. If that sounds like you, welcome home."
Sapphire is suited for investors who:
Sapphire may not be suitable for investors who: