Check Before You Invest : Shikhar Consultants Ltd

Snapshot

Q.1 Which industry/sub-sector does Shikhar Consultants Ltd belong to?

Shikhar Consultants Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.2 Is Shikhar Consultants Ltd a good quality company?

Shikhar Consultants Ltd is a quality company, based on a 3-year financial track record.

Q.3 Is Shikhar Consultants Ltd undervalued or overvalued?

Shikhar Consultants Ltd appears Overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Shikhar Consultants Ltd a good buy now?

Shikhar Consultants Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Operating Income growth is NA% for FY-2025, which is above its 3-year CAGR of -100%, indicating faster growth.

Q.2 Return on Assets of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Return on Asset is -3.1%, which is above its 3-year historical median of -3.8%, indicating improved earnings on assets.

	Current Level	3-year Historic Median
NPM%	-	18.91
PPOP%	-81.63	-81.63
RoA%	-3.1	-3.8

Q.3 Return on Equity (ROE) of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Return on Equity is -4.9% for FY-2025, which is in line with its 3-year historical median of -4.9%, indicating the business is making similar use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -81.63% for FY-2025, which is in line with its 3-year median(-81.63%), indicating stable margins.

Q.5 Net Profit Margin of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 0% for FY-2025, which is below its 3-year median( 18.91%), indicating decreasing margins.

Q.6 Total Asset growth of Shikhar Consultants Ltd?

Shikhar Consultants Ltd Total Asset growth is -16.87% for FY-2025, which is below its 3-year CAGR of 1.17%, indicating slower growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Shikhar Consultants Ltd?

Promoters hold 41.62% of the Shikhar Consultants Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Shikhar Consultants Ltd vs Industry Peers?

Shikhar Consultants Ltd AUM CAGR is 1.17%, compared to the 3-year industry median CAGR of 9.74%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Shikhar Consultants Ltd vs industry peers

Shikhar Consultants Ltd profit metrics are in line with the industry median level of 6.65%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	3-year Industry Median
NPM%	-	15.62
PPOP%	-81.63	2.63
RoA%	-3.1	1.7

Q.3 Operating efficiency of Shikhar Consultants Ltd vs industry peers?

Shikhar Consultants Ltd ROCE (-3.3) is below the industry median of (4.4); while the current ROE (-4.9) are below than the 5-year average Industry ROE (2.6). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	3-year Industry Median
NPM%	-	15.62
PPOP%	-81.63	2.63
RoA%	-3.1	1.7
ROCE%	-3.3	4.4
ROE%	-4.9	2.6

Valuation & price assessment

Q.1 Stock return of Shikhar Consultants Ltd over the last decade?

Over the last - years, the stock has delivered a CAGR of N/A% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-	-

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	3-year Historic Median	3-year Industry Median
Price to Earnings	-	-11.81	26.37
Price to Book	3.84	0.17	1.23
Price to Sales	-	-	9.73
EV to EBITDA	-73.39	-6.61	10.90

Q.4 Valuation ratios of Shikhar Consultants Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 3.84% is higher than its historical median of 0.17%, indicating that at the current price the stock is overvalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Shikhar Consultants Ltd return on invested capital (ROIC) is -3.3% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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