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Check Before You Invest : Lloyds Luxuries Ltd

BSE: 0 NSE: LLOYDS ISIN: INE0DTQ01028
  |   Sector:  Miscellaneous   |   Industry:  Professional Services

Snapshot

Q.1 Which industry/sub-sector does Lloyds Luxuries Ltd belong to?
Lloyds Luxuries Ltd belongs to the Miscellaneous sector, operating specifically within the Professional Services segment.
Q.2 Is Lloyds Luxuries Ltd a good quality company?
Lloyds Luxuries Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

Q.3 Is Lloyds Luxuries Ltd undervalued or overvalued?
Lloyds Luxuries Ltd appears Overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 5-year
Historic Median
Price to Earnings - -
Price to Book 6.88 4.27
Price to Sales 3.7 5.15
EV to EBITDA 165.95 -113.38
Q.4 Is Lloyds Luxuries Ltd a good buy now?
Lloyds Luxuries Ltd is a good buy now, based on strong price trend analysis suggesting prices may rise. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

A: What are the trends in revenue and profit margins?

Q.1 Revenue growth of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd revenue growth is 14.8% for FY-2025, which is above its 5-year CAGR of 10.97%, indicating faster growth.

Q.2 Gross Profit margin of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Gross profit margin which is the profit after deduction of direct costs, is -3.7% for FY-2025, which is in line with its 5-year median of -3.7%, indicating stable margins.

Q.3 Operating Profit Margin of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is -3.19% for FY-2025, which is in line with its 5-year median of -3.19% indicating stable margins.

Q.4 Net Profit Margin of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Net Profit Margin is -14.38% for FY-2025, is in line with its 5-year median of -14.38%, indicating stable margins.
Current Level 5-year
Historic Median
Gross Profit Margin (%) -3.7 -3.7
Operating Profit Margin (%) -3.19 -3.19
Net Profit Margin (%) -14.38 -14.38

B: Does the business utilize capital efficiently?

Q.5 Return on Asset of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Return on Asset is -9.5%, which is in line with its 5-year historical median of -9.5%, indicating stable asset utilization efficiency.

Q.6 Return on capital employed (ROCE) of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Return on capital employed is -19.59% for FY-2025, which is below its 5-year historical median of -8.22%. The current ROCE is below its estimated weighted average cost of capital (WACC) of 14%, indicating value preservation.

Q.7 Cash conversion cycle of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Cash conversion cycle is 27 days, above its 5-year historical median of 10 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.

C: How much debt does the business have and is it at a sustainable level?

Q.8 Debt to Equity ratio of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Debt-to-Equity ratio is 0.00, which is lower the industry average of 0.08, indicating lower debt levels in the industry.

Q.9 Debt to cash flow from operations of Lloyds Luxuries Ltd?
Lloyds Luxuries Ltd Debt to cash flow from operations is 0, which is at a healthy level.

Ownership & governance

D: Promoter shareholding and pledge status of Lloyds Luxuries Ltd?

Q.1 Promoter shareholding and pledge status of Lloyds Luxuries Ltd?
Promoters hold 68.37% of the Lloyds Luxuries Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Lloyds Luxuries Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Lloyds Luxuries Ltd vs industry peers?
Lloyds Luxuries Ltd revenue CAGR is 10.97%, compared to the industry median CAGR of 0.00%, indicating faster growth and gaining its market share.
Profit Metrics
Current Level 5-year
Industry Median
Revenue Growth (%) 14.8 0
Gross Profit Growth (%) 0 14.9
Operating Profit Growth (%) 0 9.1
Net Profit Growth (%) 0 15.7
Operating Efficiency
Current Level 5-year
Industry Median
Asset Turnover (x) 0.66 1.37
ROE (%) - 12.58
ROCE (%) -19.59 12.98
Cash Conversion Cycle (days) 26.89 53

Valuation & price assessment

Q.1 Stock return of Lloyds Luxuries Ltd over the last decade?
Over the last 3 year(s), the stock has delivered a CAGR of 30.77% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR
- - 30.8% -20.3%
Q.2 Valuation ratios of Lloyds Luxuries Ltd vs historical?
The current P/E ratio of 0 is in line with than its historical median of , indicating that the stock is trading near its historical average valuation.
Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median
5-year
Industry Median
Price to Earnings - - 26.54
Price to Book 6.88 4.27 2.42
Price to Sales 3.7 5.15 1.70
EV to EBITDA 165.95 -113.38 15.30

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