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INVESTMENT INSIGHTS

Check Before You Invest : SecUR Credentials Ltd

BSE: 543625 NSE: SECURCRED ISIN: INE195Y01010
  |   Sector:  IT & ITES   |   Industry:  BPO/ITeS

Snapshot

Q.1 Which industry/sub-sector does SecUR Credentials Ltd belong to?
SecUR Credentials Ltd belongs to the IT & ITES sector, operating specifically within the BPO/ITeS segment.
Q.2 Is SecUR Credentials Ltd a good quality company?
SecUR Credentials Ltd is a quality company, based on a 10 year financial track record.
Q.3 Is SecUR Credentials Ltd undervalued or overvalued?
SecUR Credentials Ltd appears Undervalued, as its key valuation ratios are below with their past averages.
Q.4 Is SecUR Credentials Ltd a good buy now?
SecUR Credentials Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of SecUR Credentials Ltd?
SecUR Credentials Ltd revenue growth is -43.8% for FY-2024 , which is below its 5 year CAGR of -14.1% , indicating slower growth.
Q.2 Gross Profit margin of SecUR Credentials Ltd?
SecUR Credentials Ltd Gross profit margin which is the profit after deduction of direct costs, is -12.6% for FY-2024 , which is below its 5 year median of 10.3% , indicating decreasing margins.
Q.3 Operating Profit Margin of SecUR Credentials Ltd?
SecUR Credentials Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is -24.78% for FY-2024 , which is below its 5 year median of 14.29% indicating decreasing margins.
Q.4 Net Profit Margin of SecUR Credentials Ltd?
SecUR Credentials Ltd Net Profit Margin is -8.73% for FY-2024 , is below with its 5 year median of 0.65%, indicating decreasing margins.
Current Level Historic Median
Gross Profit Margin -12.6 10.3
Operating Profit Margin -24.78 14.29
Net Profit Margin -8.73 0.65
Q.5 Return on Asset of SecUR Credentials Ltd?
SecUR Credentials Ltd Return on Asset is -2.86%, which is below its 5 year historical median of 0.4%, indicating deteriorated asset utilization efficiency.
Q.6 Return on Equity (ROE) of SecUR Credentials Ltd?
SecUR Credentials Ltd Return on equity is -5.59% for FY-2024 , which is below its historical median of 0.82%, indicating the business is making worse use of its shareholders capital.
Q.7 Return on capital employed (ROCE) of SecUR Credentials Ltd?
SecUR Credentials Ltd Return on capital employed is -7.32% for FY-2024 , which is below its estimated weighted average cost of capital(WACC) 14%, indicating value preservation.
Q.8 Cash conversion cycle of SecUR Credentials Ltd?
SecUR Credentials Ltd Cash conversion cycle is 345 days, above its historical median of 287 days, indicating deteriorated working capital management. However, you need to compare this with its peers in the industry.
Current Level Historic Median
Asset Turnover 0.33 0.56
ROE -5.59 0.82
ROCE -7.32 7.02
Cash Conversion Cycle 345 days 287 days
Q.9 Debt to Equity ratio of SecUR Credentials Ltd?
SecUR Credentials Ltd Debt-to-Equity ratio is 0.38 , which is above with the industry average of 0.06 , indicating higher debt levels in the industry.
Q.10 Debt to cash flow from operations of SecUR Credentials Ltd?
SecUR Credentials Ltd Debt to cash flow from operations is 3.57 , which is at a unhealthy level, indicating the business is not able to service its debt comfortably.

Ownership & governance

Q.1 Promoter shareholding and pledge status of SecUR Credentials Ltd?
Promoters hold 0.00% of the SecUR Credentials Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of SecUR Credentials Ltd vs industry peers?
SecUR Credentials Ltd revenue CAGR is -14.07% , compared to the industry median CAGR of 4.16% , indicating slower growth and losing its market share.
Profit Metrics
Current Level Industry Median
Revenue 28.1 35.5
Gross Profit -3.5 4.4
Operating Profit -7 4.4
Net Profit -2.5 2
Operating Efficiency
Current Level Industry Median
Asset Turnover 0.33 0.73
ROE -5.59 11.15
ROCE -7.32 15.65
Cash Conversion Cycle (days) 345.07 40

Valuation & price assessment

Q.1 Stock return of SecUR Credentials Ltd over the last decade?
Over the last 5 year(s), the stock has delivered a CAGR of -34.15% based on the current price.
Q.2 What return has the stock given over the last decade?
9Y 5Y 3Y 1Y
Share Price - -34.2% -58.4% -4.7%
Q.3 Valuation ratios of SecUR Credentials Ltd vs historical?
The current P/E is lower that its historical median.
Q.4 How do the current valuation ratios measure up against the historic numbers and the current industry numbers?
Valuation Ratios Current Historic Median Industry Median
Price to Earnings 1.39 9.05 19.99
Price to Book 0.14 1.55 2.65
Price to Sales 0.18 1.50 3.59
EV to EBITDA 2.74 5.26 16.03

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