Check Before You Invest : Regis Industries Ltd

Snapshot

Q.1 Which industry/sub-sector does Regis Industries Ltd belong to?

Regis Industries Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.2 Is Regis Industries Ltd a good quality company?

Regis Industries Ltd is a quality company, based on a 9-year financial track record.

Q.3 Is Regis Industries Ltd undervalued or overvalued?

Regis Industries Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is Regis Industries Ltd a good buy now?

Regis Industries Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Total Income growth of Regis Industries Ltd?

Regis Industries Ltd Operating Income growth is 4.67% for FY-2025, which is below its 5-year CAGR of 53.56%, indicating slower growth.

Q.2 Return on Assets of Regis Industries Ltd?

Regis Industries Ltd Return on Asset is -1.3%, which is above its 5-year historical median of -1.8%, indicating improved earnings on assets.

	Current Level	5-year Historic Median
NPM%	-2.07	-6.03
PPOP%	-80.65	-80.65
RoA%	-1.3	-1.8

Q.3 Return on Equity (ROE) of Regis Industries Ltd?

Regis Industries Ltd Return on Equity is -1.3% for FY-2025, which is above its 5-year historical median of -2%, indicating the business is making better use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Regis Industries Ltd?

Regis Industries Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is -80.65% for FY-2025, which is in line with its 5-year median(-80.65%), indicating stable margins.

Q.5 Net Profit Margin of Regis Industries Ltd?

Regis Industries Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is -2.07% for FY-2025, which is above its 5-year median( -6.03%), indicating increasing margins.

Q.6 Total Asset growth of Regis Industries Ltd?

Regis Industries Ltd Total Asset growth is -1.21% for FY-2025, which is below its 5-year CAGR of 7.7%, indicating slower growth.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Regis Industries Ltd?

Promoters hold 0.00% of the Regis Industries Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 AUM Growth of Regis Industries Ltd vs Industry Peers?

Regis Industries Ltd AUM CAGR is 7.7%, compared to the 5-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Regis Industries Ltd vs industry peers

Regis Industries Ltd profit metrics are below the industry median level of 7.19%, indicating weaker profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM%	-2.07	15.95
PPOP%	-80.65	4.17
RoA%	-1.3	1.45

Q.3 Operating efficiency of Regis Industries Ltd vs industry peers?

Regis Industries Ltd ROCE (-1.8) is below the industry median of (4.4); while the current ROE (-2) are below than the 5-year average Industry ROE (2.7). This shows that the business is positioned in the bottom quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM%	-2.07	15.95
PPOP%	-80.65	4.17
RoA%	-1.3	1.45
ROCE%	-1.3	4.4
ROE%	-1.3	2.7

Valuation & price assessment

Q.1 Stock return of Regis Industries Ltd over the last decade?

Over the last 3 years, the stock has delivered a CAGR of -16.59% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-16.6%	-62%

Q.3 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	29.23	46.06	28.96
Price to Book	2.21	6.58	1.11
Price to Sales	13.12	8.78	9.10
EV to EBITDA	29.19	-193.11	11.77

Q.4 Valuation ratios of Regis Industries Ltdvs historical and industry averages?

The current Price to book ratio (P/B) 2.21% is lower than its historical median of 6.58%, indicating that at the current price the stock is undervalued. However, you need a deeper analysis to make a better judgement.

Strategic outlook

Q.1 Does its ROIC exceed its WACC?

Regis Industries Ltd return on invested capital (ROIC) is -1.27% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

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