Check Before You Invest : Integrated Capital Services Ltd

Snapshot

Q.1 Which industry/sub-sector does Integrated Capital Services Ltd belong to?

Integrated Capital Services Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.2 Is Integrated Capital Services Ltd a good quality company?

Integrated Capital Services Ltd is a quality company, based on a 9-year financial track record.

Q.3 Is Integrated Capital Services Ltd undervalued or overvalued?

Integrated Capital Services Ltd appears Somewhat overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Integrated Capital Services Ltd a good buy now?

Integrated Capital Services Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Operating Income growth is -100% for FY-2025, which is in line with its 5-year CAGR of -100%, indicating stable growth.

Q.2 Return on Assets of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Return on Asset is -1.1%, which is below its 5-year historical median of -0.3%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM%	-	-49.42
PPOP%	-222.22	-222.22
RoA%	-1.1	-0.3

Q.3 Return on Equity (ROE) of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Return on Equity is -1.3% for FY-2025, which is below its 5-year historical median of -0.3%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -222.22% for FY-2025, which is in line with its 5-year median(-222.22%), indicating stable margins.

Q.5 Net Profit Margin of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is above its 5-year median( -49.42%), indicating increasing margins.

Q.6 Total Asset growth of Integrated Capital Services Ltd?

Integrated Capital Services Ltd Total Asset growth is -1.35% for FY-2025, which is above its 5-year CAGR of -4.47%, indicating faster growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Integrated Capital Services Ltd?

Promoters hold 65.89% of the Integrated Capital Services Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Integrated Capital Services Ltd vs Industry Peers?

Integrated Capital Services Ltd AUM CAGR is -4.47%, compared to the 5-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Integrated Capital Services Ltd vs industry peers

Integrated Capital Services Ltd profit metrics are below the industry median level of 7.31%, indicating weaker profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	-	15.95
PPOP%	-222.22	4.54
RoA%	-1.1	1.45

Q.3 Operating efficiency of Integrated Capital Services Ltd vs industry peers?

Integrated Capital Services Ltd ROCE (-0.2) is below the industry median of (4.4); while the current ROE (-0.3) are below than the 5-year average Industry ROE (2.7). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	-	15.95
PPOP%	-222.22	4.54
RoA%	-1.1	1.45
ROCE%	-1.2	4.4
ROE%	-1.3	2.7

Valuation & price assessment

Q.1 Stock return of Integrated Capital Services Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 13.6% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	13.6%	15.9%	17.3%	30.9%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	63.31	28.96
Price to Book	1.91	1.82	1.11
Price to Sales	808.73	121.26	9.10
EV to EBITDA	9445.5	28.25	11.77

Q.4 Valuation ratios of Integrated Capital Services Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 1.91% is higher than its historical median of 1.82%, indicating that at the current price the stock is overvalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Integrated Capital Services Ltd return on invested capital (ROIC) is -1.02% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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