SEBI Reg. Investment Advisor

Download App
Help Center Pricing
Money Works 4 Me Logo MoneyWorks4Me
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

INVESTMENT INSIGHTS

Check Before You Invest : Lords Mark Industries Ltd

BSE: 501261 NSE: ISIN: INE567L01017
  |   Sector:  BFSI   |   Industry:  Finance - NBFC

Snapshot

Q.1 Which industry/sub-sector does Lords Mark Industries Ltd belong to?
Lords Mark Industries Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.
Q.2 Is Lords Mark Industries Ltd a good quality company?
Lords Mark Industries Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Lords Mark Industries Ltd undervalued or overvalued?
Lords Mark Industries Ltd appears Somewhat overvalued, as its key valuation ratios are higher than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios Current 5-year
Historic Median
Price to Earnings - -
Price to Book -26.83 5.25
Price to Sales - 12.50
EV to EBITDA -72.95 -72.95
Q.4 Is Lords Mark Industries Ltd a good buy now?
Lords Mark Industries Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Operating Income growth is NA% for FY-2025, which is above its 5-year CAGR of -100%, indicating faster growth.

Q.2 Return on Assets of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Return on Asset is -121.8%, which is below its 5-year historical median of -2.7%, indicating deteriorated earnings on assets.
Current Level 5-year
Historic Median
NPM (%) - 4.76
PPOP (%) 567.74 5.66
RoA (%) -121.8 -2.7

Q.3 Return on Equity (ROE) of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Return on Equity is -746.6% for FY-2025, which is below its 5-year historical median of -3%, indicating the business is making worse use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 567.74% for FY-2025, which is above its 5-year median(5.66%), indicating increasing margins.

Q.5 Net Profit Margin of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is below its 5-year median( 4.76%), indicating decreasing margins.

Q.6 Does its ROIC exceed its WACC?
Lords Mark Industries Ltd return on invested capital (ROIC) is -157.37% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Lords Mark Industries Ltd?
Lords Mark Industries Ltd Total Asset growth is -29.48% for FY-2025, which is below its 5-year CAGR of -3.53%, indicating slower growth.

Ownership & governance

D: Promoter shareholding and pledge status of Lords Mark Industries Ltd?

Q.1 Promoter shareholding and pledge status of Lords Mark Industries Ltd?
Promoters hold 80.84% of the Lords Mark Industries Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Lords Mark Industries Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Lords Mark Industries Ltd vs Industry Peers?
Lords Mark Industries Ltd AUM CAGR is -3.53%, compared to the 5-year industry median CAGR of 9.71%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Lords Mark Industries Ltd vs industry peers
Lords Mark Industries Ltd profit metrics are in line with the industry median level of 4.76%, indicating similar profitability compared to peers.
Profit Metrics
Current Level 5-year
Industry Median
NPM (%) - 12.87
PPOP (%) 567.74 -
RoA (%) -121.8 1.4

Q.3 Operating efficiency of Lords Mark Industries Ltd vs industry peers?
Lords Mark Industries Ltd ROCE (-2.8) is below the industry median of (4.15); while the current ROE (-3) are below than the 5-year average Industry ROE (2.3). This shows that the business is positioned in the bottom quartile of the industry.
Operating Efficiency
Current Level 5-year
Industry Median
NPM (%) - 12.87
PPOP (%) 567.74 -
RoA (%) -121.8 1.4
ROCE (%) -157.2 4.15
ROE (%) -746.6 2.3

Valuation & price assessment

Q.1 Stock return of Lords Mark Industries Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 12.7% based on the current price.
9Y 5Y 3Y 1Y
Share Price
CAGR		 12.7% 20.2% 33.7% 62.8%
Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?
Valuation Ratios Current 5-year
Historic Median		 5-year
Industry Median
Price to Earnings - - 29.12
Price to Book -26.83 5.25 1.11
Price to Sales - 12.50 9.10
EV to EBITDA -72.95 -72.95 11.77
Q.3 Valuation ratios of Lords Mark Industries Ltd vs historical and industry averages?
The current Price-to-Book (P/B) ratio of -26.83 is lower than its historical median of 5.25, indicating that the stock is trading below its historical average valuation.

Check more companies

1. Tata Invest Corp
2. Manappuram Finance
3. CreditAccess Grameen
4. IIFL Finance
5. Five Star Business
6. Edelweiss Financial
7. SBFC Finance
8. Bengal & Assam
9. MAS Financial Serv
10. Fedbank Financial

Check trending companies

1. Nava Ltd.
2. Honeywell Automation India Ltd.
3. Hindustan Copper Ltd.
4. SBI Life Insurance Company Ltd.
5. Titan Company Ltd.
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×