Check Before You Invest : Health X Platform Ltd

BSE: 533259 NSE: HEALTHX ISIN: INE019J01013

| Sector: BFSI | Industry: Finance - NBFC

Snapshot

Q.1 Which industry/sub-sector does Health X Platform Ltd belong to?

Health X Platform Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.2 Is Health X Platform Ltd a good quality company?

Health X Platform Ltd is a weak quality company, based on a inconsistent 6-year financial track record.

Q.3 Is Health X Platform Ltd undervalued or overvalued?

Health X Platform Ltd appears Somewhat overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Health X Platform Ltd a good buy now?

Health X Platform Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Health X Platform Ltd?

Health X Platform Ltd Operating Income growth is NA% for FY-2025, which is below its 5-year CAGR of 109.13%, indicating slower growth.

Q.2 Return on Assets of Health X Platform Ltd?

Health X Platform Ltd Return on Asset is -0.3%, which is below its 5-year historical median of -0.1%, indicating deteriorated earnings on assets.

	Current Level	5-year Historic Median
NPM%	-176.66	26.02
PPOP%	-	-
RoA%	-0.3	-0.1

Q.3 Return on Equity (ROE) of Health X Platform Ltd?

Health X Platform Ltd Return on Equity is -0.3% for FY-2025, which is below its 5-year historical median of -0.1%, indicating the business is making worse use of its shareholders capital.

Q.4 Net Profit Margin of Health X Platform Ltd?

Health X Platform Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is -176.66% for FY-2025, which is below its 5-year median( 26.02%), indicating decreasing margins.

Q.5 Total Asset growth of Health X Platform Ltd?

Health X Platform Ltd Total Asset growth is -0.37% for FY-2025, which is below its 5-year CAGR of -0.15%, indicating slower growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Health X Platform Ltd?

Promoters hold 74.84% of the Health X Platform Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Health X Platform Ltd vs Industry Peers?

Health X Platform Ltd AUM CAGR is -0.15%, compared to the 5-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Health X Platform Ltd vs industry peers

Health X Platform Ltd profit metrics are in line with the industry median level of 7.31%, indicating similar profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	-176.66	15.95
PPOP%	-	4.54
RoA%	-0.3	1.45

Q.3 Operating efficiency of Health X Platform Ltd vs industry peers?

Health X Platform Ltd ROCE (-0.2) is below the industry median of (4.4); while the current ROE (-0.1) are below than the 5-year average Industry ROE (2.7). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	-176.66	15.95
PPOP%	-	4.54
RoA%	-0.3	1.45
ROCE%	-0.3	4.4
ROE%	-0.3	2.7

Valuation & price assessment

Q.1 Stock return of Health X Platform Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 13.5% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	13.5%	11.7%	4.5%	11.7%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	-	-1206.64	28.96
Price to Book	3.24	3.50	1.11
Price to Sales	2234.02	2867.17	9.10
EV to EBITDA	-1236.48	-1568.29	11.77

Q.4 Valuation ratios of Health X Platform Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 3.24% is lower than its historical median of 3.50%, indicating that at the current price the stock is undervalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Health X Platform Ltd return on invested capital (ROIC) is -0.25% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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